Should Gun Owners Have to Carry Liability Insurance?

[We Keep Receipts 9,238]

NYPD Report Says 96 Percent Of Shooting Victims Are Black or Latino

he New York Police Department released new data showing the vast majority of victims and perpetrators of violent crime in the city are black and Latino, in what experts said was likely part of a broader effort to defuse allegations of racial bias in the NYPD's stop-and-frisk policy.The statistics, which cover crime in 2012 through the end of June, show that 96 percent of all shooting victims and 97 percent of all shooting suspects in the city were black or Latino

A small number of black and Hispanic youth are committing the majority of the crime,"

http://www.huffingtonpost.com/2012/09/06/nypd-report-details-crime_n_1862771.html

In the cities where it's white people doing the shootings, what then? Do we still blame black and latino people?

[Janelle2002 3,865]

In the cities where it's white people doing the shootings, what then? Do we still blame black and latino people?

Of course he does!

[Mr. Big Dog 10,747]

In the cities where it's white people doing the shootings, what then? Do we still blame black and latino people?

You really have to ask?

[Merle 458]

In the cities where it's white people doing the shootings, what then? Do we still blame black and latino people?

Can you provide tbe source of this study or the name of the city where white people are committing all of these shooting crimes?

[We Keep Receipts 9,238]

Can you provide tbe source of this study or the name of the city where white people are committing all of these shooting crimes?

http://en.wikipedia.org/wiki/Sandy_Hook_Elementary_School_shooting

http://en.wikipedia.org/wiki/2012_Aurora_shooting

http://en.wikipedia.org/wiki/Virginia_Tech_shooting

http://www.post-gazette.com/news/state/2014/09/29/Manhunt-for-Pennsylvania-police-shooting-suspect-escalates-near-state-forest/stories/201409290179

Do these count or are we just going to ignore them? The VA tech was a Korean male.

Not counting the 8 year old who killed the guy with the uzi(wasn't her fault) or the random stories of people just killing folks.

[Rob L 3,811]

They were intentional criminal acts, so not an Insurance issue.

Who bears the cost of the actions of these individuals?

[Boiler 45,739]

Who bears the costs of crime?

Society as a whole, victims in particular.

[spookyturtle 9,466]

http://en.wikipedia.org/wiki/Sandy_Hook_Elementary_School_shooting

http://en.wikipedia.org/wiki/2012_Aurora_shooting

http://en.wikipedia.org/wiki/Virginia_Tech_shooting

http://www.post-gazette.com/news/state/2014/09/29/Manhunt-for-Pennsylvania-police-shooting-suspect-escalates-near-state-forest/stories/201409290179

Do these count or are we just going to ignore them? The VA tech was a Korean male.

Not counting the 8 year old who killed the guy with the uzi(wasn't her fault) or the random stories of people just killing folks.

Of course they count, but there are far fewer of them. Mostly blacks and latinos kill people.

[Rob L 3,811]

I want my thread back...this is not about race..this is about who bears the cost of gun violence or accidents

BUT if you want to take your race rant onto another thread you can jump off with this information compiled from CDC data by the Washington Post. Blacks are twice as likely to commit homicide with a gun Per Capita (maybe they are better shots), But the prevalence of white people in America mean that white people commit more homicides with guns.

http://www.washingtonpost.com/sf/feature/wp/2013/03/22/gun-deaths-shaped-by-race-in-america/

Can you provide tbe source of this study or the name of the city where white people are committing all of these shooting crimes?

[Merle 458]

http://en.wikipedia.org/wiki/Sandy_Hook_Elementary_School_shooting

http://en.wikipedia.org/wiki/2012_Aurora_shooting

http://en.wikipedia.org/wiki/Virginia_Tech_shooting

http://www.post-gazette.com/news/state/2014/09/29/Manhunt-for-Pennsylvania-police-shooting-suspect-escalates-near-state-forest/stories/201409290179

Do these count or are we just going to ignore them? The VA tech was a Korean male.

Not counting the 8 year old who killed the guy with the uzi(wasn't her fault) or the random stories of people just killing folks.

Not even comparable to what is happening in places like chicago.

[Boiler 45,739]

So a Black would be charged 10 times the premium of a White.

[Rob L 3,811]

Who bears the costs of crime?

Society as a whole, victims in particular.

So society as a whole should be able to dictate the terms of property ownership that leads to the financial burden and individuals ( or their estates) should be able to pursue civil damages.

And accidents...

If you fail to secure a gun in your house ( say very stupidly no safety in the seat cushion of the couch , and your guest unknowingly discharges the weapon into his thigh..he might be inclined to go after you and your insurance company.

[Rob L 3,811]

So a Black would be charged 10 times the premium of a White.

Twice if you only use CDC measures...more for young men and more if you tend to drink and handle weapons..but if the insurance companies are on it , they will get real good with an actuarial analysis. What they may find is that certain neighborhoods generate higher costs. This would help drive public safety investment. Money speaks quite loudly.

Edited October 17, 2014 by Rob L

[We Keep Receipts 9,238]

I want my thread back...this is not about race..this is about who bears the cost of gun violence or accidents

BUT if you want to take your race rant onto another thread you can jump off with this information compiled from CDC data by the Washington Post. Blacks are twice as likely to commit homicide with a gun Per Capita (maybe they are better shots), But the prevalence of white people in America mean that white people commit more homicides with guns.

http://www.washingtonpost.com/sf/feature/wp/2013/03/22/gun-deaths-shaped-by-race-in-america/

Sorry Rob, but when you talk about gun control and responsibility, black people will always be brought up. It's some people's way of saying, don't worry about us, worry about them.

Not even comparable to what is happening in places like chicago.

And yet, lives are still lost due to gun violence, the color doesn't matter. And please tell one of the parents who lost their kids in the Sandy Hook massacre at least you don't live in Chicago.

[Boiler 45,739]

So society as a whole should be able to dictate the terms of property ownership that leads to the financial burden and individuals ( or their estates) should be able to pursue civil damages.

And accidents...

If you fail to secure a gun in your house ( say very stupidly no safety in the seat cushion of the couch , and your guest unknowingly discharges the weapon into his thigh..he might be inclined to go after you and your insurance company.

The biggest property ownership issue is probably that causing obesity, however there seemingly is no case against say McDonalds who serve the clinically obese. Should they not bear responsibility?

If you are negligent and somebody say trips and falls you could get sued. It happens with guns as well. But I am sure a very small percentage of those negligent incidents arise out of guns, so why fixate on them?