How long can I go without health insurance after filling for AOS?

[nikkimujj 5]

Hi,

Me and my wife (US Citizen) met abroad during our studies together. I moved to the US with her after that on the K1 visa in late August and got married in the beginning of October. We filed for our AOS by the end of OCT and have already gotten my biometrics appointment. She is currently looking for jobs and is covered by her parents insurance. I am hoping that when she'll get a job I can be covered under her insurance from the company but it will probably be a couple of more months since she is in the middle of early interviews for now.

I want to know how long can I go without getting health insurance and would it have any impact on my AOS application interview. I have heard that people have been asked to bring health insurance documents at the AOS interview. I am just wondering if that'll be a problem for me and for how long can I put it off (while my wife's job applications reach a conclusion)? I'd really appreciate any experiences or advice in this regard.

Thanks a lot!

[Unlockable 7,314]

When your wife gets a job she will be able to include you to her life insurance through her employer because of your marriange not because of you AOS application.

Technically, you can get insurance anytime through the healthcare marketplace. But you will be paying a heavy premium because it will be personal insurance and not be through an employer.

I don't think it will be an issue for an AOS interview.

[f f 725]

moving to the us is also a event that let's you get insurance so you don't need to wait for marriage. however that would just let you buy an individual plan.

[Umka36 781]

If you don't get ACA qualified health insurance, all you will be stuck with is tax penalty (assuming you don't qualify for a waiver). There is no impact to the AOS interview if you have other co-mingling proof. Depending on her employer/health plans, it may be more expensive to add you than going through the State or ACA exchange.

[Eric-Pris 1,606]

If you don't get ACA qualified health insurance, all you will be stuck with is tax penalty (assuming you don't qualify for a waiver).

I prepare tax returns and if you cannot afford a plan from the State exchange, that's a waiver. That tends to be very subjective in what you can and can't afford. The penalty applies to those who can afford insurance but opt to not buy it.

[Ebunoluwa 6,136]

Go here and navigate through the site to figure out your premium cost, you can also find a local insurance agent to help you guide

you through this web site. https://www.healthcare.gov/

You probably are eligible for subsidized premiums.

Your I-797 pending AOS qualifies you to receive ACA insurance as an immigrant.