No money saved = denial ? ?

[YouAndMeForever 1,022]

I left the sections asking about savings and assets blank on my I-134. When I filled it out I had less than $100 in savings. We submitted the most recent tax return with W2, employer letters and 3 months of recent pay stubs. We were approved no problem.

Thing is, that my fiancé already sent me the I-134 with his original signature via Fedex and we don't have money for another $150 Fedex package. I'm starting to get worried about this, what if they deny me just because it states that he has only a few hundred in savings, I really thought it was a must to state how much he has in the bank and include a bank letter.

[d3adc0d3 186]

I'll address both what you asked and other key points others touched on, as well as my own 2¢:

1. They do not care about your fiance's savings account unless he's living off it (e.g. he has a trust fund which is his main source of income).
2. If he is self-employed then he will need to show evidence of income (e.g. tax returns, freelance contracts, bank records so they can see he makes enough to support the household, etc.)
3. If he's living paycheck-to-paycheck that AOS is going to be a b!tch. I'm in that situation now since I'm catching up on bills due to my husband needing 3 teeth extracted, wedding costs, and falling behind because I had to pay for his flight to the US and the friend who promised to help pay for the ticket as a re-payment for me helping them prior never owned up. The AOS is $1070, so I would recommend that during the AOS, you as the beneficiary bring that payment with you, as well as anything extra you can scrape up for living expenses, as you'll need things when you move here. Shampoo, deodorant, toothbrush, body wash, makeup, clothes & shoes appropriate for the climate if it's any different.
4. You won't be able to work for 3-6 months after you file AOS, along with your EAD and AP. He will be your sole source of financial support, that makes it even harder to get that AOS payment together!

Thing is, that my fiancé already sent me the I-134 with his original signature via Fedex and we don't have money for another $150 Fedex package. I'm starting to get worried about this, what if they deny me just because it states that he has only a few hundred in savings, I really thought it was a must to state how much he has in the bank and include a bank letter.

I had $0.00 in savings and I was self-employed at the time. I showed payments from freelance contracts, and my contracts as well with the company's Tax ID #, contact information, etc so they could contact all my freelance clients. I'm a web programmer. I also sent in the last 3 years' tax return, and printouts of my monthly bank statements. No letters from the bank.

Edited November 6, 2014 by d3adc0d3

[YouAndMeForever 1,022]

I'll address both what you asked and other key points others touched on, as well as my own 2¢:

1. They do not care about your fiance's savings account unless he's living off it (e.g. he has a trust fund which is his main source of income).
2. If he is self-employed then he will need to show evidence of income (e.g. tax returns, freelance contracts, bank records so they can see he makes enough to support the household, etc.)
3. If he's living paycheck-to-paycheck that AOS is going to be a b!tch. I'm in that situation now since I'm catching up on bills due to my husband needing 3 teeth extracted, wedding costs, and falling behind because I had to pay for his flight to the US and the friend who promised to help pay for the ticket as a re-payment for me helping them prior never owned up. The AOS is $1070, so I would recommend that during the AOS, you as the beneficiary bring that payment with you, as well as anything extra you can scrape up for living expenses, as you'll need things when you move here. Shampoo, deodorant, toothbrush, body wash, makeup, clothes & shoes appropriate for the climate if it's any different.
4. You won't be able to work for 3-6 months after you file AOS, along with your EAD and AP. He will be your sole source of financial support, that makes it even harder to get that AOS payment together!

Thanks for the answer. I have saved up a good sum of money during the past years so living after we file for AOS won't be a problem. And then again, most people get EAD in 70 days (~2 months) so I'll be able to work after not. Plus we are not gonna have a big wedding, only a courthouse ceremony with the close family and a few friends.

My question is, should I tell my fiancée to send another I-134 with the bank savings not included or should I just leave everything as it is and go to interview with the one that states his few hundred dollar savings? I'm so confused.

[Pheebs1201 269]

Thanks for the answer. I have saved up a good sum of money during the past years so living after we file for AOS won't be a problem. And then again, most people get EAD in 70 days (~2 months) so I'll be able to work after not. Plus we are not gonna have a big wedding, only a courthouse ceremony with the close family and a few friends.

My question is, should I tell my fiancée to send another I-134 with the bank savings not included or should I just leave everything as it is and go to interview with the one that states his few hundred dollar savings? I'm so confused.

