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Credit report!

By rawas in Tax & Finances During US Immigration

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G Walters Community Regular

G Walters   136

Posted
Filed: Lift. Cond. (apr) Country: United Kingdom
 Timeline
Posted

You can see what might be listed for free by going to credit karma.com and getting a free report you need to have your SSN. There may be nothing listed. It might be a blank report. Filling in a rental app can cause a credit report to be created. Use credit karma to see what might be listed.

 

 

Service Center : California Service Center on 2014-03-17Consulate : London, United KingdomI-129F Sent : 2014-03-10I-129F NOA1 : 2014-03-14I-129F NOA2 : 2014-04-07NVC Received :4/21/2014NVC Left :4/23/2014Consulate Received :2014-04-29Packet 3 Received :2014-05-01Packet 3 Sent :2014-05-01Medical Complete: 2014-05-07Packet 4 Received :2014-5-31Interview Date :2014-06-06Visa Issued: 2014-06-10Visa Package Received: 2014-06-13Arrival at POE Seattle: 2014-6-13

Married 07/07/2014

AOS Timeline
AOS package mailed 08/08/2014 (Chicago Lockbox)
NOA date 8/13/2014
Biometrics done 09/14/2014
INTERVIEW DATE!!!! 10/31/2014
Approval e-mail 10/31/2014
Card production e-mail 12/27/2011
GREEN CARD ARRIVED 11/08/201

Employment Authorization Document
CIS Office : Chicago National Office
Filing Method : Mail
Filing Instance : First
Date Filed : 2014-08-04
NOA Date : 2014-08-13
RFE(s) :
Bio. Appt. : 2014-09-04
Approved Date : 2014-09-25
Date Card Received : 2014-10-03

ADVANCED Parole
CIS Office : Chicago National Office
Filing Method : Mail
Filing Instance :First
Date Filed : 2014-08-04
NOA Date : 2014-08-13
RFE(s) :
Date Received : 2014-10-03


ROC Timeline
ROC package mailed to CSC 10/13/2016
NOA1 date 10/17/2016
Biometrics date 12/8/2016

Interview: None
Card production ordered: 03/27/2018
10-YEAR GREEN CARD ARRIVED

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rawas Collaborator

rawas   13

Posted
Filed: IR-1/CR-1 Visa Timeline
  • Author
Posted

You can see what might be listed for free by going to credit karma.com and getting a free report you need to have your SSN. There may be nothing listed. It might be a blank report. Filling in a rental app can cause a credit report to be created. Use credit karma to see what might be listed.

I was surprised when i just opened a bank account weeks ago to be restricted from Using the ATM machine/deposit/transfer, the banker gave me no information about the reason, he said contact one of the reporting agency to have more info, when i contacted the agency said they HAVE NO RECORD ON ME , i still trying to contact the others agencies to see if they have record on me , online i entered my info and i was enable to get my request several times,

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teeak Proficient

teeak   224

Posted
Filed: FB-2 Visa Country: Bangladesh
 Timeline
Posted

Usually a credit history is created the first time you borrow something (loans, credit card etc.) since the credit report depicts your dependability as a borrower.

Since you currently don't have a credit history, you can try and build one by opening up joint credit cards with someone who has a good credit history.

F2B

(Helping aunt with cousin's petition)

01/02/2011: PD (Priority Date)
01/04/2011: I-130 NOA1

02/16/2011: I-130 NOA2

08/04/2016: Received DS-261/AOS Bill

08/06/2016: Completed DS-261/Paid AOS Bill

08/16/2016: Received IV Bill

10/11/2016: Submitted AOS/IV documentation

10/11/2016: Paid IV fee bill

10/14/2016: Submitted DS-260

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rawas Collaborator

rawas   13

Posted
Filed: IR-1/CR-1 Visa Timeline
  • Author
Posted

Usually a credit history is created the first time you borrow something (loans, credit card etc.) since the credit report depicts your dependability as a borrower.

Since you currently don't have a credit history, you can try and build one by opening up joint credit cards with someone who has a good credit history.

Yes i know i should now start building a credit, my husband's credit is not good that's why i cant be added to his credit , i'm very curious to know what the bank is talking about? what showed in the record if i don't have one with the same agency they asked me to contact ?? this is weird

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TBoneTX Grand Master

TBoneTX   45,287

Posted
Filed: Citizen (apr) Country: Ecuador
 Timeline
Posted

Thread is moved from "Moving to the US" forum to the Tax & Finances forum, where similar matters are often discussed.

06-04-2007 = TSC stamps postal return-receipt for I-129f.

