Want to Begin Saving with a Joint US Account...Can We??

[greg&dawn 2]

I have researched this site and found information regarding single accounts and then joint accounts if married, my question is while my Canadian fiance' and I wait throughout the Visa process (just had our NOA1) we wanted to open up a joint savings account to both put allotted money into for upcoming costs, wedding, honeymoon, etc. I have done numerous searches and have found mixed information. I guess I just want to know if anyone has successfully done this? It appears to be a bank discretionary issue, and there also seems to be potential hiccups regarding being 'in-person' when signing the signature card. In saying that, I've seen the acceptance of signature cards that have been faxed.

Anyone have success with this and if so, what bank did you use that allowed it?

Thank you very much.

[KayDeeCee 4,893]

~ Moved from K-1 Process to Tax & Finances During US Immigration - topic about opening joint accounts ~

[VOL 425]

It all depends on the bank and internal controls.

IF you have a personal banker there, you can pretty much do what you need via phone or fax

[Unshakable Faith 493]

Also, most banks require a SSN, keep that in mind. Also, more often than not- both parties are required to sign.

[Bugs 455]

The best I could do is add her as a cardholder for my credit card account, although the account was still just under my name. I couldn't add her as a joint owner in that or my checking/savings account until she was here and had a SSN.