Suggestions for a pre paid Bank card for PI use

[Cyberfx1024 7,980]

26 minutes ago, j N j said:

Having some issues setting up my BDO account online..once I do, then I can see my banker to do the rest from their end. The remitly seems easy enough.. I tried calling BDO to no avail, any suggestions? not sure what account I am trying to set up, either a checking, savings acct.

I don't know honestly about setting up a BDO account online. What I was talking about is that you already had a BDO account open like your wife's or fiances, then you just send money to it. 

[Sagot 1,548]

I believe he already has a BDO account, just having issue getting the online banking access.   We had issue with that also.. very annoying how they do it, we didn't get it completed until our next trip to the Phils.

 

 

[Greenbaum 12,259]

WF customer service  will help set it up. One call and ours was up and running.  Been using it for 5 years now and not one problem.  It just works. 

[j N j 50]

11 hours ago, Sagot said:

I believe he already has a BDO account, just having issue getting the online banking access.   We had issue with that also.. very annoying how they do it, we didn't get it completed until our next trip to the Phils.

 

 

I do not have a BDO account yet, that why I was trying to set one up.

56 minutes ago, Greenbaum said:

WF customer service  will help set it up. One call and ours was up and running.  Been using it for 5 years now and not one problem.  It just works. 

My WF banker told me that I needed to set one up online 1st, then go back to my branch to be completed.

[Greenbaum 12,259]

Your in a "pickle". Looks like you or someone else needs to open your account from the Philippines. You may need to do you are there. Once opened call WF and link your accounts.

[Sagot 1,548]

10 hours ago, j N j said:

I do not have a BDO account yet, that why I was trying to set one up.

My WF banker told me that I needed to set one up online 1st, then go back to my branch to be completed.

KISS ... Keep It Simple S_ _ _ _ _        

 

Use REMITLY to send money to a payment center.  For most payment centers if the amount is over 40,000 Php they tend ask you to come back the next day, so use BDO (or any bigger bank) to pickup money when in larger amounts - never an issue then.

[j N j 50]

22 hours ago, Sagot said:

KISS ... Keep It Simple S_ _ _ _ _        

 

Use REMITLY to send money to a payment center.  For most payment centers if the amount is over 40,000 Php they tend ask you to come back the next day, so use BDO (or any bigger bank) to pickup money when in larger amounts - never an issue then.

Trust me, Im trying to keep it simple

[Sagot 1,548]

3 hours ago, j N j said:

Trust me, Im trying to keep it simple

If you do not have a Philippine bank account yet and plan to open one once here, it is extremely easy to get REMITLY setup to withdraw money from your WF account and direct deposit into your Philippine bank account.

 

One thing I do suggest is making sure you have your online banking with the Philippines bank setup before leaving.  We didn't do that a few years back, open the account with BDO, then tried to access from the USA.. nope, wasn't happening.  We had to wait until we were back in the Phils, then it required a trip to an ATM machine to enter a code.. after that the online banking has worked very well.   (heck I changed U.S. banks while here in the Phils, then changed REMITLY over.. no issues)

 

As for sending money, I have used most all of them and I have stayed with REMITLY.  Using this link will get you a $30 gift card (for a variety of stores)      http://remit.ly/@pypvga

 

Edited February 24, 2017 by Sagot

[j N j 50]

11 hours ago, Sagot said:

If you do not have a Philippine bank account yet and plan to open one once here, it is extremely easy to get REMITLY setup to withdraw money from your WF account and direct deposit into your Philippine bank account.

 

One thing I do suggest is making sure you have your online banking with the Philippines bank setup before leaving.  We didn't do that a few years back, open the account with BDO, then tried to access from the USA.. nope, wasn't happening.  We had to wait until we were back in the Phils, then it required a trip to an ATM machine to enter a code.. after that the online banking has worked very well.   (heck I changed U.S. banks while here in the Phils, then changed REMITLY over.. no issues)

 

As for sending money, I have used most all of them and I have stayed with REMITLY.  Using this link will get you a $30 gift card (for a variety of stores)      http://remit.ly/@pypvga

 

I talked with my Fiances Niece today, and shes going to allow me to transfer funds into her Metro bank remittance account. I just need her info and go to my local WF branch to complete it..

[Sagot 1,548]

You will then need her ATM card to access your money... correct?

 

Limit at most ATMs is P10,000 per transaction.  I have done three transactions one after another no issue, but on the forth one the machine "hiccuped"

[j N j 50]

3 minutes ago, Sagot said:

You will then need her ATM card to access your money... correct?

 

 

Yes, I will just have her withdraw $$ when I arrive there. I really dont want to rely on anyone for this, but my mind wants to explode with all the new banking terminology. 

[Greenbaum 12,259]

Sometimes it's not easy.

[j N j 50]

9 minutes ago, Greenbaum said:

Sometimes it's not easy.

HAHA, tell me about it.. When I get there, I can open my own account to work with.. HOPEFULLY.

Edited February 24, 2017 by j N j

[Sagot 1,548]

12 hours ago, j N j said:

HAHA, tell me about it.. When I get there, I can open my own account to work with.. HOPEFULLY.

You won't be able to open an account without an ACR card or LTO drivers license, or both.  You will have to rely on your fiancee for that.

[fkruege 0]

Charles Schwab bank offers a debit card that you can use internationally and you don't pay any ATM fees or foreign transaction fees.  At the end of the month, they refund any ATM fees charged.  It saves a lot of fees if you are overseas for extended amount of time.

 

You just have to open a brokerage account and then a investor checking account.