Just got my Obamacare 2015 update

[Rob L 3,811]

Well, it doesn't look like he's figured out yet what exactly happened - or he just can't articulate it. First it was the premium that doubled, then it was not the premium but the premium he actually pays - which, of course has nothing to do with health care cost but means that his subsidies simply were reduced. But when that was explained to another conceptually challenged member then it was all about the "low pay amount" which doubled. So the "low pay amount" probably is the premium that he effectively paid after subsidies in 2014.

Conceptually challenged, is that the PC term we are using now?

[bowens44 214]

Premium doubled

Thank you Obama

SO the republicans do everything they can no sabotage and destroy the Affordable Care Act and you blame Obama?

ROFL!!! Typical.

[JohnR! 5,495]

Most likely a statement without any substantiation followed by a somewhat elaborate sequence of tap dancing.

I'm still confused by NB's said premium and subsidy increase/decrease thing... senile moment?

[DavenRoxy 1,073]

As usual my post get removed i rest my case.

Are you being targeted by the mods? You should report that.

[DavenRoxy 1,073]

Most likely a statement without any substantiation followed by a somewhat elaborate sequence of tap dancing.

Impossible. NB is clearly not a liberal, nor does he normally partake of liberal antics on here.

[JohnR! 5,495]

I am sure it all makes sense in some parallel universe... :rofl: :rofl:

Well, it doesn't look like he's figured out yet what exactly happened - or he just can't articulate it. First it was the premium that doubled, then it was not the premium but the premium he actually pays - which, of course has nothing to do with health care cost but means that his subsidies simply were reduced. But when that was explained to another conceptually challenged member then it was all about the "low pay amount" which doubled. So the "low pay amount" probably is the premium that he effectively paid after subsidies in 2014.

[The Nature Boy 4,224]

Want to know how to keep libanistas entertained ?

[The Nature Boy 4,224]

Well, it doesn't look like he's figured out yet what exactly happened - or he just can't articulate it. First it was the premium that doubled, then it was not the premium but the premium he actually pays - which, of course has nothing to do with health care cost but means that his subsidies simply were reduced. But when that was explained to another conceptually challenged member then it was all about the "low pay amount" which doubled. So the "low pay amount" probably is the premium that he effectively paid after subsidies in 2014.

By God Forrest you nailed it. I knew that you be the smartest of the short bus liberals would get there eventually.

[MyLittlePony 340]

Two more years of Obummer care.

[UncleBeer 244]

Well, this was 'unexpected':

Cost of Coverage Under Affordable Care Act to Increase in 2015

WASHINGTON — The Obama administration on Friday unveiled data showing that many Americans with health insurance bought under the Affordable Care Act could face substantial price increases next year — in some cases as much as 20 percent — unless they switch plans.

The data became available just hours before the health insurance marketplace was to open to buyers seeking insurance for 2015.

Remember: if you like your plan, you can't keep your plan.

[Pinocchio Liberal 268]

Yes, NB has been scooping up your tax dollars and mine and now he's mad when that well runs somewhat dry. Unbelievable just how fast that man who was an upstanding, self supporting right winger became a ward of the state. And now he's hooked. Mission accomplished!

This is also known as a GRUBERISM! Dont pay attention to the IDOCTRINATED.

Edited November 16, 2014 by Pinocchio Liberal

[UncleBeer 244]

The Times goes further re: the new higher deductibles:

In 2015, as in 2014, large numbers of health plans have high deductibles — the amount that consumers owe before the insurer starts to pay.

In Muscogee County, Ga., which includes Columbus, 74 health plans are available on the federal exchange. Fifty-two of the plans have deductibles of $2,500 or more, and 27 have deductibles of $5,000 or more.

The Internal Revenue Service defines a high-deductible plan as one with a deductible of $1,300 or more.

In Charleston, W.Va., the state capital, only 14 health plans are available, and all are offered by Highmark Blue Cross and Blue Shield. Half of the plans have deductibles of $2,500 or more, and one has a deductible of $5,000 or more.

In Jeff Davis County in West Texas, 17 plans are available. All but four have deductibles of $2,500 or more, and seven plans have deductibles of $5,000 or more. By contrast, Dallas residents have a choice of 64 plans, and in Houston, 71 are available.

So ... remind me why it's called the Affordable Care Act? Monthly premiums are going up, but deductibles simply aren't payable by the average American, especially those driven into part-time jobs by O'bama's "economic recovery". The high deductibles assume that everyone's sitting on a bankroll, waiting to pay for a calamitous illness.

[Mr. Big Dog 10,747]

I have employer sponsored health insurance. There are 6 plans available next year - same as this year and last year and the year before that. Two thirds of these plans are HDHPs - same as this year and last year and the year before that. It seems that the picture on the health insurance exchanges is very similar - i.e. the majority of plans are HDHPs. Personally, I prefer the HDHPs because they save me more on premiums every year than what the additional deductible amounts to. That means I get to sock away money into my own personal HSA where I can invest and grow those funds rather than throw them at an insurance company. Of course, if I need medical services, then I have to pay that unless it amounts to more than the deductible where my insurance will kick in. But since I have that HSA that I have funded and continue to fund with money saved on premiums for a quite a few years now, that's really not an issue. All preventive care is paid for 100% w/o any deductible applying to those costs at all. Plus, I pay significantly less for most services since I am on the hook only for the negotiated rates and not the ridiculous rack rates. I've done the math on this back and forth and the HDHPs works out best for me and my family.

Really don't get what the big deal is here. But then, it's the outrage brigade being outraged. Next thing they'll be outraged about is the sun rising in the morning and setting in the evening.

[The Nature Boy 4,224]

I have employer sponsored health insurance. There are 6 plans available next year - same as this year and last year and the year before that. Two thirds of these plans are HDHPs - same as this year and last year and the year before that. It seems that the picture on the health insurance exchanges is very similar - i.e. the majority of plans are HDHPs. Personally, I prefer the HDHPs because they save me more on premiums every year than what the additional deductible amounts to. That means I get to sock away money into my own personal HSA where I can invest and grow those funds rather than throw them at an insurance company. Of course, if I need medical services, then I have to pay that unless it amounts to more than the deductible where my insurance will kick in. But since I have that HSA that I have funded and continue to fund with money saved on premiums for a quite a few years now, that's really not an issue. All preventive care is paid for 100% w/o any deductible applying to those costs at all. Plus, I pay significantly less for most services since I am on the hook only for the negotiated rates and not the ridiculous rack rates. I've done the math on this back and forth and the HDHPs works out best for me and my family.

Really don't get what the big deal is here. But then, it's the outrage brigade being outraged. Next thing they'll be outraged about is the sun rising in the morning and setting in the evening.

You almost made it whole post without insulting anyone to try and prove your point. Baby steps baby steps

[Mr. Big Dog 10,747]

You almost made it whole post without insulting anyone to try and prove your point. Baby steps baby steps

Whatever. There's nothing outrageous about the available health plans. The whole system sucks, for sure, but that was the case long before Obamacare. People who never had access to health insurance now have options. Some might find that outrageous, I find it outrageous that there are still too many without access. Thanks in large part to Republicans in the south keeping people from having the access that Obamacare would grant them. Almost a million right here in Florida. That's outrageous indeed.