UK Judgement for non payment of debt

[elmcitymaven 9,712]

Well, you have to wonder how they would report it, since they don't have that number, and since there could be any amount of people with the name 'Elmcitymaven Doe' in America

Yes, in retrospect it does have the distinct whiff of an empty threat... I guess it's the mere thought that I might skip out on the £20k I still owe them for law school that has put them on the defensive!

[TimsDaisy 0]

You should make sure your bank isn't part of an international bank where the information may be available before presuming that your financial history won't follow you across international borders.

[Kez/JWolf 6]

I work for a International Bank.... There is no way for any bank to get information from a foreign Credit reference agency for a customer... Data protection laws prohibit the disclosing of such information.

Kez

[gwenneh 7]

We've been down this road.

Nothing happens. You have a sh*t credit rating when you get back to the UK (if you go back) but other than that, nothing.

[Fandango 1,439]

We've been down this road.

Nothing happens. You have a sh*t credit rating when you get back to the UK (if you go back) but other than that, nothing.

Hey Gwen, ltns....how's things?

[gwenneh 7]

Heya!

I'm good, probably going to be around a bit more now that we're filing again to go back to the US. Been an interesting year trying out living around the world, but the call of family and friends is strongest in the US - so that's where we're going!

[Fandango 1,439]

Heya!

I'm good, probably going to be around a bit more now that we're filing again to go back to the US. Been an interesting year trying out living around the world, but the call of family and friends is strongest in the US - so that's where we're going!

Oh jeez! The process starts again for you guys!

But you can't say it hasn't been interesting

Edited March 4, 2007 by LisaD

[Cassie 8]

Threads dealing with this particular topic bug me. Figure out a way to pay what you owe, IMHO.

[gwenneh 7]

Oh jeez! The process starts again for you guys!

But you can't say it hasn't been interesting

It has been interesting. The UK was great, and Ireland's been an absolute blast - I think I just feel like I'm missing out on so much back in the US with my friends and family. I'll miss a LOT of things about living out here - a job with 25 vacation days, the NHS, working (so to speak) public transportation, to name a few - but it'll be good to get home, buy a house, settle in for the duration. Our deposit money will go a LOT further on the property ladder in the US!

I'm just annoyed that the timescales have changed so much. For the K-1 visa, we went through VSC and it took one week for the initial approval. I was just checking the thread in the IR-1/CR-1 forum and there are people who have been waiting for six months for that petition to be approved. So we're in for a long wait, I think...not to mention I don't know what problems having a previously issued K-1 is going to cause. There were no overstays, we never filed for AOS, he's been in and out of the US on the VWP since so I'm fairly certain things are clear...but I'm still expecting issues - particularly now that he has dual citizenship with the UK and Ireland.

Oh well. What will be, will be. The I-130 packet's going out to my mom tomorrow, who will be sending it on to Vermont. And it all begins again from here. Bring it on.

[Candace 2]

Threads dealing with this particular topic bug me. Figure out a way to pay what you owe, IMHO.

The thing is, you don't know the situation of the OP. There are lots of reasons for having an unpaid debt, not necessarily due to frivolous spending on sex, drugs and rock n' roll. The OP has asked for help in what to do, she already posted she was going to contact the company to try to work something out. So aside from making you feel holier-than-thou and the OP feel like #######, what use was your comment?

[JamalNTam 1]

Threads dealing with this particular topic bug me. Figure out a way to pay what you owe, IMHO.

The thing is, you don't know the situation of the OP. There are lots of reasons for having an unpaid debt, not necessarily due to frivolous spending on sex, drugs and rock n' roll. The OP has asked for help in what to do, she already posted she was going to contact the company to try to work something out. So aside from making you feel holier-than-thou and the OP feel like #######, what use was your comment?

Yea - U go Candace! I 100% agree with you!!

[garyandkris 0]

My brother-in-law is a lawyer in the UK. He's been trying to convince my husband that he shouldn't bother with trying to pay off his credit card balance when he leaves the UK. It's not a huge debt, and I really want him to pay it off, but I think my husband's been a little bit tempted to follow his brother's advice.

I thought his brother didn't know what he was talking about. Surely, this can't be legal, can it? What's to stop someone from taking out a loan or going on a spending spree and then fleeing the country without plans to repay the debt?

[Kez/JWolf 6]

There is nothing to stop you doing exactly that... that is why we all pay higher intrest rates to borrow money wither it is on a credit card or through a loan... a % of it goes to cover the bed debt that others have and dont pay....

Kez

[Cassie 8]

Threads dealing with this particular topic bug me. Figure out a way to pay what you owe, IMHO.

The thing is, you don't know the situation of the OP. There are lots of reasons for having an unpaid debt, not necessarily due to frivolous spending on sex, drugs and rock n' roll. The OP has asked for help in what to do, she already posted she was going to contact the company to try to work something out. So aside from making you feel holier-than-thou and the OP feel like #######, what use was your comment?

Please don't put words/inferences into my mouth that never came out of it.

If you look at my statement, it does NOT pass judgement on HOW the OP gained the debt, that really has nothing to do with the point of this thread. Anyways, it looked to me that she was looking for a way to deal with the problem. My response wasn't to the OP, it was a general comment against the "just forget about it, they can't do anything to you" kinds of statements. This type of thread has come up numerous times and that kind of response bugs me to no end for a number of different reasons. Perhaps I needed to be more specific and direct.

For the record, I'm currently (slowly) paying off three substantial debts I left behind in Canada. It hasn't been easy. And no, if you knew me, I do not say that to be holier-than-thou.

[britty 1]

I would point out for the couple of comments that were a little negative, I have now made an agreement to pay with the company concerned who are very happy with the terms and I will have paid off the outstanding amount within 6 months, with reversion to the original agreement at that time. I have an excellent credit score in the UK and do want to keep this intact in case I should ever need credit there in the future.

Thanks to all for the advice. I am sure it helped others in the same position, reading this thread also.