Gone with the Rant

[SAT 9,609]

Homestead. Homestead protection. Google it.

[NikLR 13,227]

F-ing sue happy Americans.

[N-o-l-a 7,167]

F-ing sue happy Americans.

I think if someone hit me with their car and it was due to their negligence and I was going to be dealing with the pain and side effects for the rest of my life, I should be able to sue them, don't you?

[Merrytooth 5,748]

leaving to singapore tomorrow morning...toothy you want anything?

This blachan chili, if you could figure out how to ship it cheaply to me

My brother last time shipped some stuff to me, shipping fees of $70++ were way more than the stuff worth.

Maximum facepalm

[SAT 9,609]

F-ing sue happy Americans.

I think if someone hit me with their car and it was due to their negligence and I was going to be dealing with the pain and side effects for the rest of my life, I should be able to sue them, don't you?

It sounds more scary than it is, really. There's a lot of frivolous litigation out there. The courts have to sift through it. The insurance companies will settle with shysters if they have a lot to lose. And the shysters are quick to settle for a fast buck.

It's something you can't lose sleep over thinking someone is going to sue. But at the same time, you definitely don't want to be under-insured.

[SAT 9,609]

This blachan chili, if you could figure out how to ship it cheaply to me

My brother last time shipped some stuff to me, shipping fees of $70++ were way more than the stuff worth.

Maximum facepalm

NYC, remember?

That is all over the place here. Ya want me ta ship you some?

[SAT 9,609]

Speaking of , where's Tark.......

[NikLR 13,227]

I think if someone hit me with their car and it was due to their negligence and I was going to be dealing with the pain and side effects for the rest of my life, I should be able to sue them, don't you?

That's what insurance is for. To make someone lose their house? Would you like to lose your house because of an accident? I kinda get if they were negligent like driving drunk or high, or totally distracted... I get the idea of getting over what an insurance company may want to pay in cases like that, but most accidents are just that, an accident and people should not be scared to lose their home because of an accident.

Granted this is the USA and you have to pay for all medical costs out of pocket. I mean you can lose your house if you have cancer and can no longer work to afford the insurance premiums... how F'd is THAT?!

I have more to say but I'll stuff it. I won't change your mind so there is little point in wasting my time expressing myself and my reasoning.

[SAT 9,609]

I think if someone hit me with their car and it was due to their negligence and I was going to be dealing with the pain and side effects for the rest of my life, I should be able to sue them, don't you?

There are limitations to negligent law. It defines "serious physical injury" very differently than the Penal law defines "Serious physical injury".

While it's true that anyone can sue anyone for anything. Many shysters are reluctant to take on a case where there is no merit. Unless they can "create" that merit....(know what I mean?), and that.....is known as fraud, and conspiracy.

[SAT 9,609]

That's what insurance is for. To make someone lose their house? Would you like to lose your house because of an accident? I kinda get if they were negligent like driving drunk or high, or totally distracted... I get the idea of getting over what an insurance company may want to pay in cases like that, but most accidents are just that, an accident and people should not be scared to lose their home because of an accident.

Granted this is the USA and you have to pay for all medical costs out of pocket. I mean you can lose your house if you have cancer and can no longer work to afford the insurance premiums... how F'd is THAT?!

I have more to say but I'll stuff it. I won't change your mind so there is little point in wasting my time expressing myself and my reasoning.

I understand exactly your point. And it is correct.

An insurance will not pay a drunk driver's damage. Or a driver on drugs. They'll fight off the liability. Read the fine print. You drive drunk, you crash, you're on your own. No insurance.

A sick person can get social security, or workman's compensation. A better company, such as Google, keeps paying salary. And that Salary is also 100% tax free.

That goes back to me saying, don't be under insured.

If your car has a 200k liability on it, an insurance company will quickly agree to pay out 50K for fear of losing 200K in litigation. And in doing so, they may ask you to co-pay a small amount, like 500 bucks (in addition to say their 50k), to settle the matter. And relieve you and the insurance company of any further liability.

It is not often that someone would actually lose a house.

Here's a trick. Google "Lifetime tenant". The owner of a house can place on the deed, a lifetime tenant for the property. What good is that house to anyone if there are 3 or 4 lifetime tenants on it? No one can throw them out.....

So the new owner will just end up paying expenses and taxes on a house that they can't possibly use, or sell. right?

Holy this post is approaching "Tarklar length"......

[SAT 9,609]

ok I'm gonna take another Gung hay fat choy new year shower.

oh btw you guys gotta hear my kid say "Gung Hay Fat choy, Lai See Dau Loy" lmao she distorts the sounds terribly it's hysterical....

Well, I mean Tooth 8 should hear her say it, the rest of you dunno wt-h I'm talking about lol

[SAT 9,609]

anyway, there's a lot of aspects to lawsuits in regards to money. It'd take me all day for like 3 days to explain.

Somethings to consider are

Level of injury

Plaintiff's earning power (loss of)

Degree of negligence

Fruit of the labor (is the suit worth the award?)

Ability of the defendant to pay? (a paycheck can only be garnished by 10%)

A lotta other factors

And, I'm an XO, not a law professor.....

So, I'm not talking no mo.....

[N-o-l-a 7,167]

That's what insurance is for. To make someone lose their house? Would you like to lose your house because of an accident? I kinda get if they were negligent like driving drunk or high, or totally distracted... I get the idea of getting over what an insurance company may want to pay in cases like that, but most accidents are just that, an accident and people should not be scared to lose their home because of an accident.

Granted this is the USA and you have to pay for all medical costs out of pocket. I mean you can lose your house if you have cancer and can no longer work to afford the insurance premiums... how F'd is THAT?!

I have more to say but I'll stuff it. I won't change your mind so there is little point in wasting my time expressing myself and my reasoning.

I don't think that is the intent of system.

No, I probably won't change my mind. I like living in America, I like it a lot and I chose to live here versus a variety of other places because in general, there is little I find fault with. It is my native habitat and I've been conditioned to thrive in it.

Edited February 26, 2015 by N-o-l-a

[N-o-l-a 7,167]

Steve - you've inspired me to put a backgammon set on my wishlist for the next holiday. I remember my nanny had one and we had one or two around the house, but they must have gone missing over the years.

[NikLR 13,227]

Maybe we should be like the Russians and have dash cams on every car.