Worried I didn't send enough evidence (split topic)

[amherst6 0]

After reading all the threads, it also worries me that I haven't sent in enough evidence. My husband and I have been together since 2004, we have been living together since 2009 and finally married in 2011.

Here's what I sent:

• Joint leases from 2009-now (@ 2 addresses)
• Joint tax returns 2011 and 2012
• 2 Joing Savings Accounts (not much money but a transfer of money savings is added almost monthly)
• My retirement IRA account with him as the beneficiery (very little money, not sure if this matters)
• Cable bill that shows the address (it's under my name though)
• His credit card bill which shows the address
• My student loans which show him as my co-signer (liability)
• Tons of holiday, vacation and family gathering photos

Here is my concern... we don't have any checking and credit card account together. He makes most of the money and pays the rent, I take care of small bills like internet and groceries. I'm not as financially responsible so really not a good idea to have a joint credit/checking account was our thought. We don't have any car loan and both got our car prior to marriage so that's seperate also. We also don't have health insurance plans together because it's cheaper that way... Lastly, I realized I didn't send 2 years worth (since we got married) of joint savings account statements, and instead I only sent the most recent month..... stupid me.

I wonder if 2 years of Tax Returns and joint savings accounts are considered strong evidence of financial mingling? Plus, we've been living together since 2009

I hope I won't get a RFE... I'm worred. Fingers crossed....

[Navyk 78]

After reading all the threads, it also worries me that I haven't sent in enough evidence. My husband and I have been together since 2004, we have been living together since 2009 and finally married in 2011.

Here's what I sent:

• Joint leases from 2009-now (@ 2 addresses)
• Joint tax returns 2011 and 2012
• 2 Joing Savings Accounts (not much money but a transfer of money savings is added almost monthly)
• My retirement IRA account with him as the beneficiery (very little money, not sure if this matters)
• Cable bill that shows the address (it's under my name though)
• His credit card bill which shows the address
• My student loans which show him as my co-signer (liability)
• Tons of holiday, vacation and family gathering photos

Here is my concern... we don't have any checking and credit card account together. He makes most of the money and pays the rent, I take care of small bills like internet and groceries. I'm not as financially responsible so really not a good idea to have a joint credit/checking account was our thought. We don't have any car loan and both got our car prior to marriage so that's seperate also. We also don't have health insurance plans together because it's cheaper that way... Lastly, I realized I didn't send 2 years worth (since we got married) of joint savings account statements, and instead I only sent the most recent month..... stupid me.

I wonder if 2 years of Tax Returns and joint savings accounts are considered strong evidence of financial mingling? Plus, we've been living together since 2009

I hope I won't get a RFE... I'm worred. Fingers crossed....

You have the important ones - joint lease, joint tax returns, joint bank accounts, one utility in each name is good (a little weak here), your student loan with spouse as co-signee and vacation and family photos. But I think it is good and a reviewer with sane mind should approve it.

[amherst6 0]

You have the important ones - joint lease, joint tax returns, joint bank accounts, one utility in each name is good (a little weak here), your student loan with spouse as co-signee and vacation and family photos. But I think it is good and a reviewer with sane mind should approve it.

Thank you Navyk. Sometimes a little encouragement is all we need Thanks!