Co-Sponsor or not?

[Wingsfan 2]

Hi everyone, i have a wife from Costa Rica, my son (which i do not claim as dependent) and myself. Going by the poverty guidelines in my household is 3 and need to make over 25,200. Well i am more at 20,000 salary, but i do have 23,000 in an IRA. Can i use that IRA as an asset for getting me over the poverty line marker.

I also am starting a new job Oct 17th and will be getting a raise in pay as well of a dollar.

I would rather not have a joint sponsor, that way this is all on me. any help and advice would be fabulous.

Edited October 2, 2016 by Wingsfan

[Jojo92122 1,924]

Your IRA is unlikely to be accepted since it would create a hardship with the 10% tax penalty.

A recent job does not help if you do not have a history of meeting the 125% poverty line in prior years.

You will probably need a Joint Sponsor.