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CAN GREEN CARD HOLDER GET STUDENT LOAN?

By luckyef in Moving to the US and Your New Life In America

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Caryh Grand Master

Caryh   5,206

Posted
Filed: Citizen (pnd) Country: Philippines
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Not sure what happened..but here it goes again:

Most lenders are going to ask if you are a citizen, permanent resident or non-resident. Technically you are not yet permanent and when documentation is asked, it will be clear your GC is conditional. The reason they ask is because they want to get their money back and for that to happen, they need to be able to get with someone that is around. Now, many lenders would give you a loan if you have a co-borrower that is a citizen or permanent resident.

Couple of things to take in consideration:

student loans cannot be discharged in a bankruptcy

think about saving some money before starting or study and work. There is nothing better than graduating with no loan to repay...it gives you a lot of options

A conditional green card holder is no different than a 10 year holder. The only difference is they need to remove conditions, they are both permanent residents.

K1 from the Philippines
Arrival : 2011-09-08
Married : 2011-10-15
AOS
Date Card Received : 2012-07-13
EAD
Date Card Received : 2012-02-04

Sent ROC : 4-1-2014
Noa1 : 4-2-2014
Bio Complete : 4-18-2014
Approved : 6-24-2014

N-400 sent 2-13-2016
Bio Complete 3-14-2016
Interview
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NikLR
NikLR

This is incorrect. A 2 year green card holder has the same rights as a 10 year green card holder. You ARE a legal permanent resident.

aaron2020
aaron2020

Come on people. Stop speculating if you don't know the answers. Yes, an LPR can get financial aid and student loans. Lenders will not know nor care that you have a conditional green card.

IguanaCouple
IguanaCouple

I'm sorry but you are wrong. I have a car loan, term life insurance, and I used to have a boat loan and a private loan to the tune of $9k. Lenders do NOT discriminate between LPR and conditional LPR

 
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