From what other people have said it sounds like the I-134 you already have will be fine, try not to worry. (I'm sure another VJ member will correct me if Im wrong however)

[YouAndMeForever 1,022]

From what other people have said it sounds like the I-134 you already have will be fine, try not to worry. (I'm sure another VJ member will correct me if Im wrong however)

I try not to worry. Before I saw this topic I was never even thinking about whether this could be a problem.

[d3adc0d3 186]

Thanks for the answer. I have saved up a good sum of money during the past years so living after we file for AOS won't be a problem. And then again, most people get EAD in 70 days (~2 months) so I'll be able to work after not. Plus we are not gonna have a big wedding, only a courthouse ceremony with the close family and a few friends.

My question is, should I tell my fiancée to send another I-134 with the bank savings not included or should I just leave everything as it is and go to interview with the one that states his few hundred dollar savings? I'm so confused.

I'm pretty sure you'll be fine. I listed my savings with more, when I sent it in, but by the time the interview came around that changed. They more care about his income than his savings, unless his savings is his main source of income.

[Zedayn 485]

Thanks for the answer. I have saved up a good sum of money during the past years so living after we file for AOS won't be a problem. And then again, most people get EAD in 70 days (~2 months) so I'll be able to work after not. Plus we are not gonna have a big wedding, only a courthouse ceremony with the close family and a few friends.

My question is, should I tell my fiancée to send another I-134 with the bank savings not included or should I just leave everything as it is and go to interview with the one that states his few hundred dollar savings? I'm so confused.

The I-134 that was already sent is fine. No need to send another.

[YouAndMeForever 1,022]

I'm pretty sure you'll be fine. I listed my savings with more, when I sent it in, but by the time the interview came around that changed. They more care about his income than his savings, unless his savings is his main source of income.

Thanks for the answer. Yeah it makes more sense that they care more about his income and that he is employed full time in a stable position. A 27K annual salary is not something to worry about, when there are tons of people getting away with co-sponsors, no jobs, no income.

[YouAndMeForever 1,022]

The I-134 that was already sent is fine. No need to send another.

Thank you for the reassurement. I just get so worried sometimes, this journey is so long and I wish I could already be with my fiancé.

[Gracenp2 14]

Thing is, I'm kinda in the same situation as the OP. My fiancé earns $27,000/year which is above the 125% of the poverty guidelines, and that's great! But he has only a few hundred in bank and we stated this on the I-134 (Affindavit of Support) as well. We thought it was a must. Is it a bad thing that our I-134 says he has only a few hundred in bank?

Btw as supporting evidence for the I-134 we have the IRS Tax Return Transcript (2013), IRS Wage & Income Transcript (2013), last 12 paychecks, employer letter and bank statement. Is this enough?

More than Enough!

[YouAndMeForever 1,022]

More than Enough!

Thanks, the more the better when it comes to proofs

[Ketsuban 1,034]

Something else self employed sponsors need to remember is the embassy will only consider your income after expenses. If you made $27,000 gross for the year but have $10,000 in expenses also listed on your tax return transcript, then you have $17,000 left, and that is the figure they will take into account. It might not apply to anyone here reading this, but it is helpful info to know. It has tripped so many people up because the instructions can be vague and/or hard to understand on the forms.

Edited November 6, 2014 by Ketsuban

[YouAndMeForever 1,022]

Something else self employed sponsors need to remember is the embassy will only consider your income after expenses. If you made $27,000 gross for the year but have $10,000 in expenses also listed on your tax return transcript, then you have $17,000 left, and that is the figure they will take into account. It might not apply to anyone here reading this, but it is helpful info to know. It has tripped so many people up because the instructions can be vague and/or hard to understand on the forms.

My fiance is not self employed. He is working full time in a stable position

Edited November 6, 2014 by YouAndMeForever

[E-N 48]

Hey everyone this is great Info! I do have a question, for my fiance's interview he will have the opportunity to pay for his adjustment of status at his interview? Is this money I need to send him or can he pay for it on his own( which he can afford ) so, my question is is it money the 1070 that should come from me or can he pay it upfront himself? I am going to get a packet of thinG's he needs to start filling out and mail it to him this weekend or next weekend then, after I've gotten all my tax returns and things together mail that to him also. My goal is to do it this month before december as the mail system gets crazy

[Zedayn 485]

Adjustment of status happens in the US after your fiancé comes here and you get married.

Edited November 6, 2014 by Zedayn