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HappyDancer

Health Insurance for my parents

By HappyDancer in Moving to the US and Your New Life In America

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HappyDancer Proficient

HappyDancer   7

Posted
Filed: IR-5 Country: Philippines
 Timeline
Posted

Hello, everyone! I'm not sure if this belongs here but I am just asking for suggestions. My parents are both over 60 (63 and 66) and will be immigrating here to be with us. Anyone got lucky on what kind of medical insurance is best for them? My mom has pre-existing conditions while my dad is relatively healthy based on the last check except for vision and some dental issues.

They will be with us in Kentucky.

Thoughts?

ppe47ozqawgdn.png


HappyDancer is a proud wife to a country boy in KY.

I-130 for Parents (Mom and Dad)

3.15.2014: Mailed I-130 Packet for Mom and Dad

3.21.2014: Received email notification with case # for both petitions; case forwarded to NBC for processing

3.21.2014: Check cashed

3.22.2014: Hard copy NOA1 received

4.08.2014: Both I-130 approved (notification received via email) - It only took three weeks!!!

4.11.2014: Received NOA2 approval notice in the mail.

5.01.2014: Called NVC to ask for status of paperwork. Advised they received both application on 4.28. Advised to call in 30 business days for an update.

6.02.2014: Email notification received from NVC that shows parents' NVC case number and instructions to pay AOS Fee and fill out DS 261.

6.03.2014: Paid AOS fee ($88 for both petitions)

N400:
4.26.2013: Mailed N400 Packet

5.21.2013: Biometrics

7.18.2013: Testing and Interview

9.25.2013: Oath Ceremony

Medical at St. Lukes:
http://www.visajourney.com/forums/topic/183224-experience-medical-at-st-lukes-extension-clinic/

K1 with K2 Visa Interview:
http://www.visajourney.com/forums/topic/184246-usem-interview-on-march-10-at-7am-approved/page__p__2728465#entry2728465

CFO:Review, tips and advise:
http://www.visajourney.com/forums/topic/186123-cforeview-tips-and-advise/

Boiler Grand Master

Boiler   45,730

Posted
Filed: K-1 Visa Country: Wales
 Timeline
Posted

Obamacare

“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

Hypnos Grand Master

Hypnos   6,577

Posted
Filed: Citizen (apr) Country: United Kingdom
 Timeline
Posted

Which will likely be quite expensive given their ages and pre-existing medical conditions.

Widow/er AoS Guide | Have AoS questions? Read (some) answers here

 

AoS

Day 0 (4/23/12) Petitions mailed (I-360, I-485, I-765)
2 (4/25/12) Petitions delivered to Chicago Lockbox
11 (5/3/12) Received 3 paper NOAs
13 (5/5/12) Received biometrics appointment for 5/23
15 (5/7/12) Did an unpleasant walk-in biometrics in Fort Worth, TX
45 (6/7/12) Received email & text notification of an interview on 7/10
67 (6/29/12) EAD production ordered
77 (7/9/12) Received EAD
78 (7/10/12) Interview
100 (8/1/12) I-485 transferred to Vermont Service Centre
143 (9/13/12) Contacted DHS Ombudsman
268 (1/16/13) I-360, I-485 consolidated and transferred to Dallas
299 (2/16/13) Received second interview letter for 3/8
319 (3/8/13) Approved at interview
345 (4/3/13) I-360, I-485 formally approved; green card production ordered
353 (4/11/13) Received green card

 

Naturalisation

Day 0 (1/3/18) N-400 filed online

Day 6 (1/9/18) Walk-in biometrics in Fort Worth, TX

Day 341 (12/10/18) Interview was scheduled for 1/14/19

Day 376 (1/14/19) Interview

Day 385 (1/23/19) Denied

Day 400 (2/7/19) Denial revoked; N-400 approved; oath ceremony set for 2/14/19

Day 407 (2/14/19) Oath ceremony in Dallas, TX

Boiler Grand Master

Boiler   45,730

Posted
Filed: K-1 Visa Country: Wales
 Timeline
Posted

Pre existing does not directly impact the premium, well smokers pay more, but certainly would impact overall cost.

“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

HappyDancer Proficient

HappyDancer   7

Posted
Filed: IR-5 Country: Philippines
 Timeline
  • Author
Posted

I tried to do the interactive quote via the UHC website and it always redirects me to a medicare portal since my mom is over 65. But, they are not eligible for it right now since they are not citizens.

I'm sure I'm not the only one doing the exploration right now re medical insurance. I wish it wasn't such a huge beast to tackle. Every other website asks for a contact number. Meh...

ppe47ozqawgdn.png


HappyDancer is a proud wife to a country boy in KY.

I-130 for Parents (Mom and Dad)

3.15.2014: Mailed I-130 Packet for Mom and Dad

3.21.2014: Received email notification with case # for both petitions; case forwarded to NBC for processing

3.21.2014: Check cashed

3.22.2014: Hard copy NOA1 received

4.08.2014: Both I-130 approved (notification received via email) - It only took three weeks!!!

