SENDING MONEY OVERSEAS

[reach449 2]

HI, BESIDES WESTERN UNION, DOES ANY ONE KNOW HOW TO SEND MONEY OVERSEAS AND THE MONEY GO DIRECTLY INTO MY FIANCEE'S BANK ACCOUNT.

THANKS IN ADVANCE

Western Union costs a lot. Read their fine print. Besides taking their normal percentage, they also make and take money when the money is converted to the country's currency.

reach449

[Mirlan 0]

We tried XOOM, Western Union, and Moneygram. Then we got smart and I opened a new account at my bank (USAA) and sent him the ATM card for it. Not only was he able to instantly get money from the account any time he wanted, but it was only a dollar or two per transaction, and he could just get small amounts frequently instead of carrying around a bunch of cash. I also did paperwork (it took a little time) to get him added to the account while he was still in Morocco. That joint account was one more thing to show at his visa interview as proof of our relationship. Plus, it was one less thing to do once he got here. USAA is used to dealing with situations like this - they cater to people in the military, who are often in other parts of the world AND many times meet their future spouses in those other countries. I'm sure other banks would work, too, but you might have to check around a little.

Mirlana

[Bobbie 1]

I once heard that if you both have paypal accounts you can send money that way real cheap but I am not sure exactly how it works. It may be worth looking into.

Hi I have people I pay in Germany for a variety of errands, and I paypal them. I think I dont even pay a fee.

[jj1028 3]

We use Wells Fargo Remittance, but it has limited country... check it out https://www.wellsfargo.com/per/intl_remittance/philippines

Money in an instant for a minimal fee of $5 and has a decent exchange rate.

[mamalovesdada 0]

My husband said it'll be hard to open an account for me as the bank needs my SSN. And because we are still working on our K3, we end up using WU ever since last year. Is it true that you really need an SSN for a joint account? i mean i am not doubting my husband. However, reading this thread, i've seen some were able to open a joint account. How do you guys do that? Is it under your spouses name? is it like an extension card of his ongoing savings account with his name on it?

[Leney 0]

We have always used paypal. I'm a USC, so I gave my husband my paypal debit card (which you can get free) and if he needed money he could get it out in the UK from any atm machine that accepts Mastercards. And vise versa, he'd send me money via paypal.

[Bobbie 1]

My husband said it'll be hard to open an account for me as the bank needs my SSN. And because we are still working on our K3, we end up using WU ever since last year. Is it true that you really need an SSN for a joint account? i mean i am not doubting my husband. However, reading this thread, i've seen some were able to open a joint account. How do you guys do that? Is it under your spouses name? is it like an extension card of his ongoing savings account with his name on it?

Actually I think for a non interest bearing account you dont need to use the ssn. They only use the SSN to issue 1098's or bank interest statements at the end of the year.

[George and Jenny 0]

Wow...Let's keep it going guys/gals...THANKS!!!!

[shining_angel 1]

We use xoom.com It goes directly to my equitabl pci bank account...u can send the money at the comfort of your home...

[garya505 2]

I just sent my first bank wire. It was $4500 so it was more than I could send on XOOM ($3000/month limit). I'm not impressed with the whole bank wire system. I found out that the receiving bank may have given me the wrong SWIFT code, which could mean that the transfer will fail, or the money could go in the wrong account. So, I called the sending bank (BofA) and they said they can't do anything about it and it takes up to 3 weeks to find out if it was a good transfer. Huh?

I read up on international bank wires and found out they can be a nightmare, with delays up to a month or worse yet the money gets lost and can't be recovered.

[Addie_Goodvibes 0]

Sent you payment

C/o Addie Goodvibes

and I will in turn travel overseas with money in hand, I will Not charge any tranfer fees.

[Craneman 2]

have actually only used WU but call your bank and see if they can do a direct wire

I just wired money to Brazil yetserday, a phone call to my bank will all her information, and a $40 transaction fee is all it took.

[garya505 2]

have actually only used WU but call your bank and see if they can do a direct wire

I just wired money to Brazil yetserday, a phone call to my bank will all her information, and a $40 transaction fee is all it took.

But is it there yet?

[garya505 2]

have actually only used WU but call your bank and see if they can do a direct wire

I just wired money to Brazil yetserday, a phone call to my bank will all her information, and a $40 transaction fee is all it took.

Please come back here in a week or two and let us know if she got it yet.

[Jasman0717 9]

My credit union transferred my business investment funds directly into my Filipina partner's bank account in CDO. I set up a savings account that had an ATM card that I gave to Claudeth so all she had to do was go to the bank. It cost a buck for her to withdraw money. Her parents now have the card and we send them money all the time