06-11-2007 = NOA1 date (unknown to me).

07-20-2007 = Phoned Immigration Officer; got WAC#; where's NOA1?

09-25-2007 = Touch (first-ever).

09-28-2007 = NOA1, 23 days after their 45-day promise to send it (grrrr).

10-20 & 11-14-2007 = Phoned ImmOffs; "still pending."

12-11-2007 = 180 days; file is "between workstations, may be early Jan."; touches 12/11 & 12/12.

12-18-2007 = Call; file is with Division 9 ofcr. (bckgrnd check); e-prompt to shake it; touch.

12-19-2007 = NOA2 by e-mail & web, dated 12-18-07 (187 days; 201 per VJ); in mail 12/24/07.

01-09-2008 = File from USCIS to NVC, 1-4-08; NVC creates file, 1/15/08; to consulate 1/16/08.

01-23-2008 = Consulate gets file; outdated Packet 4 mailed to fiancee 1/27/08; rec'd 3/3/08.

04-29-2008 = Fiancee's 4-min. consular interview, 8:30 a.m.; much evidence brought but not allowed to be presented (consul: "More proof! Second interview! Bring your fiance!").

05-05-2008 = Infuriating $12 call to non-English-speaking consulate appointment-setter.

05-06-2008 = Better $12 call to English-speaker; "joint" interview date 6/30/08 (my selection).

06-30-2008 = Stokes Interrogations w/Ecuadorian (not USC); "wait 2 weeks; we'll mail her."

07-2008 = Daily calls to DOS: "currently processing"; 8/05 = Phoned consulate, got Section Chief; wrote him.

08-07-08 = E-mail from consulate, promising to issue visa "as soon as we get her passport" (on 8/12, per DHL).

08-27-08 = Phoned consulate (they "couldn't find" our file); visa DHL'd 8/28; in hand 9/1; through POE on 10/9 with NO hassles(!).

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Kat&Jon Collaborator

Kat&Jon   85

Posted
Filed: K-1 Visa Country: England
 Timeline
Posted

I must say... I don't think I have ever heard of a bank blocking you from using the ATM to withdrawal your own money... that seems really odd... May I ask what bank it is so I can try and assist by checking their policies and try and get you any additional information I can?

As a note to your other question you would have a report connected to your name and social security number so that you have a record of your data, however you will not start to acquire an actual credit score until you take out a loan of some kind whether it be student, credit card, or personal loan from your bank.

Kat & Jon

I am Kat the US Citizen

K-1 Timeline                                                       AOS Timeline

July 21 2016- K-1 Application mailed                                             May 1 2017- AOS/EAD/AP Mailed

July 27 2016- NOA1 Text/Email                                                     May 26 2017 - NOA 1 Text/Email x1 Received (Packet Fiasco ><)

August 1 2016- NOA1 Hard Copy                                                 May XXXX - NOA 1 Hard Copies Received

Sept 15 2016- NOA 2 Text/Email                                                   XXXXXX - Biometrics  Appointment

Sept 20 2016- NOA 2 Hard Copy                                                  XXXXX -EAD/AP NOA 2 Text/Email

Oct 12 2016- NVC Received Case                                                XXXXX - EAD/AP NOA 2 Hard  Copy Received

Oct 14 2016- LND Case # Received                                             XXXXX - EAD/AP Combo Card Received

Oct 25 2016- Case In Transit to LND                                            XXXXX - AOS Interview/ Approval

Oct 28 2016- CEAC Status shows Ready                                     XXXXX- Green Card Received

Dec 13 2016- Medical

Jan 06 2017- Interview (Approved!)

Jan 10 2017- CEAC Status shows Issued

Feb 28 2017- POE Tampa

April 21 2017- Wedding

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heo luoi Proficient

heo luoi   206

Posted
Filed: Citizen (apr) Country: Vietnam (no flag)
 Timeline
Posted (edited)

I must say... I don't think I have ever heard of a bank blocking you from using the ATM to withdrawal your own money... that seems really odd... May I ask what bank it is so I can try and assist by checking their policies and try and get you any additional information I can?

As a note to your other question you would have a report connected to your name and social security number so that you have a record of your data, however you will not start to acquire an actual credit score until you take out a loan of some kind whether it be student, credit card, or personal loan from your bank.

Well not necessarily 'credit' related but for security reasons, banks lock people out of their ATM and their own money, all the time as preventative fraud protection.

Not sure what such restrictions before mentioned post suggested as lacked any relevant details...upon opening an account seems peculiar. Many banks have restrictions as amounts/frequencies/international access...etc

Edited by heo luoi
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