Bill Clinton's boyhood home votes overwhelmingly for Trump

[Dakine10 5,452]

They have a lot of fixing to do try to upright the ship that Obama drove into the ground.

Healthcare, Immigration, Trade, Business Regulation, Military, Iran Deal, NAFTA, Police Violence, National Pride, Economy, etc

Did legalized marijuana just pass in Texas. Cause I really want some of what you've been smoking.

[OriZ 3,157]

I think there are other ways around having people not wait till they are sick to get insurance. For one I think they should eliminate all deductibles, but allow for slight co-pay increases to compensate partially. Then, you add a "waiting period" for certain services. For example - pre existing conditions. That means that if you have pre existing conditions you would still be eligible for insurance, but you would have to pay out of pocket, for, say the first 6 months of the policy. That alone could make more people have insurance sooner rather than wait to get sick. Also I believe dental care should be a part of health insurance policies, however, again, add a 6 month waiting period so people don't get insured just because all of a sudden they have some teeth issues or something. Obviously periodic tests, lab tests, and all other basic services start right away, but another example could be implants, say with a 12 month waiting period. Then you almost guarantee people would want to be covered all the time.

[MarkPerry 488]

Did legalized marijuana just pass in Texas. Cause I really want some of what you've been smoking.

Not in Texas, We are very conservative here and the bible belt. We believe in Gods, Guns, Glory. Obama has created a black hole with Healthcare, Immigration, Trade, Business Regulation, Military, Iran Deal, NAFTA, Police Violence, National Pride, Economy that we will be digging out of for years.

[Dakine10 5,452]

I think there are other ways around having people not wait till they are sick to get insurance. For one I think they should eliminate all deductibles, but allow for slight co-pay increases to compensate partially. Then, you add a "waiting period" for certain services. For example - pre existing conditions. That means that if you have pre existing conditions you would still be eligible for insurance, but you would have to pay out of pocket, for, say the first 6 months of the policy. That alone could make more people have insurance sooner rather than wait to get sick. Also I believe dental care should be a part of health insurance policies, however, again, add a 6 month waiting period so people don't get insured just because all of a sudden they have some teeth issues or something. Obviously periodic tests, lab tests, and all other basic services start right away, but another example could be implants, say with a 12 month waiting period. Then you almost guarantee people would want to be covered all the time.

Something like that happened to a coworker of mine. She died in the meantime. She was relatively young and healthy until she was diagnosed with liver cancer. Not every one has time to play the waiting game. There has to be more than that.

Not in Texas, We are very conservative here and the bible belt. We believe in Gods, Guns, Glory. Obama has created a black hole with Healthcare, Immigration, Trade, Business Regulation, Military, Iran Deal, NAFTA, Police Violence, National Pride, Economy that we will be digging out of for years.

I know VOL, I know. It was a joke. You actually should add some to your repertoire.

[OriZ 3,157]

Something like that happened to a coworker of mine. She died in the meantime. She was relatively young and healthy until she was diagnosed with liver cancer. Not every one has time to play the waiting game. There has to be more than that.

I know VOL, I know. It was a joke. You actually should add some to your repertoire.

Are you suggesting someone should wait to get cancer, then get insurance, and have everything covered for them, and that's ok?

She didn't have to wait and die. She could have made payments. I didn't say refuse coverage, I said they will need to make payments, just like many already do now today with the out of pocket and deductible costs. So I'm suggesting to eliminate the deductible to compensate somewhat....

Trust me I'm all for anyone with pre existing conditions not being refused for those conditions and have repeated that infinitely in here for several years. As someone whose wife has half a dozen autoimmune disorders and I know how hard(and usually impossible) it's always been for her to be covered, I completely understand. But at least she wanted to be. She tried. I am sorry for what happened to your friend, but that doesn't negate the fact that it is irresponsible to not get health insurance just because you are "young and healthy". Maybe if you knew there was a waiting period and wanted to avoid that you, or in this case she actually would.

[Dakine10 5,452]

Are you suggesting someone should wait to get cancer, then get insurance, and have everything covered for them, and that's ok?

She didn't have to wait and die. She could have made payments. I didn't say refuse coverage, I said they will need to make payments, just like many already do now today with the out of pocket and deductible costs. So I'm suggesting to eliminate the deductible to compensate somewhat....

Trust me I'm all for anyone with pre existing conditions not being refused for those conditions and have repeated that infinitely in here for several years. As someone whose wife has half a dozen autoimmune disorders and I know how hard(and usually impossible) it's always been for her to be covered, I completely understand. But at least she wanted to be. She tried. I am sorry for what happened to your friend, but that doesn't negate the fact that it is irresponsible to not get health insurance just because you are "young and healthy". Maybe if you knew there was a waiting period and wanted to avoid that you, or in this case she actually would.

She had insurance. Unfortunately we went through a restructure, and although no one got layed off (or was scheduled to), they told her her services would not be needed. I guess people with liver cancer don't make good employees.

She qualified for COBRA, but you know with no job and expenses mounting, that doesn't work long. The sad thing is this was a non profit religious hospital where I worked. They hired her back because we all filled out resignations and everyone was ready to leave, but by the time all that had went on her illness had progressed to a terminal phase.

One of the things that should change is health insurance being tied to employment. Those may be the first two things to go when you have a major illness. In that case, it doesn't matter how responsible you had been before that.

