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Posted

Hi guys, i've some question about Credit card statement, because i just got the cards, so on the statement, it'd be still just my husband name on it or it'll have a description that i am an authorized user with my name on it ( i check on the CC website, my name is already on the authorized user )

and let says, if i am using my card, so on the statement, there'll be description that this purchase from my card with my name on it or not? Because i'm thinking to do small little purchase just to make my name appears on the next statement

Oh and if i am making copy for the cards, does it danger if someone could use the number eventhough not having the back number? or should i just hide the last digit number?

On my RFE letter, they just asked for CC statement though.

Thank you

Posted (edited)

Hi guys, i've some question about Credit card statement, because i just got the cards, so on the statement, it'd be still just my husband name on it or it'll have a description that i am an authorized user with my name on it ( i check on the CC website, my name is already on the authorized user )

and let says, if i am using my card, so on the statement, there'll be description that this purchase from my card with my name on it or not? Because i'm thinking to do small little purchase just to make my name appears on the next statement

Oh and if i am making copy for the cards, does it danger if someone could use the number eventhough not having the back number? or should i just hide the last digit number?

On my RFE letter, they just asked for CC statement though.

Thank you

It really depends on the bank. Both of our credit cards show only my name since I am a primary holder and my husband is an authorized user. However, If you add your spouse as an account holder, the statements will have both of your names. Also my bank statements don't show when he uses the cards, but I printed out the details of the transitions from the online banking website that show his transactions. So it's better if you call your bank and they should explain you what their policy is.

And we blacked out the last four digits!

Edited by VNL
Posted

It really depends on the bank. Both of our credit cards show only my name since I am a primary holder and my husband is an authorized user. However, If you add your spouse as an account holder, the statements will have both of your names. Also my bank statements don't show when he uses the cards, but I printed out the details of the transitions from the online banking website that show his transactions. So it's better if you call your bank and they should explain you what their policy is.

And we blacked out the last four digits!

Thank you VNL, i'll mark the last digit too then

 
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