about sponsor

[kwaldner 0]

Hi all,

I have a question about the sponsor and would like to seek some advice. Can the sponsor on the principal applicant's affidavit of support provide the principal applicant with a personal student loan while the applicant is still in the process of obtaining the visa?

Thanks!

Edited June 27, 2016 by kwaldner

[NikLR 13,232]

You mean can they lend them money for school? Sure the petitioner can lend the beneficiary money but since they're married why are they lending money?

Or is that not what you're asking?

[Penguin_ie 5,996]

You posted this in the spousal visa section, so sure, the husband can give the wife money to go to school (or the other way around). This would not be listed in nor affect the I-864 at all. That being said, if a spouse gives the other a loan, as opposed to just paying for things, that would be a red flag that the relationship is for immigration purposes only.

[kwaldner 0]

Thank you for your comments, I just wanted to clarify that my spouse is indeed sponsoring my visa, and I am thinking of receiving a student loan from my spouse's parent, who is the joint sponsor for the affidavit of support.

The reason why it has to be a loan and not a gift is because the loan is substantial and in order not to have complications with the IRS, it has to be a loan.

useful link: http://www.marketwatch.com/story/how-to-lend-money-to-a-relative-without-getting-whacked-by-the-irs-2015-05-12

I guess my situation should be alright?

Edited June 27, 2016 by kwaldner

[NikLR 13,232]

Why would you not try otber avenues for a student loan first? Or try for grants or scholarships? Also i would wait until you are sure you will get in state tuition bedore attending school because the cost difference is huge.

But legally? It looks suspicious but yes you can get a student loan from your future in laws.

[kwaldner 0]

Thanks for the comments, do I have to declare this to the officer during the interview? I have a very good reason why I would need a student loan from my in laws.

[NikLR 13,232]

No.

[Penguin_ie 5,996]

No, unless you are somehow asked about how you can afford college or similar, no need to volunteer the information.