Commingling Assets

[EErika 1]

Husband got an RFE because our tax returns, savings account, and health insurance weren't enough to prove commingling of assets. We have nothing else to send. So... now what? We sent pages upon pages of travel, pics, etc. Our finances are, with exceptions above, separate. Does that mean we're not a "real marriage" in eyes of government? Kind of troubling and scary. What are we supposed to do?!

[EErika 1]

He's an authorized user on my Target card, does that count? How do I prove that?

[Transborderwife 4,666]

How many bank statements did you send

[EErika 1]

I don't know. My husband, of course, did not make a copy. I'm guessing a couple. They said there wasn't enough activity with regards to paying rent and utilities from it but, there wouldn't be cuz we don't. It's a savings account we put money into to... save.

[EErika 1]

My home, where we live, was already in my name and purchased well before I knew him.

[LoveMyTico 999]

We don't have much mingling either. I owned my house way before I met my husband. We just opened a joint account last month. We will only have 10 months of statements when we send out ROC. I own my car in my name. He Walks to work. We have vacation itinerary for 2 trips back to visit his family. Our drivers licenses with the same address. We canceled our health insurance because the premium went up to 900 a month. We have joint tax returns for 2 years. I'm getting nervous because we really don't mingle much together.

[Transborderwife 4,666]

I don't know. My husband, of course, did not make a copy. I'm guessing a couple. They said there wasn't enough activity with regards to paying rent and utilities from it but, there wouldn't be cuz we don't. It's a savings account we put money into to... save.

Understandable. Usually they want every single statement

[NikLR 13,227]

Wills? MPOA? Living wills? Get a statement from Target saying he's an authorized user? Joint bills? (like both cellphones on one bill?) beneficiaries of life insurance? 401k? health insurance?

[Penny Pincher 11]

1) Review this once again: http://www.visajourney.com/content/751guide

2) Send all the evidences you can make covering the First day of your entry in USA up to present.

I sent to my RFE:

*For Tax receipts/W2's, do not forget to include the 2013, 2014 and 2015. (Get copy from IRS or where you filed your taxes)

*For Bank statements/Credit card statements, include the day you opened the account til present (You can show January and December statement every year, if you do not want to send all the copies every month)

*For Apartment/Mortgage Lease, you must show that you live in the same address with your spouse (whole 2- years length)

*Include the utility bills (showing both name [if applicable] and address of course), even we sent them copies before. We just sent copies of current bills we paid since it has been longer than 6 months from the first documents you sent.

*** Blue Paper at the top of the documents.

*** I made sure I categorize them and put in Binder pockets so they can see it right away. Also, we did not even send any copy of health insurances at all.

[EErika 1]

by way of update, we saw online that my husband's GC was approved March 31. We turned our RFE around quickly and included

-tax transcripts and 2015 return

-savings account statements since inception of account($ only goes in, not out)...voided checks from our personal accounts to prove the contributions were coming from both of us

-a letter from me explaining why we haven't taken out major loans and why mortgage and all bills are still in my name

-health insurance print outs from website showing coverage with 3 diff providers from around beginning of marriage to now

-2 copies showing coverage on car insurance for my old car and new car ( he only had permit during these times)

-copy of my license, his id card, then his license

-affidavit from family friend

The RFE was in their hands for about 4 days... received on March 28 approved March 31. We are obviously pleasantly surprised by the speed!

Thank you for your help.

As my last 2 cents on the topic I would say that I don't agree with the oftentimes flippant suggestions I see in response to other's RFE questions to "go online and fill out POA or a will." These are serious legal docs with serious implications regardless the outcome of the marriage. To suggest to people whose emotions are often running high and stressed looking for answers to "fill out a form" online is reckless and may, in a few cases where people are unaware and uninformed, do them a dire disservice. Of course it is their responsibility to be informed but I think the suggestion of the ease and availability and "no cost" of such docs can easily sway people who otherwise wouldn't consider such a serious document.