Jump to content
luckyef

CAN GREEN CARD HOLDER GET STUDENT LOAN?

By luckyef in Moving to the US and Your New Life In America

 Share

31 posts in this topic

Recommended Posts

Caryh Grand Master

Caryh   5,206

Posted
Filed: Citizen (pnd) Country: Philippines
 Timeline
Posted

Not sure what happened..but here it goes again:

Most lenders are going to ask if you are a citizen, permanent resident or non-resident. Technically you are not yet permanent and when documentation is asked, it will be clear your GC is conditional. The reason they ask is because they want to get their money back and for that to happen, they need to be able to get with someone that is around. Now, many lenders would give you a loan if you have a co-borrower that is a citizen or permanent resident.

Couple of things to take in consideration:

student loans cannot be discharged in a bankruptcy

think about saving some money before starting or study and work. There is nothing better than graduating with no loan to repay...it gives you a lot of options

A conditional green card holder is no different than a 10 year holder. The only difference is they need to remove conditions, they are both permanent residents.

K1 from the Philippines
Arrival : 2011-09-08
Married : 2011-10-15
AOS
Date Card Received : 2012-07-13
EAD
Date Card Received : 2012-02-04

Sent ROC : 4-1-2014
Noa1 : 4-2-2014
Bio Complete : 4-18-2014
Approved : 6-24-2014

N-400 sent 2-13-2016
Bio Complete 3-14-2016
Interview
Oath Taking

  • Replies 30
  • Created
  • Last Reply

Top Posters In This Topic

Popular Days

Top Posters In This Topic

Popular Days

Popular Posts

NikLR
NikLR

This is incorrect. A 2 year green card holder has the same rights as a 10 year green card holder. You ARE a legal permanent resident.

aaron2020
aaron2020

Come on people. Stop speculating if you don't know the answers. Yes, an LPR can get financial aid and student loans. Lenders will not know nor care that you have a conditional green card.

IguanaCouple
IguanaCouple

I'm sorry but you are wrong. I have a car loan, term life insurance, and I used to have a boat loan and a private loan to the tune of $9k. Lenders do NOT discriminate between LPR and conditional LPR

 
Didn't find the answer you were looking for? Ask our VJ Immigration Lawyers.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share
Go to topic listing
- Back to Top -

Important Disclaimer: Please read carefully the Visajourney.com Terms of Service. If you do not agree to the Terms of Service you should not access or view any page (including this page) on VisaJourney.com. Answers and comments provided on Visajourney.com Forums are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Visajourney.com does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. VisaJourney.com does not condone immigration fraud in any way, shape or manner. VisaJourney.com recommends that if any member or user knows directly of someone involved in fraudulent or illegal activity, that they report such activity directly to the Department of Homeland Security, Immigration and Customs Enforcement. You can contact ICE via email at Immigration.Reply@dhs.gov or you can telephone ICE at 1-866-347-2423. All reported threads/posts containing reference to immigration fraud or illegal activities will be removed from this board. If you feel that you have found inappropriate content, please let us know by contacting us here with a url link to that content. Thank you.
×
×
  • Create New...