4.11.2014: Received NOA2 approval notice in the mail.

5.01.2014: Called NVC to ask for status of paperwork. Advised they received both application on 4.28. Advised to call in 30 business days for an update.

6.02.2014: Email notification received from NVC that shows parents' NVC case number and instructions to pay AOS Fee and fill out DS 261.

6.03.2014: Paid AOS fee ($88 for both petitions)

N400:
4.26.2013: Mailed N400 Packet

5.21.2013: Biometrics

7.18.2013: Testing and Interview

9.25.2013: Oath Ceremony

Medical at St. Lukes:
http://www.visajourney.com/forums/topic/183224-experience-medical-at-st-lukes-extension-clinic/

K1 with K2 Visa Interview:
http://www.visajourney.com/forums/topic/184246-usem-interview-on-march-10-at-7am-approved/page__p__2728465#entry2728465

CFO:Review, tips and advise:
http://www.visajourney.com/forums/topic/186123-cforeview-tips-and-advise/

Anh map Grand Master

Anh map   2,098

Posted
Filed: IR-1/CR-1 Visa Country: Vietnam
 Timeline
Posted

They won't qualify for a lot of the coverage because they never paid into the system. So be prepared to pay for coverage for years and years

I-864 Affidavit of Support FAQ -->> https://travel.state.gov/content/visas/en/immigrate/immigrant-process/documents/support/i-864-frequently-asked-questions.html

FOREIGN INCOME REPORTING & TAX FILING -->> https://www.irs.gov/publications/p54/ch01.html#en_US_2015_publink100047318

CALL THIS NUMBER TO ORDER IRS TAX TRANSCRIPTS >> 800-908-9946

PLEASE READ THE GUIDES -->> Link to Visa Journey Guides

MULTI ENTRY SPOUSE VISA TO VN -->>Link to Visa Exemption for Vietnamese Residents Overseas & Their Spouses

Boiler Grand Master

Boiler   45,730

Posted
Filed: K-1 Visa Country: Wales
 Timeline
Posted

Bronze will probably be $450pm, Colorado allows you to put in 65 plus ages on line, sounds like you need to call.

“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

NigeriaorBust Grand Master

NigeriaorBust   4,087

Posted
Filed: Citizen (apr) Country: Nigeria
 Timeline
Posted

Many benefits like social security and Medicare require 40 quarters of contributions to be eligible to get them free. SS they will never get. Medicare they can pay to get but they may never get the 10 years of employment to fully qualify.

This will not be over quickly. You will not enjoy this.

HappyDancer Proficient

HappyDancer   7

Posted
Filed: IR-5 Country: Philippines
 Timeline
  • Author
Posted

I'm not even concerned about the Medicare because I know they won't qualify. In this case, chances are I need to go ahead and call. Hmmmm... We have been thinking about this a while during the petition process. My thought is to go ahead and go back home every 6 months to get their medical done there and get the medication for the duration of when they are here. Just weighing my options. She knows pretty much what her issues are. It's just a matter of making sure she gets the rx filled for her insulin,etc.

ppe47ozqawgdn.png


HappyDancer is a proud wife to a country boy in KY.

I-130 for Parents (Mom and Dad)

3.15.2014: Mailed I-130 Packet for Mom and Dad

3.21.2014: Received email notification with case # for both petitions; case forwarded to NBC for processing

3.21.2014: Check cashed

3.22.2014: Hard copy NOA1 received

4.08.2014: Both I-130 approved (notification received via email) - It only took three weeks!!!

4.11.2014: Received NOA2 approval notice in the mail.

5.01.2014: Called NVC to ask for status of paperwork. Advised they received both application on 4.28. Advised to call in 30 business days for an update.

6.02.2014: Email notification received from NVC that shows parents' NVC case number and instructions to pay AOS Fee and fill out DS 261.

6.03.2014: Paid AOS fee ($88 for both petitions)

N400:
4.26.2013: Mailed N400 Packet

5.21.2013: Biometrics

7.18.2013: Testing and Interview

9.25.2013: Oath Ceremony

Medical at St. Lukes:
http://www.visajourney.com/forums/topic/183224-experience-medical-at-st-lukes-extension-clinic/

K1 with K2 Visa Interview:
http://www.visajourney.com/forums/topic/184246-usem-interview-on-march-10-at-7am-approved/page__p__2728465#entry2728465

CFO:Review, tips and advise:
http://www.visajourney.com/forums/topic/186123-cforeview-tips-and-advise/

belinda63 Experienced

belinda63   3,039

Posted
Filed: Citizen (apr) Country: Iran
 Timeline
Posted

kynect is what you need to google. Be prepared to have to get a live person involved. They do not qualify for Medicaid (which you know) and they will not pass the verification test. So you will have to go to a DCBS office in your area. They might try to sign your parents up for all sorts of aid such as food stamps just politely decline it and explain they are not eligible.

