When Do You Get Health Insurance?

[loba2000 2]

Hey everyone

Me and my mother are in big confusion as to when one can get health/medical insurance in USA being an immigrant?

What are the requirements? Can you even get it while being an immigrant or do you have to be a citizen?

What i mean to say is that when can one apply for health insurance in USA while being an immigrant

Please please help me

Edited March 2, 2015 by loba2000

[kzielu 1,149]

What do you mean by "get" health insurance ?

You have to pay for it, you're not going to get it and you have to do it once you become a resident, otherwise you will pay a fine on your taxes.

[glazierguy 20]

good luck, ive tried in vain to get my k1 wife insurance, no ssn and no one is smart enough to get past that on the application.

[Merrytooth 5,748]

Start from here:

https://www.healthcare.gov/

[Taureti 12]

If she is having her ss, I think she can buy any private health insurance plan available in your state (full cost).

[lirpa11 16]

Be careful with healthcare.gov

I nearly purchased one from there, only to find out it covers doctors over 2 hours away. A bit far to drive if sick in my opinion.

Trying to speak with anyone over the phone is not much help. They all get confused if you say you are from overseas and don't have US based income yet, and then you don't get much further.

[Ketsuban 1,034]

I couldn't register my own account with my SSN because healthcare.gov just couldn't verify I exist. My husband somehow managed to just add me to his account since it only wanted to verify his existence, not mine. We're not eligible for subsidies because we rejected his employer's insurance (it's way too expensive to add me to it and the out of pocket costs were outrageous anyway) so it's costing us a pretty penny. We're going to downgrade to a bronze plan if I can't find work by the time open enrollment starts again.