Health Insurance? (split)

[JayMain626 21]

Hay guys,

I don't know if anyone can help with this. But my wife has been asking a bout the health insurance situation. As it's now a legal requirement to have insurance. Does anyone have experience with if there is a grace period or will we have to sort it straight away. As I will not be working straight away what would people suggest we did. I may be able to be added to my wife's plan but we don't really know.

Many thanks

[Protocol417 161]

Hay guys,

I don't know if anyone can help with this. But my wife has been asking a bout the health insurance situation. As it's now a legal requirement to have insurance. Does anyone have experience with if there is a grace period or will we have to sort it straight away. As I will not be working straight away what would people suggest we did. I may be able to be added to my wife's plan but we don't really know.

Many thanks

My husband did not have insurance when we did our taxes last year, because it costs $800/month (about what we pay in rent) to add him to my policy.

There was a small fine that we had to pay, but that was it.

Here is some information about the fines this year: https://www.healthcare.gov/fees-exemptions/fee-for-not-being-covered/

If you're only uninsured for a small period of time (I believe it's four months, but I can't find corroboration of that), then you don't have to pay the fine.

You'll still want to get yourself sorted as soon as you can, but if you're not able to do it immediately, it's not a huge deal.

(Well, unless something catastrophic happens while you're uninsured, of course...)

[Ontarkie 14,321]

~~Post split to it's own thread. As the topic it was posted in is UK specific.~~

~~Moved to Moving here and Your New Life in America~~