Not enough of the "right kind" of evidence?

[kmdr 0]

Hi everyone,

We are starting to compile all the necessary paperwork for my removal of conditions. We seem to have everything they suggest except there are a few things raising a red flag for us.

1. My husband is in the military and because he has an out-of-state diver license and the registration is cheaper in his home state, both cars are in his name to take advantage of this.

2. We make payments on one of our cars and the loan is in my husband's name only.

3. We don't have any joint credit cards. He has two from before my arrival (and we didn't want him to get more because he was working hard to improve his credit). I have one with a very low limit from when I first arrived and another third party one for travel rewards. But as I said, none are "joint".

In terms of everything else, we seem to check all the boxes. We have joint checking and savings accounts, joint leases, each others' insurance beneficiaries, joint insurance, tons of correspondence, photos, affidavits, joint club memberships, travel itineraries, utility bills...

How worried should I be?

Thanks in advance everyone!

[KayDeeCee 4,893]

Joint taxes along with everything else you named that spans the entire length of your marriage should be good. It is not a requirement to have every single type of evidence you can provide. You just provide as much as you possibly can from every type that you personally have.

Just to let you know though, you can add each other as authorized users on your credit cards without applying for a new joint card together. And things such as wills, power of attorney and health directives can be useful in life and for presenting as evidence.

[kkgeorge 0]

sent you a private message

Edited May 6, 2016 by kkgeorge

[kmdr 0]

It's okay if you don't have the cars in joint names. No need to include the car-related documents. As for the credit cards, have you considered adding each other as authorized users, especially if his credit is looking better now? Still, though adding the credit cards now might be too late.

You got joint checking and savings account, that's good. One thing missing is tax transcripts. Do you have the last 2-3 tax transcripts as MFJ or MFS? The rest of the list also looks good. I wouldn't worry too much. Just make sure that for whatever you have, include the entire period from the inception of your marriage to the time of filing. Good luck!

Yes, we have tax transcripts! I was worried about adding a credit card now too.

[vbtwo 54]

Yes, just add each other as authorized users to your credit cards. They'll just send you another card with the same account number, but new name. This does not affect credit score at all, as he is still the only person responsible for paying the bill. It does show proof to USCIS though as it shows that he trusts you to buy stuff on his card (and nobody would do that with a non-genuine marriage).