i864 - income amount and poverty guideline

[teama&a 3]

Hello,

My husband (applicant) was laid off at the start of 2015 for some time, and unfortunately this brief period of unemployment affected his income level significantly. Fortunately, his income for that year exceeds the poverty guidelines, however it is not by a huge amount. His current salary is well over the guideline, and he has recent paystubs to show this.

I (applicant) personally have some assets that can be converted to cash as well as money in a savings account that I have been saving for us to use towards a down payment for property when we live together. Also, we have a family member who is willing to be a joint sponsor (he is currently a sponsor for his wife's relative though, so I'm not sure if he is allowed to be a joint sponsor on more than one application).

We were advised to submit our form without the use of a sponsor or even indicating any of my savings or assets, simply because my husband's income was more than the poverty guideline suggests. If we are denied, we can then re-submit the form with a sponsor and show my savings. I just want to know if anyone has been rejected because although they meet the poverty guidelines, the income reported does not exceed it by much. Also, if anyone has been approved solely based on an income that is just above the poverty guideline.

Thanks

[Anh map 2,098]

Current and continuing income is what is needed. If his current annualized earnings meet the requirement then everything ought to be fine.

People lose / change jobs. Life happens.

[NikLR 13,232]

In other countries, yes people have needed joint sponsors for barely over the poverty guidelines, but I haven't heard of a Canadian needing that.

As stated CURRENT income is what matters. My husband had a year where he only made 10k according to his tax transcript, but he was deployed for 6 months and 1/2 of his income for the year wasn't taxed. Wasn't an issue. He only had his job for 6 months before my interview too, but it also wasn't an issue.

[teama&a 3]

Thank you all for your responses!