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No. You wont be stopped at NAIA for non payment of credit card debts.

I personally have some outstanding balances when I left as my then fiance couldn't wait for me to fly.

I am in the process of paying them off right now under an installment mode.

The challenge is contacting them when you want to pay as they want a lot of docs, etc, etc.

I gave my dad a SPA for all of the banks involved.

They would usually ask for a lot of docs but my dad would always rebuttal that he doesn't have the docs and we are willing to pay the outstanding balance unlike some of their clients. In the end, they would entertain the money (who wouldn't)?

I have a personal bank account and a joint bank account (checking) as well as 2 credit cards (visa and master card). I have not encountered any problem as of yet (and I always pay or stay current with all of my balances with them).

 
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