London K1 (I-134 & I-864): Taking out a loan to meet requirements?

[Rob&Jen 14]

Hi,

Sorry, but your new Joint Sponsor is not a good choice. You have someone who is married filing a tax return with fraudulent information about his marital status since he is not single as he reported. Why would the US Embassy accept a return with fraudulent information even if he does have the income and assets? There would be reason to review a tax return with fraudulent information. You need a JS without a tax problem.

Do people just skip over every other post on this forum?

I already said it was how my fiance phrased it. She also said he filed separately. So don't assume there's any fraud involved. Just poor phrasing.

[EM_Vandaveer 2,408]

You need to find out. If he filed MARRIED FILING SEPARATELY, that's OK.

[Nich-Nick 3,354]

Thanks Nick.

As a landowner and asset holder he can still list them (and savings) to meet the income amount, right? So long as the total figure meets the requirement.

Yes. For current income line, it should match 2015 tax return Line 22 just because he is self employed. He won't have pay stubs or an employer letter to prove what he is making current, so go with the only proven number he has that will fly with USCIS...his tax return. Then he builds on that with assets if it does not exceed the $40k number. But remember the math...if he is $10k short, then he needs 5 times $10k in assets. Hopefully he isn't short of the $40k mark. Easier to fill out that way.

USCIS is not going to audit how he filed. They aren't tax people. They just want to see what he filed. A tax return transcript (free from IRS) is better than photocopy of his actual tax forms.

Edited June 21, 2016 by Nich-Nick

[Rob&Jen 14]

Yes. For current income line, it should match 2015 tax return Line 22 just because he is self employed. He won't have pay stubs or an employer letter to prove what he is making current, so go with the only proven number he has that will fly with USCIS...his tax return. Then he builds on that with assets if it does not exceed the $40k number.

Nice. This just might work then.

He owns another property btw which he occasionally lets, but not at the moment, so he won't be in "hardship" should he use the house as an asset.

Thanks

[Nich-Nick 3,354]

Nice. This just might work then.

He owns another property btw which he occasionally lets, but not at the moment, so he won't be in "hardship" should he use the house as an asset.

Thanks

I added an edit so go back and read the rest.

[Rob&Jen 14]

I added an edit so go back and read the rest.

Yeah I caught that. Good to know. Although we might have to settle for his 1040s and W2s for the I-134 and use his transcripts for the I-864. My NOA2 runs out on 18th August.

Well maybe not considering the wait time for interviews are around a month from the time you book.

Edited June 21, 2016 by Rob&Jen

[Nich-Nick 3,354]

Yeah I caught that. Good to know. Although we might have to settle for his 1040s and W2s for the I-134 and use his transcripts for the I-864. My NOA2 runs out on 18th August.

Well maybe not considering the wait time for interviews are around a month from the time you book.

The discussion was for adjustment of status. London and visa are much easier. Form doesn't even count household.

Transcripts are fast and can be emailed, scanned, whatever.

NOA 2 expiration is zero concern. New letter of intent from Jen taken to interview renews it.

[Rob&Jen 14]

Yes. For current income line, it should match 2015 tax return Line 22 just because he is self employed. He won't have pay stubs or an employer letter to prove what he is making current, so go with the only proven number he has that will fly with USCIS...his tax return. Then he builds on that with assets if it does not exceed the $40k number. But remember the math...if he is $10k short, then he needs 5 times $10k in assets. Hopefully he isn't short of the $40k mark. Easier to fill out that way.

USCIS is not going to audit how he filed. They aren't tax people. They just want to see what he filed. A tax return transcript (free from IRS) is better than photocopy of his actual tax forms.

Jen got him to agree to be our co-sponsor this weekend. He's ordered his 2015 tax transcript and will fill in the I-134 next weekend.

So far he's providing: signed letter of intent to support me, copies of tax returns (1040s), Treasury Dept. Transcript, business licence and tax transcript.

Will this be enough evidence for both K1 and AOS?

He's still concerned about the USCIS running a background check on him and questioning the information he gave on his returns but I'm right in thinking they take the returns at face value so long as it matches the information on the forms (both I-134 & I-864)?

And does he also need to provide proof of US citizenship for the I-134 or this that only for AOS?

Thanks in advance.

Edited June 27, 2016 by Rob&Jen

[Rc123rc 528]

He's still concerned about the USCIS running a background check on him and questioning the information he gave on his returns

Probably should not have told us that. Makes people wonder if he is trying to hide something illegal.

[yuna628 9,676]

Jen got him to agree to be our co-sponsor this weekend. He's ordered his 2015 tax transcript and will fill in the I-134 next weekend.

So far he's providing: signed letter of intent to support me, copies of tax returns (1040s), Treasury Dept. Transcript, business licence and tax transcript.

Will this be enough evidence for both K1 and AOS?

He's still concerned about the USCIS running a background check on him and questioning the information he gave on his returns but I'm right in thinking they take the returns at face value so long as it matches the information on the forms (both I-134 & I-864)?

And does he also need to provide proof of US citizenship for the I-134 or this that only for AOS?

Thanks in advance.

OP: Again I don't know if he's using just his salary or a combination. But if you're going with a Tax Transcript and he makes enough via his salary alone, just stick with that.

The I-134 doesn't need proof of US citizenship either. Again we got by in London with a tax transcript and an employer letter. They don't want to see tons of things. If using assets then you'll have to find evidence relating to that.

For AOS you'll need proof of citizenship. But we also just used a single tax transcript, an employer letter, and 6-10+ months worth of pay stubs. The USC fills out one I-864 and the joint sponsor fills out an I-864.

I will not comment on his concerns, because my opinion is if there is any question as to the co-sponsor's validity with the IRS, it's probably not a good thing to get yourself involved in for stability reasons. Whether the USCIS cares about this and accepts at face value I don't know.

[Rob&Jen 14]

Probably should not have told us that. Makes people wonder if he is trying to hide something illegal.

No, it's nothing like that. He just worries about possible affects on his credit rating and isn't a fan of "big brother" looking into his affairs. He's a bit old-fashioned about stuff like that.

OP: Again I don't know if he's using just his salary or a combination. But if you're going with a Tax Transcript and he makes enough via his salary alone, just stick with that.

The I-134 doesn't need proof of US citizenship either. Again we got by in London with a tax transcript and an employer letter. They don't want to see tons of things. If using assets then you'll have to find evidence relating to that.

For AOS you'll need proof of citizenship. But we also just used a single tax transcript, an employer letter, and 6-10+ months worth of pay stubs. The USC fills out one I-864 and the joint sponsor fills out an I-864.

I will not comment on his concerns, because my opinion is if there is any question as to the co-sponsor's validity with the IRS, it's probably not a good thing to get yourself involved in for stability reasons. Whether the USCIS cares about this and accepts at face value I don't know.

He's self-employed, so he doesn't have any W2s or pay stubs.

[Nich-Nick 3,354]

I think you should take these two sponsorships separately, one at a time. So for now, visa interview--

Form I-134

2015 tax return transcript from the IRS.

Bring 2014 transcript if you want to.

That is all.

When he gets his IRS transcript, if Line 22 (Total Income) does not exceed the threshold, he doesn't qualify unless he has assets to make up the difference That's because of his self employment. There are no credit checks. They do not audit his tax return. They are not the IRS.

[Rob&Jen 14]

Thanks Nick. That should be all the help I need for now.