anyone knows how to fix it?

[speakerbox 23]

You are from Japan right? By any chance do you have or had a bank account in Japan in a financial institution which has branches in the US? I arrived in the US 6 months ago with no credit history, but since I had a bank account in HSBC Brazil, they help me by opening a bank account in the US and issuing a US credit card. Once I had my SSN, they reported 1 and half year of history to the three credit bureaus which helped a lot in building my credit score.

The other alternative is to get a secured credit card, in which you send a check in a specific amount and then they give you a credit limit. A prepaid card won't help you build credit history. A suggested issuer is Capital One, but run away from Credit One. They charge you a lot of fees.

Joster

No I don't have any Japanese bank account that has branches here;;

[jostermacedo 54]

No I don't have any Japanese bank account that has branches here;;

Then I suggest to apply for a secured credit card. I mentioned Capital One on a previous post. They are often mentioned in credit card forums as a good creditor.

Here is the link:

https://www.capitalone.com/credit-cards/secured-mastercard/?Log=1&EventType=Link&ComponentType=T&LOB=MTS%3A%3ALCTMMQC4S&PageName=average+or+building&ComponentName=suiteTable&ContentElement=19%3BSecured+MasterCard%3Csup%3E%26reg%3B%3C%2Fsup%3E&TargetLob=MTS%3A%3ALCTMMQC4S&TargetPageName=Secured+MasterCard+Details&referer=https%3A%2F%2Fwww.capitalone.com%2Fcredit-cards%2Faverage-and-building

Joster

[jostermacedo 54]

No I don't have any Japanese bank account that has branches here;;

I found this interesting article about secured credit cards:

http://www.beverlyharzog.com/the-best-and-worst-secured-credit-cards/

Joster

[speakerbox 23]

I found this interesting article about secured credit cards:

http://www.beverlyharzog.com/the-best-and-worst-secured-credit-cards/

Joster

Thank you for your information....ill look into it