Insurers on Obamacare: Expect Premium Prices to Soar

[SMOKE 1,426]

Perhaps there will be a rise, but 300% seems extremely doubtful given that not a single person quoted in any of those articles was backing up that number in any way.

Low risk categories aren't signing up because of a concerted propaganda campaign.

At this point, I wouldn't be surprised to see that the conservatives campaigning against the ACA are doing so with a longer game. My speculation (which is every bit as likely as a 300% jump in insurance costs), is that they are going to encourage the costs to go as high as is possible and then come around to claiming that it should have been a single payer system from day one. So they'll wait for their propaganda campaign to work and then say that the democrats messed it all up by creating the ACA, and here, we'll give you single payer, which the democrats wouldn't give you, then everyone truly will have healthcare!

It's very obvious that the US healthcare system, in its current incarnation, is broken beyond all repair. Costs are going to rise no matter what. Before ACA, costs were constantly rising. Now that the ACA is in, costs are continuing to rise, because the system is overpriced to start and people are still as greedy as they were to create the broken system. The system is beyond my ability to even comprehend how this can happen.

My wife was in a car accident over Christmas. She was struck by a driver. Bills are still coming in for the ER trip that she took to ensure she had no spinal cord or head injuries after her car was completely totalled. Her and her dog, given the damage to the car, were lucky to survive. And yet her insurance has not covered her ER trip completely. Which was preventative medicine, to ensure that any problem was caught immediately. The idea of a person being charged thousands for an accident for which she holds no fault, just to make sure she isn't at risk of dying alone in the hotel room where she had to stay? Is completely unbelieveable to me. To me, it sounds like something out of a horrible dystopian novel, not something that can happen in an actual developed nation that purports itself to be the greatest in the world.

i agree with this, except the bolden part. they aren't signing up because the cost is too high & the 'penalty' isn't harsh enough to force them to buy in.

i'm glad your wife & the dog made it out ok.

[SMOKE 1,426]

That's a false statement. The fact is that as of the beginning of 2014 (and enrollment has more than doubled since and the "invincible" started to constitute a larger part of the sign-ups), about a quarter of those enrolled fell into the much coveted 18-34 age bracket. Granted that's not the third or so of the enrollment that was targeted for this bracket but it's a far shot from NOONE. Kind of like the below, you know?

Don't you worry. I've been on VJ for the past 10+ years, why would I all of a sudden not have the courage to still be around next year? That's just silly.

where did you get your numbers? are they from people that visited a website or people that have actually paid a premium & are truly enrolled? cute cartoon

yah we'll see if you're here...i'm doubting it

[Not a Tailor 1,370]

i agree with this, except the bolden part. they aren't signing up because the cost is too high & the 'penalty' isn't harsh enough to force them to buy in.

i'm glad your wife & the dog made it out ok.

And how many people in the lower risk categories have even looked to see the cost, I wonder? I would love to see statistics on how many have decided that, because everyone says it's too expensive, haven't looked.

I also wonder how many are piggy backing on parental healthcare until they turn 26.

There is also a concept of invulnerability amongst younger people, which makes them think they don't need to have health insurance at all, regardless of cost.

There are many factors contributing. Once the concerted propaganda machine finishes up, if they ever do, I would think that it would be a good idea to give it five years to let the whole thing stabilize. Keep in mind also the numbers of young people whose only exposure to health insurance has been expensive junk policies, where you pay money but are left paying all the bills when you get sick or hurt. What value will they see in insurance?

The propaganda machine against the act needs to end asap.

[Mr. Big Dog 10,747]

where did you get your numbers? are they from people that visited a website or people that have actually paid a premium & are truly enrolled? cute cartoon

yah we'll see if you're here...i'm doubting it

Where did I get my numbers from? The internets. CNN, specifically. They reported the enrollment share back in January. There were 24% of the enrollees in the 18-34 age bracket as of the end of last year (out of then 2.2 million total enrollees). Simple math tells you that 24% of 2.2 million is not NOONE. Enrollment has since more than doubled.

[SMOKE 1,426]

And how many people in the lower risk categories have even looked to see the cost, I wonder? I would love to see statistics on how many have decided that, because everyone says it's too expensive, haven't looked.

I also wonder how many are piggy backing on parental healthcare until they turn 26.

There is also a concept of invulnerability amongst younger people, which makes them think they don't need to have health insurance at all, regardless of cost.

There are many factors contributing. Once the concerted propaganda machine finishes up, if they ever do, I would think that it would be a good idea to give it five years to let the whole thing stabilize. Keep in mind also the numbers of young people whose only exposure to health insurance has been expensive junk policies, where you pay money but are left paying all the bills when you get sick or hurt. What value will they see in insurance?

The propaganda machine against the act needs to end asap.

yanno. if the obama admin. would release the numbers we know. but, they won't...i wonder why??

[Not a Tailor 1,370]

yanno. if the obama admin. would release the numbers we know. but, they won't...i wonder why??

I'm sorry, would you mind rephrasing this? I sometimes have difficulty with non-standard syntax and I am not actually certain what you were saying here. I apologize if that's tiresome or annoying, but I do not wish to respond to something and end up having a different conversation to the one that you believe we are having, or vice versa.

[SMOKE 1,426]

CNN, specifically.

'the plane got sucked in by a black hole network.'

[Mr. Big Dog 10,747]

yanno. if the obama admin. would release the numbers we know. but, they won't...i wonder why??

What numbers are they supposedly not releasing?

