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Beautifulday

health insurance...

By Beautifulday in Moving to the US and Your New Life In America

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Beautifulday Community Regular

Beautifulday   16

Posted
Filed: K-1 Visa Country: Poland
 Timeline
Posted

not sure if the right place to post this, but guys....my fiance told me he doesn't have health insurance...because it is too expensive...so i wont be able to have it either, right? he cant put me on his if he's got none. all he's got is dental and vision....so what do i do? is the health insurance required for me to have when it comes to the AOS?

VFittipaldi Collaborator

VFittipaldi   30

Posted
Filed: AOS (apr) Country: Ukraine
 Timeline
Posted

If he does not have insurance than you wont have any through him.

You can get your own health insurance, wait until you start working and your job will give you insurance or you can both get it under one plan. You have many options. Some people don't have insurance most of their lives. Our whole family did not have insurance for over 5 years before we signed up.

I don't think it will be a problem at all when it comes to AOS but i am not sure.

kzielu Experienced

kzielu   1,153

Posted
Filed: Citizen (apr) Country: Poland
 Timeline
Posted (edited)

You will be able to buy your own, it's just going to be - guess what -expensive.

You won't have to have it for AOS, but - somebody correct me if I'm wrong - everybody has to have insurance or pay fine. That includes your fiance.

Regardless of requirements though, think about what happens with when you have to use some kind of medical services...

Edited by kzielu
Beautifulday Community Regular

Beautifulday   16

Posted
Filed: K-1 Visa Country: Poland
 Timeline
  • Author
Posted

If he does not have insurance than you wont have any through him.

You can get your own health insurance, wait until you start working and your job will give you insurance or you can both get it under one plan. You have many options. Some people don't have insurance most of their lives. Our whole family did not have insurance for over 5 years before we signed up.

I don't think it will be a problem at all when it comes to AOS but i am not sure.

Ok, I see, yeah I could always get it for myself once I start working.

You will be able to buy your own, it's just going to be - guess what -expensive.

You won't have to have it for AOS, but - somebody correct me if I'm wrong - everybody has to have insurance or pay fine. That includes your fiance.

Yeah I am sure I won't be able to afford it, not at first at least.

I would like to hear about the fine thing from other people, hmm.

Beautifulday Community Regular

Beautifulday   16

Posted
Filed: K-1 Visa Country: Poland
 Timeline
  • Author
Posted

How about trying to use Google at least once ?

https://www.healthcare.gov/what-if-i-dont-have-health-coverage/

Really? This again? Go be an ####### somewhere else. Just don't come into my threads and don't try to help me, I don't need it.

Boiler Grand Master

Boiler   46,178

Posted
Filed: K-1 Visa Country: Wales
 Timeline
Posted

You can buy your own.

Not currently a requirement for AOS.

“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

Girl from Celebes Experienced

Girl from Celebes   588

Posted
Filed: Lift. Cond. (apr) Country: Indonesia
 Timeline
Posted (edited)

No, it is not required to have one for AOS. But I have to tell you this. Healthcare cost in the US is very expensive if you don't have insurance plan. I got one through TRICARE ( my husband enrolled me to dental program separately through MetLife). Just for information, I went to the dentist and if it was not covered by insurance plan my husband had to pay almost $ 400 and I already had 3 visits within 2 weeks ( not including the full examination and radiology that could be cost more). The last visit the regular charge was supposed to be $198 but my husband only paid out of pocket $98. The insurance had covered more than an half of the cost.

My suggestion is after you both got married, ask your husband enrolled you to health and dental program. You could try MetLife since they have a cheapest plan. My husband pays my dental program $11 each month ( I have TRICARE Prime for health insurance) and really worth it in case I stumbled in a big problem in the future.

