Bill Clinton's boyhood home votes overwhelmingly for Trump

[Rob L 3,811]

I may be wrong but I think the pre existing thing was part of Hippa and predated Obama care, to a degree

you are partially correct, Hippa and a variety of other laws protected you from loosing coverage for preexisting conditions when you converted the policy and protected you from unreasonable rate increases.

Exclusion of preexisting conditions was a standard policy clause to prevent folks from not buying coverage until they got sick. ACA overcame this limitation by forcing everyone to get coverage. Otherwise as they say only folks with burning houses would buy fire insurance.

Edited November 12, 2016 by Rob L

[Dakine10 5,452]

Well, to be clear, when certain folks on the right use blanket labels, they immediately become racist or mysogynistic, or whatever fits the leftinistas agenda at that moment. It's only cool to mass-label when it comes from the left. Swank, even.

Predictable answer. Some would say your a hypocrite, believe me. I wouldn't say that though.

[yuna628 9,743]

I may be wrong but I think the pre existing thing was part of Hippa and predated Obama care, to a degree

Nope. And believe me there are days I feel like strangling the regulation and hassle for workers HIPPA has caused, but has nothing to do with pre-existing standards now. As Rob explains it had some aspects involving converting a plan - but you virtually already had to have coverage beforehand.

what proof do you offer to back this up?

It was a football team, it just moved to a different state. Now it's just a FTINO.

Edited November 12, 2016 by yuna628

[Dakine10 5,452]

what proof do you offer to back this up?

They are a team and they have a football. That would make them, at least superficially, a football team.

[Voice of Reason 10,298]

And others would say I am 100% accurate, as pertains to the folks who post here regularly. It goes both ways, and you know it.

Predictable answer. Some would say your a hypocrite, believe me. I wouldn't say that though.

[The Nature Boy 7,659]

you are partially correct, Hippa and a variety of other laws protected you from loosing coverage for preexisting conditions when you converted the policy and protected you from unreasonable rate increases.

Exclusion of preexisting conditions was a standard policy clause to prevent folks from not buying coverage until they got sick. ACA overcame this limitation by forcing everyone to get coverage. Otherwise as they say only folks with burning houses would buy fire insurance.

That's why I said to a degree ?

you are partially correct, Hippa and a variety of other laws protected you from loosing coverage for preexisting conditions when you converted the policy and protected you from unreasonable rate increases.

Exclusion of preexisting conditions was a standard policy clause to prevent folks from not buying coverage until they got sick. ACA overcame this limitation by forcing everyone to get coverage. Otherwise as they say only folks with burning houses would buy fire insurance.

That's why I said to a degree ?

[The Nature Boy 7,659]

You are wrong. Pre-existing conditions coverage was one of the biggest parts of Obamacare. HIPAA is the health insurance portability and accountability act.

Do a little Google time and get back with me. Pre existing was a part of HIPPA

[Rob L 3,811]

 

Excellent Post

N B has a fanboi

[Póg mo 1,749]

This is what I don't uderstand about American Youth, they want to be on thier family insurance and have it paid by mommy and daddy until they are age 26. When I was 19 I couldn''t wait to move out of my parents house, get a place, have my girlsfirends spend the night, drink beer with my buddies, overall party.

Getting out on your own and getting a job and insurance and paying your own way was what we did, not sit around colleges and have cry in and get your feelings hurt by what someone said. We have really raised a generation of Snowflakes

I hope my nephew, who under the old system could not afford insurance, will happy now that his rights to be on his mother's insurance goes away. He had cancer when he was fifteen. Insurance companies used to not want to insure people like him. Of course he is a Republican, so will potenially be in line for some pretty rapid karma.

[Dakine10 5,452]

Do a little Google time and get back with me. Pre existing was a part of HIPPA

No it wasn't. Continuing coverage of pre-existing conditions if you already had health insurance (and were treated) prior to losing coverage was part of HIPAA. That was the portability part. Nobody could get pre-existing coverage if they didn't already have health insurance before the ACA.

[Voice of Reason 10,298]

ACA has helped some. It has hurt others. I know of people who are paying over $5,000 per year in premiums, and that have deductibles that range from $4-13,000 per year. Quite a disparity.

[Rob L 3,811]

That's why I said to a degree ðŽ

That's why I said to a degree ðŽ

to the degree that folks loosing jobs might be able to afford that coverage, yes

[Voice of Reason 10,298]

Couldn't get, or simply had to pay more for coverage? I seem to recall that some things were coverable, but with really high premiums. Probably not late-stage cancer or anything. But I guess that's between the company and the insured to bargain for.

No it wasn't. Continuing coverage of pre-existing conditions if you already had health insurance (and were treated) prior to losing coverage was part of HIPAA. That was the portability part. Nobody could get pre-existing coverage if they didn't already have health insurance before the ACA.

[Rob L 3,811]

ACA has helped some. It has hurt others. I know of people who are paying over $5,000 per year in premiums, and that have deductibles that range from $4-13,000 per year. Quite a disparity.

are they in a state that chose not to set up a pool?

[Voice of Reason 10,298]

Not sure, Rob. Alaska, Alabama, and Louisiana are the ones I know about personally. I am not really that in tune with which states do what when it comes to ACA.

The worst case I know of is a guy who is self-employed in AK. Pays about $1400 a month in premiums, and his deductible is around $13K per year. Were it me, I would pay the penalty, and just pay for my health care as I went.

are they in a state that chose not to set up a pool?

Edited November 12, 2016 by LFEHFN