Medical Health Insurance for Fiance

[Rob63 10]

I am self employed and the petitioner for my fiancé. I buy my own health insurance. I want to make sure she has health insurance the second her foot steps down on U.S. soil - now days if you have a major medical problem it can bankrupt you without insurance. Since we won't be married for a couple of months, probably, I can't add her to my policy, correct?

I've found a site for Visitor Insurance, designed for non-US citizens.

Does anyone know if this would be the best way to go? It seems fairly reasonable for several months of insurance, about $500.00 for 6 months of coverage.

If anyone has experience with buying your own policy for your fiancé I would appreciate your thoughts. We will be arriving back in the U.S. on October 30th, 2014.

Thanks.

Edited October 11, 2014 by Rob63

[Boiler 45,522]

She is not a visitor. but I have seen cover for new immigrants. Now the cover is as you would expect not very good but better than nothing. Most people recommend getting married asap and adding her to yours, your Insurer will be able to tell you what is needed.

[Mike and Yaoling 46]

The smartest thing is to call your health insurance provider. Sometimes you get a discount for having more than one person on the plan. I am self employed, buy my own insurance and that is what I did. They basically told me to call when I am ready to add her. Give them her social security number when she gets one. I live in Louisiana and have Blue Cross / Blue Shield insurance.

[Rob63 10]

Yeah, I'll add her policy to mine once we are married and she has a social security number, but I want some coverage for the next 60 days or so in case something happens. I think I found a policy that will give us some coverage for accident, illness and injury. It doesn't cover normal medical exams and preventative medicine like a normal health policy does, but it's better than nothing.

Thanks.