Edited by Girl from Celebes

Know your enemy and know yourself and you can fight a hundred battles without disaster.Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat

- Sun Tzu-

It doesn't matter how slow you go as long as you don't stop

-Confucius-

 

-I am the beneficiary and my post is not reflecting my petitioner's point of views-

 

                                       Lifting Condition (I-751)

 

*Mailed I-751 package (06/21/2017) to CSC

*NOA-1 date (06/23/2017)

*NOA-1 received (06/28/2017)

*Check cashed (06/27/2017)

*Biometric Received (07/10/2017)

*Biometric Appointment (07/20/2017)

 

 

 

 

 

 

TBoneTX Grand Master

TBoneTX   46,195

Posted
Filed: Citizen (apr) Country: Ecuador
 Timeline
Posted

Please stop the bickering in this thread. Everyone should please review the VJ Terms of Service ( http://www.visajourney.com/content/terms ) and report any violation.

06-04-2007 = TSC stamps postal return-receipt for I-129f.

06-11-2007 = NOA1 date (unknown to me).

07-20-2007 = Phoned Immigration Officer; got WAC#; where's NOA1?

09-25-2007 = Touch (first-ever).

09-28-2007 = NOA1, 23 days after their 45-day promise to send it (grrrr).

10-20 & 11-14-2007 = Phoned ImmOffs; "still pending."

12-11-2007 = 180 days; file is "between workstations, may be early Jan."; touches 12/11 & 12/12.

12-18-2007 = Call; file is with Division 9 ofcr. (bckgrnd check); e-prompt to shake it; touch.

12-19-2007 = NOA2 by e-mail & web, dated 12-18-07 (187 days; 201 per VJ); in mail 12/24/07.

01-09-2008 = File from USCIS to NVC, 1-4-08; NVC creates file, 1/15/08; to consulate 1/16/08.

01-23-2008 = Consulate gets file; outdated Packet 4 mailed to fiancee 1/27/08; rec'd 3/3/08.

04-29-2008 = Fiancee's 4-min. consular interview, 8:30 a.m.; much evidence brought but not allowed to be presented (consul: "More proof! Second interview! Bring your fiance!").

05-05-2008 = Infuriating $12 call to non-English-speaking consulate appointment-setter.

05-06-2008 = Better $12 call to English-speaker; "joint" interview date 6/30/08 (my selection).

06-30-2008 = Stokes Interrogations w/Ecuadorian (not USC); "wait 2 weeks; we'll mail her."

07-2008 = Daily calls to DOS: "currently processing"; 8/05 = Phoned consulate, got Section Chief; wrote him.

08-07-08 = E-mail from consulate, promising to issue visa "as soon as we get her passport" (on 8/12, per DHL).

08-27-08 = Phoned consulate (they "couldn't find" our file); visa DHL'd 8/28; in hand 9/1; through POE on 10/9 with NO hassles(!).

Super King Enthusiast

Super King   26

Posted
Filed: Lift. Cond. (apr) Country: India
 Timeline
Posted

No, it is not required to have one for AOS. But I have to tell you this. Healthcare cost in the US is very expensive if you don't have insurance plan. I got one through TRICARE ( my husband enrolled me to dental program separately through MetLife). Just for information, I went to the dentist and if it was not covered by insurance plan my husband had to pay almost $ 400 and I already had 3 visits within 2 weeks ( not including the full examination and radiology that could be cost more). The last visit the regular charge was supposed to be $198 but my husband only paid out of pocket $98. The insurance had covered more than an half of the cost.

My suggestion is after you both got married, ask your husband enrolled you to health and dental program. You could try MetLife since they have a cheapest plan. My husband pays my dental program $11 each month and really worth it in case I stumbled in a big problem in the future.

MetLife dental health plan through Tricare is cheap for military family members. I believe it wouldn't be that cheap for civilians.

February 28- AOS package sent. ( I-130, I-485, I-765)
March 5- Package delivered to USCIS Chicago.
March 11- Email and text notification with Receipt Numbers.
March 14- Hardcopy of NOA1 for all three applications.
March 21- Received biometrics appointment letter for 04/04/2014
April 2 - Completed Walk in Biometrics appointment successfully. (Original Appointment was for 4th April)
April 9- I-485 Case status has been updated to " Testing & Interview "
April 16- Text and email alert for case update for AOS interview on 22nd May 2014.
April 18- Hardcopy of Interview notice received in mail.
May 22- AOS interview, approved on the spot and got stamp in my passport.
May 27 - Approval notice of I-130 and I-485 in mail.
May 29- Received GC in mail.

