rant and rave

[Jaylen Brit 0]

Widge thanks a lot for that I will have to tell barclaycard Im moving tho, and I dont want to get in trouble with Halifax for giving my moms addy (in UK)

I know its ok for me to keep a bank account in UK and Im a non taxpayer anyways so theres no problem as far as taxes go - I just want to avoid doing anything illegal, or anything that will cause me problems at a later date

[Angelica 0]

The information you've been given is very much incorrect. They do international payments - which are effectively the same thing. You may have asked for a wire transfer and confused the uneducated customer service person you got (easily done, they don't tend to be the sharpest knives in the block). I know because when I studied in the US for a while my Dad would send me money from his Barclays account on a regular basis. http://www.personal.barclays.co.uk/BRC1/js...menu=3892#seven

voila, all the information is on their website.

How do I send money abroad?

You could use our International Payments Service. This service provides a flexible means of sending funds overseas and has been specially designed to meet your needs in terms of cost and speed. Payments are sent using an electronic bank-to-bank transfer, which is suitable for both urgent and less time critical payments and enables the secure transfer of funds from the UK to overseas beneficiaries.

* Payments from sterling or currency accounts or against forward contracts.

* Payments in any freely traded currency, to virtually any destination (dependent upon Service Level chosen).

I think I love you I think today may well be a day of maximum achievment !! I'll cancel my bulk order of valium * A flexible, reliable, secure and competitive service.

We have two levels of service. The one you choose will depend on how much you want to send and how quickly the payment is needed:

Standard service

For non-urgent payments to virtually any destination world-wide

* No maximum value

* Payments dispatched at the very latest on the working day following receipt of instructions by the bank.

Priority service

For urgent payments to virtually any destination world-wide.

* No maximum value

* Same day dispatch of payments for instructions received by the bank before 2pm

* Payments dispatched with earliest possible Value Date.

[annelizabeth 1]

I bank with alliance and leicester /girobank in the uk (I have my mum's address logged with them) and use their internet banking services. I have done loads of electronic transfers directly to my US account with Fifth Third Bank. I have transferred large amounts (to buy a house) and smaller sums too. The fees are always the same, so the more you transfer the better. It generally takes 3-5 banking days and I just make one telephone call to organise it.

When I did the huge transfer, they gave me a much better exchange rate than normal. The last smaller one I did (two weeks ago) came out at about 5 cents below the general rate showing in XE.com and other sites.

Yes you can withdraw cash with your debit card, or even use your UK credit card to buy things in the US - but don't forget that most banks either make a small charge for international transactions OR they use a lower exchange rate.

[Euro 3]

I got my bank to transfer my cash from UK to USA, my banks are HSBC in the UK & bank one in the USA, it was pretty straight forward and cos about $12!!

[annelizabeth 1]

I forgot to add that you get charged both ends. I think it was 25 pounds UK and $15 US end

[Angelica 0]

thanks for all the ideas guys it's much appreciated. At least when my husband comes home tonight and asks what sort of day I had I wont burst into tears....

Kim