Anyone had to actually use purchased visitor medical insurance before marriage?

[truelove2014 0]

I am wondering if anyone who purchased a type of visitor health insurance before they were added to their spouses insurance after marriage, has had to actually use it ? If so, how did that go and what visitor health insurance company and plan did you have?

It is so hard to know what company to purchase from and what plan to get, so it would be great to hear from anyone who has actually had to use it!

T

[wbeem 568]

I have no clue what Canadian insurance options are, but I recetly purchased an annual travel insurance policy and went for an extremely high medical cover. I needed ot for my trip last week and although the conditions are that you are not to be resident in another country for more than six months, I just want it for the first 30 or so days after we enter, before the wedding and we won't be considered resident in the USA until then. I'm not sure if there's a similar option for you.

[TBoneTX 45,285]

I wish that I had thought about this insurance. Mrs. T-B.-to-be arrived with a severe upper-respiratory infection, and the "rack rate" examination & prescription fees were eye-opening. Let us know which companies and plans you uncover.

[Boiler 45,486]

They do not cover pre existing anyway.

[usmsbow 801]

They do not cover pre existing anyway.

More expensive ones do. I purchased such a plan from AXA when going on a trip in 2013.

[Udella&Wiz 325]

Did you ask in the canadian forum as well?

I am wondering if anyone who purchased a type of visitor health insurance before they were added to their spouses insurance after marriage, has had to actually use it ? If so, how did that go and what visitor health insurance company and plan did you have?

It is so hard to know what company to purchase from and what plan to get, so it would be great to hear from anyone who has actually had to use it!

T

[Mike-eeh and Odie 193]

I used IMG Insurance for my wife when she first entered the country. We still use IMG when traveling outside the USA. They have pretty decent plans for both travel and visiting, check it out:

http://www.imglobal.com/en/index.aspx

[truelove2014 0]

I ended up going with a company called Seven Corners, and got their liaison continent plan policy. It was around $95 for a comprehensive plan for just under 2 months of coverage. So far I have not had to use them, but if I do I will give an update on how it went!

[TBoneTX 45,285]

Thanks for the helpful information.

[xbritto 25]

I used IMG Insurance for my wife when she first entered the country. We still use IMG when traveling outside the USA. They have pretty decent plans for both travel and visiting, check it out:

http://www.imglobal.com/en/index.aspx

Did this work well when she first entered the country?

Looking for insurance for my fiancé for when he gets here & before we get married and I can get him on my employer plan.

Thank you!

[Mike-eeh and Odie 193]

Did this work well when she first entered the country?

Looking for insurance for my fiancé for when he gets here & before we get married and I can get him on my employer plan.

Thank you!

It worked very well for Odie when she came to the USA. She was on their plan until she was placed on my work plan.

[xbritto 25]

It worked very well for Odie when she came to the USA. She was on their plan until she was placed on my work plan.

Ok, great. Thank you! From what I'm seeing on their website it looks pretty good. Do you know which plan she was on when she came over on the K-1?

Thanks!

[Boiler 45,486]

We do not need the specifics but what type of claim did she have?

[Mike-eeh and Odie 193]

Ok, great. Thank you! From what I'm seeing on their website it looks pretty good. Do you know which plan she was on when she came over on the K-1?

Thanks!

I got her patriot Travel Platinum with no deductible.

http://www.imglobal.com/en/img-insurance/travel-medical-insurance/patriot-travel-medical-insurance.aspx

It covers a 1,000,000.00 maximum lifetime benefit. For about 6 months costs about $425.00. Which is all the coverage she needed until she went on my coverage after we married.

I even use Patriot Travel Platinum when I visit Asia, the premiums are cheaper for US Citizens and LPRs.

Edited April 20, 2015 by Mike-eeh and Odie