ROC Timeline:

03/28/2016: I-751 package sent to CSC

03/29/2016: Package delivered.

03/31/2016: cheque cached.

04/02/2016: Received NOA1 in mail, dated 03/29/2016.

04/13/2016: Received Biometrics notice for the date of 04/25/2016.

04/21/2016: Early walk in Biometrics

09/28/2016: Text and email alert about approval of ROC

10/06/2016: Received 10-years green card in mail

Girl from Celebes Experienced

Girl from Celebes   588

Posted
Filed: Lift. Cond. (apr) Country: Indonesia
 Timeline
Posted

MetLife dental health plan through Tricare is cheap for military family members. I believe it wouldn't be that cheap for civilians.

No, I think it is still cheap comparing if someone does not have any insurance plan. One member here said her husband had to pay around more than thousand of dollars to fix his teeth since he did not have dental insurance.

Know your enemy and know yourself and you can fight a hundred battles without disaster.Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat

- Sun Tzu-

It doesn't matter how slow you go as long as you don't stop

-Confucius-

 

-I am the beneficiary and my post is not reflecting my petitioner's point of views-

 

                                       Lifting Condition (I-751)

 

*Mailed I-751 package (06/21/2017) to CSC

*NOA-1 date (06/23/2017)

*NOA-1 received (06/28/2017)

*Check cashed (06/27/2017)

*Biometric Received (07/10/2017)

*Biometric Appointment (07/20/2017)

 

 

 

 

 

 

Super King Enthusiast

Super King   26

Posted
Filed: Lift. Cond. (apr) Country: India
 Timeline
Posted

I agree that having health insurance and dental insurance is cheaper in the long run compare to having no insurance. But I believe that MetLife dental insurance premium for civilians wouldn't be that cheap. ( 11 dollars per month)

February 28- AOS package sent. ( I-130, I-485, I-765)
March 5- Package delivered to USCIS Chicago.
March 11- Email and text notification with Receipt Numbers.
March 14- Hardcopy of NOA1 for all three applications.
March 21- Received biometrics appointment letter for 04/04/2014
April 2 - Completed Walk in Biometrics appointment successfully. (Original Appointment was for 4th April)
April 9- I-485 Case status has been updated to " Testing & Interview "
April 16- Text and email alert for case update for AOS interview on 22nd May 2014.
April 18- Hardcopy of Interview notice received in mail.
May 22- AOS interview, approved on the spot and got stamp in my passport.
May 27 - Approval notice of I-130 and I-485 in mail.
May 29- Received GC in mail.

ROC Timeline:

03/28/2016: I-751 package sent to CSC

03/29/2016: Package delivered.

03/31/2016: cheque cached.

04/02/2016: Received NOA1 in mail, dated 03/29/2016.

04/13/2016: Received Biometrics notice for the date of 04/25/2016.

04/21/2016: Early walk in Biometrics

09/28/2016: Text and email alert about approval of ROC

10/06/2016: Received 10-years green card in mail

Girl from Celebes Experienced

Girl from Celebes   588

Posted
Filed: Lift. Cond. (apr) Country: Indonesia
 Timeline
Posted

I agree that having health insurance and dental insurance is cheaper in the long run compare to having no insurance. But I believe that MetLife dental insurance premium for civilians wouldn't be that cheap. ( 11 dollars per month)

With Obamacare people do not have any other choices but have to get health insurance.

Know your enemy and know yourself and you can fight a hundred battles without disaster.Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat

- Sun Tzu-

It doesn't matter how slow you go as long as you don't stop

-Confucius-

 

-I am the beneficiary and my post is not reflecting my petitioner's point of views-

 

                                       Lifting Condition (I-751)

 

*Mailed I-751 package (06/21/2017) to CSC

*NOA-1 date (06/23/2017)

*NOA-1 received (06/28/2017)

*Check cashed (06/27/2017)

*Biometric Received (07/10/2017)

*Biometric Appointment (07/20/2017)

 

 

 

 

 

 

 
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