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What does this notice mean: Deposit Account Adverse Action Notice

By rawas in Moving to the US and Your New Life In America

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rawas Collaborator

rawas   13

Posted
Filed: IR-1/CR-1 Visa Timeline
Posted

Hi everybody i would love to understand more what this notice mean: I have my own bank account and another one with spouse added me as a joint i knew that this joint account was overdrawn for period, then spouse fixed everything , and i know that the spouse is paying off some of his credit card bills, so few days ago i had to open an account with a another bank i did opened the account and i was told that there is some negativity in my record!!!!? she the bank employee gave me this notice to get more information by calling the consumer reporting agencies , i tried to call but i still cant get person on line, i cant now deposit money over ATM in the new bank account that i just opened may be because of this notice , if someone plz know more Information about what does this notice means and what should i do i will appreciate this.

Thank you

G Walters Community Regular

G Walters   136

Posted
Filed: Lift. Cond. (apr) Country: United Kingdom
 Timeline
Posted

You need to contact the Number the bank gave you. Only the people at this number can tell you what is up. Because you are on a joint account with your spouse the things that happen to him happen to you also. The overdraw could be causing the issues. You are luck they even opened an account for you. Due to the adverse info in the Telecheck or other reporting system they could have denied you an account. Check with them and report back.

 

 

Service Center : California Service Center on 2014-03-17Consulate : London, United KingdomI-129F Sent : 2014-03-10I-129F NOA1 : 2014-03-14I-129F NOA2 : 2014-04-07NVC Received :4/21/2014NVC Left :4/23/2014Consulate Received :2014-04-29Packet 3 Received :2014-05-01Packet 3 Sent :2014-05-01Medical Complete: 2014-05-07Packet 4 Received :2014-5-31Interview Date :2014-06-06Visa Issued: 2014-06-10Visa Package Received: 2014-06-13Arrival at POE Seattle: 2014-6-13

Married 07/07/2014

AOS Timeline
AOS package mailed 08/08/2014 (Chicago Lockbox)
NOA date 8/13/2014
Biometrics done 09/14/2014
INTERVIEW DATE!!!! 10/31/2014
Approval e-mail 10/31/2014
Card production e-mail 12/27/2011
GREEN CARD ARRIVED 11/08/201

Employment Authorization Document
CIS Office : Chicago National Office
Filing Method : Mail
Filing Instance : First
Date Filed : 2014-08-04
NOA Date : 2014-08-13
RFE(s) :
Bio. Appt. : 2014-09-04
Approved Date : 2014-09-25
Date Card Received : 2014-10-03

ADVANCED Parole
CIS Office : Chicago National Office
Filing Method : Mail
Filing Instance :First
Date Filed : 2014-08-04
NOA Date : 2014-08-13
RFE(s) :
Date Received : 2014-10-03


ROC Timeline
ROC package mailed to CSC 10/13/2016
NOA1 date 10/17/2016
Biometrics date 12/8/2016

Interview: None
Card production ordered: 03/27/2018
10-YEAR GREEN CARD ARRIVED

rawas Collaborator

rawas   13

Posted
Filed: IR-1/CR-1 Visa Timeline
  • Author
Posted

You need to contact the Number the bank gave you. Only the people at this number can tell you what is up. Because you are on a joint account with your spouse the things that happen to him happen to you also. The overdraw could be causing the issues. You are luck they even opened an account for you. Due to the adverse info in the Telecheck or other reporting system they could have denied you an account. Check with them and report back.

Thanks , i thought somebody (human will answer my questions on phone) but there are just options on how to obtain the credit report on phone or online , and really i don't understand anything, some report has to be paid some are annual and free, i really don't understand what to do just go ahead and order over phone my credit report to mail it to the house ? or go back to the bank and ask somebody to call on my behalf? or phone the other consumer agencies that i have in my notice i called the one that is checked

G Walters Community Regular

G Walters   136

Posted
Filed: Lift. Cond. (apr) Country: United Kingdom
 Timeline
Posted

I would take your partner and go back to the bank and get them to explain a bit more about what is being reported. If they can. They should be able to put you in touch with the proper people to explain the issue and how to get it fixed.

 

 

Service Center : California Service Center on 2014-03-17Consulate : London, United KingdomI-129F Sent : 2014-03-10I-129F NOA1 : 2014-03-14I-129F NOA2 : 2014-04-07NVC Received :4/21/2014NVC Left :4/23/2014Consulate Received :2014-04-29Packet 3 Received :2014-05-01Packet 3 Sent :2014-05-01Medical Complete: 2014-05-07Packet 4 Received :2014-5-31Interview Date :2014-06-06Visa Issued: 2014-06-10Visa Package Received: 2014-06-13Arrival at POE Seattle: 2014-6-13

Married 07/07/2014

AOS Timeline
AOS package mailed 08/08/2014 (Chicago Lockbox)
NOA date 8/13/2014
Biometrics done 09/14/2014
INTERVIEW DATE!!!! 10/31/2014
Approval e-mail 10/31/2014
Card production e-mail 12/27/2011
GREEN CARD ARRIVED 11/08/201

Employment Authorization Document
CIS Office : Chicago National Office
Filing Method : Mail
Filing Instance : First
Date Filed : 2014-08-04
NOA Date : 2014-08-13
RFE(s) :
Bio. Appt. : 2014-09-04
Approved Date : 2014-09-25
Date Card Received : 2014-10-03

ADVANCED Parole
CIS Office : Chicago National Office
Filing Method : Mail
Filing Instance :First
Date Filed : 2014-08-04
NOA Date : 2014-08-13
RFE(s) :
Date Received : 2014-10-03


ROC Timeline
ROC package mailed to CSC 10/13/2016
NOA1 date 10/17/2016
Biometrics date 12/8/2016

Interview: None
Card production ordered: 03/27/2018
10-YEAR GREEN CARD ARRIVED

rawas Collaborator

rawas   13

Posted
Filed: IR-1/CR-1 Visa Timeline
  • Author
Posted

I would take your partner and go back to the bank and get them to explain a bit more about what is being reported. If they can. They should be able to put you in touch with the proper people to explain the issue and how to get it fixed.

Thank you, this is what i think i should do, my English is not good to understand like those things, i need the spouse to help me understand what is going on

 
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