Why are bank statements necessary? K1

[jakartausa 28]

Quick question:

Assuming I've provided my most recent tax return, 6 months pay stubs to recent and letter from employer. What information can be derived from my bank statements? I really don't understand this requirement. My income level is determined from pay stub and tax return. All the DOS will see with my statements is how I spend my money. I pay rent, buy food and pay my bills. Other then that I'm not using my bank accounts to prove my income as I don't need too. I have no savings in my bank accounts. These are just transaction (meaning all debit and credits) accounts.

Thanks

Edited November 8, 2016 by jakartausa

[Harpa Timsah 13,258]

To see that you have not accepted cash from your fiance as payment for immigration paperwork? To see that you are not a drug dealer? Could think of some other reasons...

[jakartausa 28]

Ahh that makes sense. Ok no problem. I dont have problem providing them, I just didn't see the need. Ok Thanks for the quick response.

[A'n'L 735]

They are not required as long as your income meets the requirements for sponsoring.

[jakartausa 28]

They are not required as long as your income meets the requirements for sponsoring.

Thanks, Thats what I was told as well. Ill probably still provide them. I mean if they want to see that i eat at subway 3 days a week and spend too much for Obamacare - OK! Enjoy reading it LOL

[sfcscott 34]

To see that you have not accepted cash from your fiance as payment for immigration paperwork? To see that you are not a drug dealer? Could think of some other reasons...

There is nothing that can show proof of any of that. Your statements are only going to reflect deposits in the sum of money, NOT by who or what it was deposit for.

[jakartausa 28]

There is nothing that can show proof of any of that. Your statements are only going to reflect deposits in the sum of money, NOT by who or what it was deposit for.

Scott - correct. This is why i think the statements are absolutely optional unless you have say 10,000 in savings and you wish to use this to prove assets. I will confirm with the embassy but I think im correct.

[Ben&Zian 4,398]

I did not supply any banking information. Just W2's and pay stubs; but I don't have a large savings so did not feel the need as my income is well above the line; but check with the embassy as you stated to make sure. Better to be prepared than run into a snag later on.

[Harpa Timsah 13,258]

There is nothing that can show proof of any of that. Your statements are only going to reflect deposits in the sum of money, NOT by who or what it was deposit for.

A large cash deposit might lead to further questions. I know a bank statement doesn't say "money from drug deal - $1000"

[sfcscott 34]

Scott - correct. This is why i think the statements are absolutely optional unless you have say 10,000 in savings and you wish to use this to prove assets. I will confirm with the embassy but I think im correct.

Exactly!

[Ben&Zian 4,398]

A large cash deposit might lead to further questions. I know a bank statement doesn't say "money from drug deal - $1000"

That would be quite something to show up on a bank statement.

But you're definately right still on random large sums or money being deposited or a one time large sum being deposited right before the interview in an attempt to briefly "beef up" the savings for show.

[jakartausa 28]

OK fine! Ill submit my statements. I can see them saying "Do you know why your fiance eats so many sandwiches?" LOL

Edited November 8, 2016 by jakartausa

[MeAlone 161]

if you have your salary or your income as a direct deposit, they want to see it as your income confirmation, monthly deposits on your account and the same amount you showed them in other documents and the savings if you have them. It's simple, it's about your financial capability to support a foreigner you bring to US

Tasha

[LionessDeon 2,060]

I did not provide my then Fiance with any bank statements for his interview. My payroll is direct deposit. Kingston embassy did not ask from them at either interview.

This may be consulate specific.

Edited November 9, 2016 by LionessDeon

[jakartausa 28]

if you have your salary or your income as a direct deposit, they want to see it as your income confirmation, monthly deposits on your account and the same amount you showed them in other documents and the savings if you have them. It's simple, it's about your financial capability to support a foreigner you bring to US

Tasha

This is what the Employer verification letter and 6 months of pay-stubs is for.