Boiler Grand Master

Boiler   45,730

Posted
Filed: K-1 Visa Country: Wales
 Timeline
Posted

I'm not even concerned about the Medicare because I know they won't qualify. In this case, chances are I need to go ahead and call. Hmmmm... We have been thinking about this a while during the petition process. My thought is to go ahead and go back home every 6 months to get their medical done there and get the medication for the duration of when they are here. Just weighing my options. She knows pretty much what her issues are. It's just a matter of making sure she gets the rx filled for her insulin,etc.

What happens when they inevitably get to the point that non routine issues arise?

“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

HappyDancer Proficient

HappyDancer   7

Posted
Filed: IR-5 Country: Philippines
 Timeline
  • Author
Posted

What happens when they inevitably get to the point that non routine issues arise?

We will cross the bridge when we get there. For now, we are checking out options and making sure we have a game plan for their medical insurance.

ppe47ozqawgdn.png


HappyDancer is a proud wife to a country boy in KY.

I-130 for Parents (Mom and Dad)

3.15.2014: Mailed I-130 Packet for Mom and Dad

3.21.2014: Received email notification with case # for both petitions; case forwarded to NBC for processing

3.21.2014: Check cashed

3.22.2014: Hard copy NOA1 received

4.08.2014: Both I-130 approved (notification received via email) - It only took three weeks!!!

4.11.2014: Received NOA2 approval notice in the mail.

5.01.2014: Called NVC to ask for status of paperwork. Advised they received both application on 4.28. Advised to call in 30 business days for an update.

6.02.2014: Email notification received from NVC that shows parents' NVC case number and instructions to pay AOS Fee and fill out DS 261.

6.03.2014: Paid AOS fee ($88 for both petitions)

N400:
4.26.2013: Mailed N400 Packet

5.21.2013: Biometrics

7.18.2013: Testing and Interview

9.25.2013: Oath Ceremony

Medical at St. Lukes:
http://www.visajourney.com/forums/topic/183224-experience-medical-at-st-lukes-extension-clinic/

K1 with K2 Visa Interview:
http://www.visajourney.com/forums/topic/184246-usem-interview-on-march-10-at-7am-approved/page__p__2728465#entry2728465

CFO:Review, tips and advise:
http://www.visajourney.com/forums/topic/186123-cforeview-tips-and-advise/

Boiler Grand Master

Boiler   45,730

Posted
Filed: K-1 Visa Country: Wales
 Timeline
Posted

They have to have insurance and realistically it is going to be the State exchange. Obama made it a legal requirement.

“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

  • 2 months later...
HappyDancer Proficient

HappyDancer   7

Posted
Filed: IR-5 Country: Philippines
 Timeline
  • Author
Posted

I am planning to call the help line for the open exchange. At this rate, we are crossing our fingers that we can afford the premiums. And maybe... just maybe... we might win the lottery! ;-)

ppe47ozqawgdn.png


HappyDancer is a proud wife to a country boy in KY.

I-130 for Parents (Mom and Dad)

3.15.2014: Mailed I-130 Packet for Mom and Dad

3.21.2014: Received email notification with case # for both petitions; case forwarded to NBC for processing

3.21.2014: Check cashed

3.22.2014: Hard copy NOA1 received

4.08.2014: Both I-130 approved (notification received via email) - It only took three weeks!!!

4.11.2014: Received NOA2 approval notice in the mail.

5.01.2014: Called NVC to ask for status of paperwork. Advised they received both application on 4.28. Advised to call in 30 business days for an update.

6.02.2014: Email notification received from NVC that shows parents' NVC case number and instructions to pay AOS Fee and fill out DS 261.

6.03.2014: Paid AOS fee ($88 for both petitions)

N400:
4.26.2013: Mailed N400 Packet

5.21.2013: Biometrics

7.18.2013: Testing and Interview

9.25.2013: Oath Ceremony

Medical at St. Lukes:
http://www.visajourney.com/forums/topic/183224-experience-medical-at-st-lukes-extension-clinic/

K1 with K2 Visa Interview:
http://www.visajourney.com/forums/topic/184246-usem-interview-on-march-10-at-7am-approved/page__p__2728465#entry2728465

CFO:Review, tips and advise:
http://www.visajourney.com/forums/topic/186123-cforeview-tips-and-advise/

missads Enthusiast

missads   59

Posted
Filed: IR-1/CR-1 Visa Country: India
 Timeline
Posted

Look for additional tips in the thread below, especially on how to find insurance premium quotes for seniors 65+ without getting automatically referred to medicaid/medicare

http://www.visajourney.com/forums/topic/582733-success-getting-healthcare-coverage-for-immigrant-parents-over-65/

 
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