Opening a US bank account from overseas - which bank (re-establishing domicile)

[Laleh 2]

Hi,

I need to prove my intent to re-establish domicile. I started a thread a week or two ago and got lots of suggestions. One was to open a US bank account and start putting money into it. The problem is that I haven't been able to find a bank that will open an account for me without my physical presence there. Have any of you been able to open a US bank account from overseas?

Thanks!

[Ben&Zian 4,398]

There are a few banks online you can use for online accounts, and create them from abroad... I don't know if they could be used as proving domicile though...

Perhaps you can look into this one... I have a "second" bank account with them I created when I was in Iraq years ago just to throw some automatic withdrawls into as an emergency fund type thing...

https://home.capitalone360.com/

It used to be ING Direct but was bought out I guess by Capital One a few years ago or something.. again I just forget it exists most the time... but perhaps good for you to look into and see if they actually would work for you in your attempt to prove domicile. Good luck and maybe some other members have other suggestions for you.

Edited December 14, 2016 by Ben&Zian

[M&Ms 8]

Almost all banks will allow you to open an account online. WF, BOA, HSBC and many others give you the chance to open online

[Laleh 2]

Almost all banks will allow you to open an account online. WF, BOA, HSBC and many others give you the chance to open online

BOA didn't let me. I called a representative and she said it didn't allow me because I'm overseas.

I'll try WF or HSBC.

Edited December 14, 2016 by Laleh

[M&Ms 8]

You should put US address on your address. I assume you put an overseas address that's why it was denied. Or the address you used on your BOA online application is not associated in your credit report.

I have BOA, WF and Capital One I opened all of them online without any issues by giving my US address, Driver Licenses information and all other required fields.

[Ben&Zian 4,398]

BOA didn't let me. I called a representative and she said it didn't allow me because I'm overseas.

I'll try WF or HSBC.

This is a good point. Sometimes when dealing with banks/money transfers and such from over seas, it throws an alert in their system and they stop the process.

I can't even send money transfers (Western union, ect..) when over seas because they get an alert. I have to call them and talk to a supervisor, then usually send in a copy of my ID or passport to show them I am the one actually doing the transfer and that my credit card wasn't stolen.

Perhaps even with BOA this could work for you in that regard? Just verify with them you are the one opening the account in your own name?

[Ryan H 3,812]

Moved from Process Procedures to Progress Reports.