'the plane got sucked in by a black hole network.'

http://abcnews.go.com/blogs/politics/2014/03/obamacare-enrollment-over-4-million-still-missing-critical-millennials/

http://www.washingtonpost.com/blogs/wonkblog/wp/2014/01/13/one-in-four-obamacare-enrollees-are-young-adults-thats-below-the-target/

http://www.foxnews.com/politics/2014/01/14/numbers-key-obamacare-demographic-group-come-in-well-below-estimates/

[SMOKE 1,426]

I'm sorry, would you mind rephrasing this? I sometimes have difficulty with non-standard syntax and I am not actually certain what you were saying here. I apologize if that's tiresome or annoying, but I do not wish to respond to something and end up having a different conversation to the one that you believe we are having, or vice versa.

they aren't releasing the real numbers because they're really-really ugly. releasing them would undermine the pro obamacare propaganda campaign being run out of DC.

[Mr. Big Dog 10,747]

they aren't releasing the real numbers because they're really-really ugly. releasing them would undermine the pro obamacare propaganda campaign being run out of DC.

So all the news organizations make the numbers up? And they all make up the exact same numbers somehow all conspiring to falsely claim that these numbers are sourced from HHS?

Oh boy, we got a live one here.

[SMOKE 1,426]

What numbers are they supposedly not releasing?

http://abcnews.go.com/blogs/politics/2014/03/obamacare-enrollment-over-4-million-still-missing-critical-millennials/

http://www.washingtonpost.com/blogs/wonkblog/wp/2014/01/13/one-in-four-obamacare-enrollees-are-young-adults-thats-below-the-target/

http://www.foxnews.com/politics/2014/01/14/numbers-key-obamacare-demographic-group-come-in-well-below-estimates/

no numbers on people that have paid & are truly enrolled and no link to healthcare.gov's real numbers.

So all the news organizations make the numbers up? And they all make up the exact same numbers somehow all conspiring to falsely claim that these numbers are sourced from HHS?

Oh boy, we got a live one here.

wait a second. a few post back they were all making wild speculations.

[Mr. Big Dog 10,747]

no numbers on people that have paid & are truly enrolled and no link to healthcare.gov's real numbers.

wait a second. a few post back they were all making wild speculations.

Good Lord. The numbers are the numbers. These are the people that enrolled via the exchanges. No speculation, this happened. Now I understand that these numbers don't fit what you want to believe or what Avik Roy and Co. have told you for all this time so you discard them. Fine. Let me ask you: Are you still hanging on to Sarah's death panels too?

Here, from a WSJ offshoot:

CMS said that adults aged 18-34 comprised 27% of those who picked insurance plans via public exchanges during February. That figure is consistent with the 27% reported for January and slightly higher than the 24% for the first three months of enrollment in President Barack Obama’s signature legislative achievement.

But I guess next I will learn that Murdock is now part of Obama's conspiracy to misinform the American public on the ACA as well? Awesome. And you want to make fun of a news organization speculating about a airliner being sucked up into a black hole? That kind of stuff would appear to be right up your alley.

Edited March 21, 2014 by Mr. Big Dog

[SMOKE 1,426]

Good Lord. The numbers are the numbers. These are the people that enrolled via the exchanges. No speculation, this happened. Now I understand that these numbers don't fit what you want to believe or what Avik Roy and Co. have told you for all this time so you discard them. Fine. Let me ask you: Are you still hanging on to Sarah's death panels too?

Here, from a WSJ offshoot:

CMS said that adults aged 18-34 comprised 27% of those who picked insurance plans via public exchanges during February. That figure is consistent with the 27% reported for January and slightly higher than the 24% for the first three months of enrollment in President Barack Obama’s signature legislative achievement.

But I guess next I will learn that Murdock is now part of Obama's conspiracy to misinform the American public on the ACA as well? Awesome. And you want to make fun of a news organization speculating about a airliner being sucked up into a black hole? That kind of stuff would appear to be right up your alley.

damn i'm glad you posted that. you've shot you're 'wild speculation' argument to sh!t. the speculation/prediction from people in the know is up to a 300% increase, and they're arriving at these numbers from actual data not wild fantasy.

as far as your personal attacks. you know where you can shove those 'big dog'.

Edited March 21, 2014 by SMOKE

[Mr. Big Dog 10,747]

damn i'm glad you posted that. you've shot you're 'wild speculation' argument to sh!t. the speculation/prediction from people in the know is up to a 300% increase, and they're arriving at these numbers from actual data not wild fantasy.

as far as your personal attacks. you know where you can shove those 'big dog'.

I'm sorry you're still not catching it: Actual numbers are not speculation. The phrase "up yo" preceding the projection that you are harping on about tells you that they just don't know. I mean, a 15% increase falls into that projection. Or a 10% increase. Or a 50% increase. Really, anything from just above 0% all the way to 300%. That's called speculation. Now, if they were narrowing this down in terms of 250%-300% or some other reasonable range and demonstrate how exactly they arrive at those numbers, then I'd pay attention. Otherwise, it's speculation to come up with a headline that gets a target audience all worked up which seems to work quite well on the target audience. Me, I am not part of that audience and this kind of wild speculation is not deserving of my attention.

Edited March 21, 2014 by Mr. Big Dog

[SMOKE 1,426]

I'm sorry you're still not catching it: Actual numbers are not speculation. The phrase "up yo" preceding the projection that you are harping on about tells you that they just don't know. I mean, a 15% increase falls into that projection. Or a 10% increase. Or a 50% increase. Really, anything from just above 0% all the way to 300%. That's called speculation. Now, if they were narrowing this down in terms of 250%-300% or some other reasonable range and demonstrate how exactly they arrive at those numbers, then I'd pay attention. Otherwise, it's speculation to come up with a headline that gets a target audience all worked up which seems to work quite well on the target audience. Me, I am not part of that audience and this kind of wild speculation is not deserving of my attention.

you do understand how market pricing is set don't you? did you catch it or do I need to type slower?