Re: RFE when couple does not share financial responcibilites

[Lemonslice 4,840]

I wonder if OP becomes unemployed or back luck, will the wife step up financially to help out or she will follow the prenup terms strictly

He said she's an adult lacking the skills to make payments. Edited July 3, 2016 by Lemonslice

[Sukie 1,460]

There was another couple (US/Germany) who had not co-mingled funds - they had both had family experiences with ugly divorces, so they had not co-mingled finances because of that. They merely wrote their explanation about why they had (together) come to this decision, and they were both ok with it. They got past the USCIS hurdle.

Good luck. As Ebulowona said, add wills and medical powers of attorney. Every couple should have these.

Sukie in NY

[NikLR 13,227]

Worse comes to worse OP gets an interview.

[MsDDD 7]

These both are about to be nothing. Because can be changed any day...if there was something like so called "trust agreement"-could be really good.

"add wills and medical powers of attorney. Every couple should have these."

Sukie in NY

Edited July 3, 2016 by MsDDD

[KawikaDavid 2]

Why are you stuck on the fascination that she must pay the bills if her name is on them along with yours. You can still pay them. They're not looking for who wrote the check, just that everything is in both your names....

Shaunug...thank you. I still seems unreasonable for me to believe that putting her name on the last bill of a 3-year marriage is going to change anything (remember this is due next month). It might even indicate I'm playing games with them. I think I'm better served to explain the situation as it is rather than change it on the 11th hour.........but who knows?...............Actually...that is why I'm on here. ("Who knows"). Does anybody really know? Better said: Has anybody been in a similar position for which their 10-year was delayed due to a request for information? If so..........tell me the story...please. thanks

[KawikaDavid 2]

I don't think it's her contributing that USCIS is looking for per se. Women stop working in traditional marriages, so her not putting funds into marriage won't really raise any flags about your relationship. USCIS is probably more looking for proof that you're looking out for each other financially -- something that a green card marriage wouldn't likely exhibit. I've read some people send in their wills, power of attorney, authorized signatory, etc. Those would be good evidence too. Did you send in affidavits as well? Get someone who understands your finances to attest to your marriage.

I do like the idea of a letter too. You can mention your situation and invite them to visit your home or have you come in for an interview if they need further proof.

and I'm from Manila

Thank you Babs.... Well if it's proof that I'm looking out for her, financially....I have that in spades...I have all kinds of proof.....I'm paying for her shelter, health insurance, clothes, food, .....everything. I think I'm becoming less clear of their (USCIS) primary concern. thanks

[Unidentified 2,930]

Thank you Babs.... Well if it's proof that I'm looking out for her, financially....I have that in spades...I have all kinds of proof.....I'm paying for her shelter, health insurance, clothes, food, .....everything. I think I'm becoming less clear of their (USCIS) primary concern. thanks

Doesn't really show that you are commingling your finances though.

Are both your names on the health insurance or only her name?

[KawikaDavid 2]

Some of you think I have some "fascination with the prenup." I don't. In fact I will not be even mentioning it to immigration. Also....I plan on sending in everything I have that has been suggested. I do, however,...at this point, feel that adding my spouse to one utility bill (info due next month) is ill- advised and might be perceived as game playing. But........I'm open minded.

I haven't heard from anybody yet that has had their 10-year delayed (like us) because of insufficient info. Tell me your story, please.

[KawikaDavid 2]

Doesn't really show that you are commingling your finances though.

Are both your names on the health insurance or only her name?

Hey guys...........I think just hers (I'll check)....But I can easily show 3 years of monthly checks generated from my personal checking account, so that's not problematic....thanks

[Unidentified 2,930]

Hey guys...........I think just hers (I'll check)....But I can easily show 3 years of monthly checks generated from my personal checking account, so that's not problematic....thanks

And that is going to prove?

Also is her name on the place you live in? Is her name on anything?

[KawikaDavid 2]

And that is going to prove?

Also is her name on the place you live in? Is her name on anything?

Thanks Maria ans Steve............of course that's proof. The checks are written from me to her health ins.

