Health insurance

[qjnl 4]

Hello all,

I just got my conditional green card. I am wondering am I required to have health insurance like the U.S. citizens (the Obamacare)? If so, do anyone knows where to get one cheaper???

Thanks!

[yuna628 9,700]

You will need to go to your state exchange and explore the options present there. Either way there will be some sticker shock. https://www.mnsure.org/

[kzielu 1,149]

Yes, you are required. Healthcare.gov is the website to go to, but wouldn't necessarily call it cheap.

[PK and PK 13]

Hello all,

I just got my conditional green card. I am wondering am I required to have health insurance like the U.S. citizens (the Obamacare)? If so, do anyone knows where to get one cheaper???

Thanks!

If you are residing in Minnesota then use the state exchange: https://www.mnsure.org/

[Merrytooth 5,748]

Get a job which offers health benefits

[qjnl 4]

If you are residing in Minnesota then use the state exchange: https://www.mnsure.org/

Thanks for the info.

My concern using mnsure is that although my wife income is high enough to support me through the AOS, but it may consider low income when getting Obamacare, thus, may qualify some sort of subsidies... the question is will I be consider taking welfare in the U.S.? I don't want to run into any problems when applying applying for removing conditions.

Thanks again!

[Ketsuban 1,034]

Thanks for the info.

My concern using mnsure is that although my wife income is high enough to support me through the AOS, but it may consider low income when getting Obamacare, thus, may qualify some sort of subsidies... the question is will I be consider taking welfare in the U.S.? I don't want to run into any problems when applying applying for removing conditions.

Thanks again!

The subsidies don't count as welfare, so don't worry about that.

Open enrolment isn't until November 1st, but there is a probably a life changing event applicable to you (recently married, recent immigrant...).

Bear in mind, if your wife is insured at work and then ditches that plan so you can both be under one policy on the Marketplace, you won't be eligible for subsidies since you had the option of employer coverage. We found that out a month too late and it was a real ####### trying to get that subsidy off our account. We expect we will owe about $300 back to the government.

If it's just you enrolling on a Marketplace plan, you should be fine on the subsidy front if she doesn't make too much.

[qjnl 4]

The subsidies don't count as welfare, so don't worry about that.

Open enrolment isn't until November 1st, but there is a probably a life changing event applicable to you (recently married, recent immigrant...).

Bear in mind, if your wife is insured at work and then ditches that plan so you can both be under one policy on the Marketplace, you won't be eligible for subsidies since you had the option of employer coverage. We found that out a month too late and it was a real ####### trying to get that subsidy off our account. We expect we will owe about $300 back to the government.

If it's just you enrolling on a Marketplace plan, you should be fine on the subsidy front if she doesn't make too much.

Thanks for the detailed info.

I am kind of confuse about the subsidy part, can you give me more clarification about the subsidy part?

My wife has her own health insurance through work. We married last year but I chose not to be added to her plan during open enrollment since I was still a student and mandated to get insurance through the school so why would I pay double health insurance. But now open enrollment for her work place not open until Nov 15.

My plan is just to get insurance for myself. I think I may qualify at least some sort of subsidy due to the household income less than the standard. Do I need to change the plan on Nov 15 either join on my wife's plan or both get on mnsure???

[PK and PK 13]

Thanks for the detailed info.

I am kind of confuse about the subsidy part, can you give me more clarification about the subsidy part?

My wife has her own health insurance through work. We married last year but I chose not to be added to her plan during open enrollment since I was still a student and mandated to get insurance through the school so why would I pay double health insurance. But now open enrollment for her work place not open until Nov 15.

My plan is just to get insurance for myself. I think I may qualify at least some sort of subsidy due to the household income less than the standard. Do I need to change the plan on Nov 15 either join on my wife's plan or both get on mnsure???

I think if your spouse had an health insurance plan through work, you are required to accept that first and generally that will be lower cost. The marketplace plans are for those with no other options.

If you lost your insurance from school, you should be able to switch to your wife's plan under special enrollement (for loss of insurance coverage.)

[qjnl 4]

I think if your spouse had an health insurance plan through work, you are required to accept that first and generally that will be lower cost. The marketplace plans are for those with no other options.

If you lost your insurance from school, you should be able to switch to your wife's plan under special enrollement (for loss of insurance coverage.)

I didn't realize that maybe an option. I will look into it.

Thanks!