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USAA secured credit card

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PickleChips Enthusiast

PickleChips   56

Posted
Filed: Citizen (apr) Country: Canada
 Timeline
Posted

I came on a K1, married, have filed for AOS and currently just waiting on an interview. I have received my EAD/AP combo card and went to apply for a secured credit card from USAA to start building my credit. They told me they cannot complete an application without a green card; anyone else run into this? Other banks do not require permanent residency and I'm wondering if the person on the phone was wrong or is it just USAA? Seems strange seeing as how the military has a large number of foreign spouses... not all of us have our green card in hand... Thoughts anyone? Thanks!

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hopeful 4 XMas Community Regular

hopeful 4 XMas   19

Posted
Filed: K-1 Visa Timeline
Posted

I added my wife as co-owner or liable to my USAA credit card account to help build her credit make sure she has access to credit if need be and they did not require her green card. But they are now telling me that in order to add her as co-owner of our checking and savings accounts they want us to fill out some IRS forms on her, and send in some additional information I am thinking of just getting a second atm card for her. Or transferring our cash to another bank we use and are not requiring those forms. my only thing I just want her to have equal access to all of our accounts she brought as much to our marriage as I did.

you may consider a different bank.

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aqeelaj Apprentice

aqeelaj   0

Posted
Filed: AOS (pnd) Country: Trinidad and Tobago
 Timeline
Posted

I've had the same response from them.. They allowed me a profile but nothing more... My husband has to call in to get me on his account or go in person with proof...

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Thozelle Enthusiast

Thozelle   16

Posted
Filed: IR-1/CR-1 Visa Country: Philippines
 Timeline
Posted

Was no problem getting my nonresident spouse added to my USAA account and debit card. Just provided copies of all the documents they requested. Passport, drivers license, ITIN, W8-Ben. Same requirements required by NFCU and my local bank.

2013/05/03 Married

2013 CFO seminar to change name

2013 Passport issued in married name

USCIS

2015/06/27 Sent I-130

2015/06/29 Priority Date

2015/0701 NOA1

2015/08/05 NOA2

NVC

2015/08/17 Package received at NVC

2015/08/26 Received DS-261/AOS bill

2015/08/29 Sent AOS/IV

2015/08/31 AOS/IV scan date

2015/09/01 DS-260 submitted

2015/09/21 3 n/a (CC)

2015/09/28 Receive confirmation email of CC waiting interview date

2015/10/01 Interview date scheduled (P4)

Manila Embassy

2015/10/12 SLEC Medical, required to get doctor certificate and return the 30th.

2015/10/19 Went to hospital to get the doctors certificate for SLEC

2015/10/30 Appointment with doctor at SLEC for evaluation

2015/11/03 Completed medical

2015/11/05 Interview scheduled - APPROVED

2015/11/06 CEAC changed to issued

2015/11/11 Passport and visa delivered

2015/11/12 Passport stamped at CFO

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PickleChips Enthusiast

PickleChips   56

Posted
Filed: Citizen (apr) Country: Canada
 Timeline
  • Author
Posted

Thanks for the replies! I am already added to all my husband's accounts, I just wanted to apply for my own credit card, independent of him, for credit building reasons. They said they needed a green card to proceed. No big deal, I will wait until I get mine!

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Sean and Kristina Enthusiast

Sean and Kristina   24

Posted
Filed: Citizen (apr) Country: New Zealand
 Timeline
Posted (edited)

We're USAA members too and needed to file a W-8BEN form as well as provide copies of my nonresident alien spouse's passport, ID, etc. before signing a new signature card to add him to my checking and savings accounts. However...we're waiting until he gets his own SSN to apply for his separate credit cards. It should only be a few more months and then MY life will be so much easier administratively lol. I'm so sick of explaining that my husband isn't a US citizen.

Edited by Sean and Kristina

I wrote a full detailed account of our AOS process, timeline, AP use, and interview on my blog. You can read it here.

Read our experience clearing immigration with an expired green card and extension letter here.

F-1 AOS Journey

Spoiler

10/05/15 - Mailed AOS Package (I-130, I-485, I-864, I-693, I-131, I-765, G-325As, G-1145)

10/07/15 - AOS Package delivered to Chicago Lockbox

10/14/15 - Received four NOA1s via e-mail & text notifications that USCIS received our case. Routed to National Benefits Center for processing

10/15/15 - Checks cashed

10/19/15 - Received four hard copies of NOA1s in the mail

10/23/15 - Received biometrics appointment in the mail. Scheduled for 11/03

10/26/15 - Failed early walk-in attempt for biometrics at Boston location

11/03/15 - Biometrics appointment in Boston

11/10/15 - AOS case status changed to "Ready to be scheduled for interview"

12/21/15 - EAD/AP approved

12/24/15 - EAD/AP mailed

12/30/15 - EAD/AP delivered

03/17/16 - Interview scheduled for April 20th

04/20/16 - AOS Inteview - Boston, MA - APPROVED!

04/25/16 - Approval notice received in the mail

04/26/16 - Green card mailed

04/29/16 - Green card delivered

 

ROC

Spoiler

02/20/18 - Mailed I-751 Package

02/23/18 - I-751 delivered to CSC

02/28/18 - Check cashed

03/02/18 - NOA1 received in the mail

05/12/18 - Notice that previous biometrics will be reused

08/24/18 - Received 18 month extension letter (courtesy copy)

10/22/18 - Received the "revised notice" with the correct 18 month extension letter--on green paper this time.