[Dakine10 5,452]

I don't want a Healthcare system that costs more than any other 1st world nation and delivers at the bottom of the pile. Obamacare didn't fix it or make Healthcare affordable. I don't know the solution but I know the ACA ain't it

Health care is part of the free market economy here. There are solutions, but I don't think you want to hear them and I don't want to be called a commie again.

[The Nature Boy 7,659]

One of the things that should change is health insurance being tied to employment. Those may be the first two things to go when you have a major illness. In that case, it doesn't matter how responsible you had been before that.

Indeed

[OriZ 3,157]

She had insurance. Unfortunately we went through a restructure, and although no one got layed off (or was scheduled to), they told her her services would not be needed. I guess people with liver cancer don't make good employees.

She qualified for COBRA, but you know with no job and expenses mounting, that doesn't work long. The sad thing is this was a non profit religious hospital where I worked. They hired her back because we all filled out resignations and everyone was ready to leave, but by the time all that had went on her illness had progressed to a terminal phase.

One of the things that should change is health insurance being tied to employment. Those may be the first two things to go when you have a major illness. In that case, it doesn't matter how responsible you had been before that.

Oh trust me I'm familiar with COBRA. I covered COBRA for my wife(before she was even my wife lol) back in 2008 after she walked out of her job(after a couple months of me wanting her to) because they wouldn't even let her wear her neck brace coming right out of neck surgery! I believe it was like $350 a month at the time back in WI.

However this example is not at all what I'm even referring to. I'm talking only about those who are/were never covered and are not looking to be till they get sick because they wanna save a few bucks. Anybody who's already had health insurance and lost it only because they lost their job(or some other reason of the sort) should not have to have a waiting period. I was just talking about a way to solve the "people wait to get sick to be covered" issue that the mandate attempted to solve.

Regardless, I completely agree with you on insurance being tied to employment. And I also don't think insurance companies are needed in the first place but that's a different disucsison we've already had...here I'm just talking about dealing with an existing situation.

[Dakine10 5,452]

Oh trust me I'm familiar with COBRA. I covered COBRA for my wife(before she was even my wife lol) back in 2008 after she walked out of her job(after a couple months of me wanting her to) because they wouldn't even let her wear her neck brace coming right out of neck surgery! I believe it was like $350 a month at the time back in WI.

However this example is not at all what I'm even referring to. I'm talking only about those who are/were never covered and are not looking to be till they get sick because they wanna save a few bucks. Anybody who's already had health insurance and lost it only because they lost their job(or some other reason of the sort) should not have to have a waiting period. I was just talking about a way to solve the "people wait to get sick to be covered" issue that the mandate attempted to solve.

Regardless, I completely agree with you on insurance being tied to employment. And I also don't think insurance companies are needed in the first place but that's a different disucsison we've already had...here I'm just talking about dealing with an existing situation.

If people were only uninsured by choice or to save a few bucks I would agree. I think the situation before the ACA was, we just had too large of a pool of people over time who had fell through the cracks and who had no way out. Many for legitimate reasons.

Unfortunately the ACA and everything that's followed has just pushed a different group of people out the door, those who cant afford insurance and are really having making a horrible cost risk analysis with their lives. I don't blame all of that on the ACA. That's what happens if you try to fix a broken toilet with a band aid and chewing gum.

[OriZ 3,157]

If people were only uninsured by choice or to save a few bucks I would agree. I think the situation before the ACA was, we just had too large of a pool of people over time who had fell through the cracks and who had no way out. Many for legitimate reasons.

Unfortunately the ACA and everything that's followed has just pushed a different group of people out the door, those who cant afford insurance and are really having making a horrible cost risk analysis with their lives. I don't blame all of that on the ACA. That's what happens if you try to fix a broken toilet with a band aid and chewing gum.

Well, whoever thought it would be a good idea to fix it with a band aid and a chewing gum is to blame.

And yup, just those uninsured by choice.

BTW, as an anecdote, when my wife walked out, she literally just walked out and walked away one day before inventory...no 2 weeks no nothing, they didn't deserve that. Took me a while to convince her lol and they were all stunned, and then once they found out she moved to Israel a little while later she was really the talk of the place haha

So no, for one we shouldn't have health insurance companies, but then if we do it should definitely not be tied to employment, they should be allowed across state lines, + everything else that was said in the last few pages, I think would work better than the ACA has. But we'll see what they do.

[Dashinka 24,864]

Well, whoever thought it would be a good idea to fix it with a band aid and a chewing gum is to blame.

And yup, just those uninsured by choice.

BTW, as an anecdote, when my wife walked out, she literally just walked out and walked away one day before inventory...no 2 weeks no nothing, they didn't deserve that. Took me a while to convince her lol and they were all stunned, and then once they found out she moved to Israel a little while later she was really the talk of the place haha

So no, for one we shouldn't have health insurance companies, but then if we do it should definitely not be tied to employment, they should be allowed across state lines, + everything else that was said in the last few pages, I think would work better than the ACA has. But we'll see what they do.

Weren't those the legislators that told us they have to pass it before they read it?

[OriZ 3,157]

Weren't those the legislators that told us they have to pass it before they read it?

Well, first it was those who advertised band aid and a chewing gum as a fix. Then, those who bought it because they thought it was "as seen on TV'. So yeah, them too.

[Dakine10 5,452]

It's too bad congress didn't work together and get it right the first time. It would have save a lot of time and money. Although I'm sure they're going to screw it up all over again once the lobbies and special interest groups get involved.

I do hope Trump goes ahead and gets the swamp cleaned up before that happens.