Yes....all of her checks from her work have our address. Her health ins too. Her Drivers permit, CA ID, Bank accounts(personal and joint), Nursing asstance certificate...............probably some more too. Yup, thanks

[SB&RH 19]

If she can't even have the cable or internet bill in her name, how would she even be able to call their customer service to discuss anything about service or billing issues???.

I sure do hope she has a personal bank account no one knows about.

[N-o-l-a 7,167]

If she can't even have the cable or internet bill in her name, how would she even be able to call their customer service to discuss anything about service or billing issues???.

I would suspect that is fairly typical for couples who have a foreign spouse. My husband doesn't like to call companies to discuss issues because he isn't sure what he should be saying or if he will be understood.

[Ash.1101 1,756]

Thank you Babs.... Well if it's proof that I'm looking out for her, financially....I have that in spades...I have all kinds of proof.....I'm paying for her shelter, health insurance, clothes, food, .....everything. I think I'm becoming less clear of their (USCIS) primary concern. thanks

Comingling of funds does not mean that you take care of her or she takes care of you.

The definition they (USCIS) are using of commingling of funds is: When two or more individuals money is put into a pool of money, such as a joint account, and have access to the money, the money/funds are considered commingled. When USCIS looks at the bank account and sees a balance, they should not (without some actual looking) be able to tell who put in what money into that account. If the account has one name, they know who put the money in, if the account has two or more names, then say if the balance is 10,000 but the deposits for the month were only 4,500, they can't tell who's money is who's out of the 10,000, thus making the funds commingled.

If you think of it as a physical aspect, they basically want her to throw a pile of cash into a pool, then they want you to throw a pile of cash into the same pool. After you do that, they're going to say "Now who's dollar bill is who's?". Yes, you could go "well I threw in X and she threw in Y, let's count", but if they picked up a single dollar bill, you wouldn't know who's single dollar bill that was out of the pool.

You providing for her is simply covering the agreement you made with the I-864, that you would be financially responsible for her. Now you have to show a line of trust between two people, by having a bank account that allows access for both you and your wife, along with that bank account having money from both.

Again, in this case JUST to meet USCIS requirements, some people open three bank accounts, two personal (one for each person), then one joint. The paychecks go into the joint, the bills are paid for both people, then everything gets split to the two others account for free spending money.

If you get an interview, just bring all the proof possible. Ya'll should be fine, but just be prepared.

Edited July 4, 2016 by Ash.1101

[KawikaDavid 2]

Comingling of funds does not mean that you take care of her or she takes care of you.

The definition they (USCIS) are using of commingling of funds is: When two or more individuals money is put into a pool of money, such as a joint account, and have access to the money, the money/funds are considered commingled. When USCIS looks at the bank account and sees a balance, they should not (without some actual looking) be able to tell who put in what money into that account. If the account has one name, they know who put the money in, if the account has two or more names, then say if the balance is 10,000 but the deposits for the month were only 4,500, they can't tell who's money is who's out of the 10,000, thus making the funds commingled.

If you think of it as a physical aspect, they basically want her to throw a pile of cash into a pool, then they want you to throw a pile of cash into the same pool. After you do that, they're going to say "Now who's dollar bill is who's?". Yes, you could go "well I threw in X and she threw in Y, let's count", but if they picked up a single dollar bill, you wouldn't know who's single dollar bill that was out of the pool.

You providing for her is simply covering the agreement you made with the I-864, that you would be financially responsible for her. Now you have to show a line of trust between two people, by having a bank account that allows access for both you and your wife, along with that bank account having money from both.

Again, in this case JUST to meet USCIS requirements, some people open three bank accounts, two personal (one for each person), then one joint. The paychecks go into the joint, the bills are paid for both people, then everything gets split to the two others account for free spending money.

If you get an interview, just bring all the proof possible. Ya'll should be fine, but just be prepared.

Ash...............well said, thanks. And I like your analogy. Yea....that was generally my initial understanding of comingling. As I responded to other's , I became a little unsure. Yes...they are looking for "a line of (financial) trust between two people".