02/27/19 - Card mailed notification via Case Tracker mobile app

03/01/19 - Both approval letter and new green card delivered

 

N-400

Spoiler

03/02/19 - Filed N-400 online

03/02/19 - NOA1 via online portal

03/09/19 - Biometrics scheduled

03/12/19 - Biometrics appointment appeared in Documents tab in online USCIS account

03/13/19 - Successful early walk-in for biometrics 

11/13/19 - Interview

Seizetheglobe.com

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hopeful 4 XMas Community Regular

hopeful 4 XMas   19

Posted
Filed: K-1 Visa Timeline
Posted

I understand the rules USAA has and they are following the rules of the USG. but why they required certain documents and my other banks did not is what I do not understand.

As far as credit scores go, if the US citizen spouse adds the sponsored spouse to their credit card account the credit card holder automatically reports or both to the credit agencies at least that is what we were told by all of our credit card holders.

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PerditaD Collaborator

PerditaD   35

Posted
Filed: AOS (apr) Country: Bosnia-Herzegovina
 Timeline
Posted

My husband has car insurance with USAA and recently he opened a savings account with me and we had to select one of the two options - does the person you're trying to add have a US passport or a permanent residency card? We couldn't proceed as I have neither. So he just opened the account, we decided we wouldn't get an ATM (the only way to save lol) for it and once I get a GC he'll add me. Until then, I have his login info but that's it.

Spoiler

My AOS journey

Date Filed : 2014-11-26

NOA Date : 2014-12-06

RFE: 2014-12-26 (Translation of my international BC)

Bio. Appt. : 2014-12-31

RFE response received by USCIS: 2015-01-06

EAD/AP approved: 2015-02-18

NPIW letter: 2015-03-17

Service request: 2015-09-17

Response to service request: None

Service request 2: 2015-10-23

Service request 2 response: 2015-11-03 - USCIS anticipates a delay

EAD/AP renewal forms sent: 2015-11-04

Letter to Congressman sent: 2015-11-06

EAD/AP renewal electronic NOA1: 2015-11-10 (saying USCIS received and accepted my applications on 2015-11-06)

Email from Congressman's office - reviewing my case, will contact me with info: 2015-11-13

Received No Biometrics Required letter: 2015-11-20

Received letter of continuance asking for another translation of my BC (long story): 2015-11-20 (online status never changed)

Responded to letter of continuance: 2015-11-30

USCIS/DHS in Sacramento received my response (delivery confirmation): 2015-12.01

Received interview letter from Chatsworth office, CA: 2016-01-30

Received response from my congressman: 2016-02.02

AOS interview: 2016-02-10 Result:: RFE for medical

Medical done: 02/20/2016 - 03/03/2016

Medical Received By USCIS (UPS delivery confirmation): 2016-03-08

AOS approval date/Resident since: 2016-03-12

Card received: 2016-03-18

AOS took 15 months, 2 weeks and one day.

 

ROC:

Petition sent: 2018 - 02 - 22

Petition received by USCIS Laguna Niguel: 2018 - 02 - 23

 

 

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Thozelle Enthusiast

Thozelle   16

Posted
Filed: IR-1/CR-1 Visa Country: Philippines
 Timeline
Posted

USAA, NFCU, and my other bank all required the same documents to add her to the accounts. USAA and NFCU have already given her, her own account numbers to open her own accounts. She is still non-resident.

2013/05/03 Married

2013 CFO seminar to change name

2013 Passport issued in married name

USCIS

2015/06/27 Sent I-130

2015/06/29 Priority Date

2015/0701 NOA1

2015/08/05 NOA2

NVC

2015/08/17 Package received at NVC

2015/08/26 Received DS-261/AOS bill

2015/08/29 Sent AOS/IV

2015/08/31 AOS/IV scan date

2015/09/01 DS-260 submitted

2015/09/21 3 n/a (CC)

2015/09/28 Receive confirmation email of CC waiting interview date

2015/10/01 Interview date scheduled (P4)

Manila Embassy

2015/10/12 SLEC Medical, required to get doctor certificate and return the 30th.

2015/10/19 Went to hospital to get the doctors certificate for SLEC

2015/10/30 Appointment with doctor at SLEC for evaluation

2015/11/03 Completed medical

2015/11/05 Interview scheduled - APPROVED

2015/11/06 CEAC changed to issued

2015/11/11 Passport and visa delivered

2015/11/12 Passport stamped at CFO

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PickleChips Enthusiast

PickleChips   56

Posted
Filed: Citizen (apr) Country: Canada
 Timeline
  • Author
Posted

Thanks guys. I am already added to all his accounts, filled out the W8Ben, have an ATM card, all that is good. I just wanted to apply for my own credit card, without his name on it and USAA says I cannot proceed without a permanent resident card. I applied through Capital One and they did not ask for a permanent resident card. I just it's just a USAA thing!

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Khal_Drogo Enthusiast

Khal_Drogo   50

Posted
Filed: Citizen (apr) Country: Bulgaria
 Timeline
Posted

May I offer a suggestion; forget USAA. Go for a Military Star card.

My wife an I went to the BX to apply. She never had to produce her green card. She needed only her SSN and monthly income (she is unemployed, so she used mine); instant approval, and we were in and out in about ten minutes.

I am the USC.

The member "Khaleesi" is my beautiful wife.

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PickleChips Enthusiast

PickleChips   56

Posted
Filed: Citizen (apr) Country: Canada
 Timeline
  • Author
Posted

May I offer a suggestion; forget USAA. Go for a Military Star card.

My wife an I went to the BX to apply. She never had to produce her green card. She needed only her SSN and monthly income (she is unemployed, so she used mine); instant approval, and we were in and out in about ten minutes.

Great idea, thank you! I gave up on USAA and their crazy rules, Capital One had no problem giving me a credit card.

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