Obamacare for 71 yr old Diabetic?

[london2014 0]

Hi,

I am hoping I can get some help here as I am seriously confused. My husband is 71 and has diabetes but only has to take the pills for it no injections. I have been online and looking for insurance and he wont be eligible to purchase Medicare for 5 yrs as he will be going over on a green card/IR1 visa. I have been speaking to an insurance company in the US and they said he can get private coverage but he will need to be a US resident for 6 months before getting covered. I have been reading on here that LPR can be covered under Obamacare. Are there certain states that choose to partake in Obamacare? Sorry if I sound stupid but I am feeling extremely stupid right now!

If he is eligible for Obamacare who do you contact? I tried to get a quote on the New Mexico marketplace site but it only quotes ages up to 64! I might be able to get him insurance as I am trying to get re-employed by my current employer here but it wont be for at least a month and he will need something.

Any help would be greatly appreciated as this is seriously doing my head in.

[Teddy B 17,251]

You should be able to get the answers to your questions on the heathcare.gov website. https://www.healthcare.gov/

Here is the section for immigrants. https://www.healthcare.gov/immigrants/

Edited October 16, 2014 by Teddy B

[The Nature Boy 4,224]

Hi,

I am hoping I can get some help here as I am seriously confused. My husband is 71 and has diabetes but only has to take the pills for it no injections. I have been online and looking for insurance and he wont be eligible to purchase Medicare for 5 yrs as he will be going over on a green card/IR1 visa. I have been speaking to an insurance company in the US and they said he can get private coverage but he will need to be a US resident for 6 months before getting covered. I have been reading on here that LPR can be covered under Obamacare. Are there certain states that choose to partake in Obamacare? Sorry if I sound stupid but I am feeling extremely stupid right now!

If he is eligible for Obamacare who do you contact? I tried to get a quote on the New Mexico marketplace site but it only quotes ages up to 64! I might be able to get him insurance as I am trying to get re-employed by my current employer here but it wont be for at least a month and he will need something.

Any help would be greatly appreciated as this is seriously doing my head in.

Yes as soon as he is a LPR he is eligible. My wife is an LPR and has Obama care. All you have to do is got to healthcare.gov and sign him up, once he is eligible. His current medical condtion does not matter. The cost is based on household income. Open enrollment starts next month

[Boiler 43,977]

Sounds like you need to call.

[Novembro 1,763]

Call the marketplace. Hopefully they aren't as incompetent as MNSure.

[The Nature Boy 4,224]

Call the marketplace. Hopefully they aren't as incompetent as MNSure.

Yes they are trust me. The average person I dealt with, was probably pushing pictures on a McDonald's cash register last year this time

[london2014 0]

Yes they are trust me. The average person I dealt with, was probably pushing pictures on a McDonald's cash register last year this time

Are there age restrictions for Obamacare - I was looking for a phone # to see if I could contact someone on the healthcare.gov site but cant locate a number. Did you just call the marketplace state site? Was your wife covered immediately or had you guys been a resident for at least 6 mos?

[The Nature Boy 4,224]

Are there age restrictions for Obamacare - I was looking for a phone # to see if I could contact someone on the healthcare.gov site but cant locate a number. Did you just call the marketplace state site? Was your wife covered immediately or had you guys been a resident for at least 6 mos?

If you are legal you are eligible. All you have to do is sign up on the website.

It's so easy a caveman can do it.

In fact your odds are better than engaging one of the script readers on the phone.

Example.

Ma'am my wifes Birthday is wrong.

Ok, I just deleted her application, you can now reapply

Ma'am my policy just went up 75 a month and my deductible reset.

It does that sometimes, we don't rightly know why.

No joking-really

1-800-318-2596 The number

Good luck

Edited October 16, 2014 by The Nature Boy

[Boiler 43,977]

There are no age limits. You are required to have cover

[london2014 0]

If you are legal you are eligible. All you have to do is sign up on the website.

It's so easy a caveman can do it.

In fact your odds are better than engaging one of the script readers on the phone.

Example.

Ma'am my wifes Birthday is wrong.

Ok, I just deleted her application, you can now reapply

Ma'am my policy just went up 75 a month and my deductible reset.

It does that sometimes, we don't rightly know why.

No joking-really

1-800-318-2596 The number

Good luck

Thanks will ring them up tomorrow and see what they have to say.

[Novembro 1,763]

Yes they are trust me. The average person I dealt with, was probably pushing pictures on a McDonald's cash register last year this time

I can't believe how frequently the mess up applications. They recently enrolled a metric effton of people incorrectly and then told them all to call us to get their coverage straightened out.

[The Nature Boy 4,224]

I can't believe how frequently the mess up applications. They recently enrolled a metric effton of people incorrectly and then told them all to call us to get their coverage straightened out.

It's amazing. They messed up my wife's Birthday. Of course no claims were getting paid. I call BCBS and get passed around like a drunk girl at a frat party. I get told it's fixed when it isn't. Then I get passed off to the exchange because BCBS says they can't fix it.

After 2 months and repeated promises by the exchange to fix it, included being told it had been sent to escalated support and a promise to fix it within a week. A McDonalds reject deleted her application, put us in special period enrollment. My deductible went up, my premium went up and my deductible reset. When i complained. The answer was- It jsut do that sometimes, we's don't know why. That was that. Nothing I could do.

I did switch since I was in open enrollment from the BCBS HMO, because it had no doctors and covered nothing. Humuna is better,

[Dakine10 5,452]

There are no age limits but you may have to jump through hoops to get someone over 65 covered without paying a bazillion dollar premium. A lot of it depends on the state you live in. The system is set up (at least last year it was) to funnel people over 65 into medicare.

[Novembro 1,763]

Whoa whoa whoa...HUMANA IS BETTER?!

Humana only offers PPOs here and they are absolute dog doodoo. BCBS > * here. They have a cost plan that's a $109/mo premium and there's not a single co-pay for any service.

ANY SERVICE.

Do you know how geeked out I am that I get to talk about insurance?

[london2014 0]

It's amazing. They messed up my wife's Birthday. Of course no claims were getting paid. I call BCBS and get passed around like a drunk girl at a frat party. I get told it's fixed when it isn't. Then I get passed off to the exchange because BCBS says they can't fix it.

After 2 months and repeated promises by the exchange to fix it, included being told it had been sent to escalated support and a promise to fix it within a week. A McDonalds reject deleted her application, put us in special period enrollment. My deductible went up, my premium went up and my deductible reset. When i complained. The answer was- It jsut do that sometimes, we's don't know why. That was that. Nothing I could do.

I did switch since I was in open enrollment from the BCBS HMO, because it had no doctors and covered nothing. Humuna is better,

When you completed the application online I am assuming you used the SS# number or did you spouse get a temporary A number or something? I am on the Healthcare.gov site and was trying to get info but they are asking for his social which clearly I dont have.