You Also Can't Keep Your Doctor

[Mr. Big Dog 10,747]

How in the flying hell is a 200 dollar a month policy that pays 80%, with a 3K deductible going to make healthcare affordable to the working poor..?

The working poor won't pay $200.00 for that policy nor will they have to meet a $3K deductible. But even if that wasn't so, consider what's going on in this country. Take me as an example. I pay more than $200.00 a month for my high deductible plan that carries a close to $4K deductible and an 80/20 cost sharing after that. 50% more, to be precise. Deductible doesn't apply to preventive care which is covered at 100%. Prescriptions are covered as well. Now, if you think that $300.00 premium is bad, consider that my employer contributes multiples of what I pay every month on top of that to the premium. That's the status quo. It has nothing to do with the ACA. And you want to complain about paying $200.00 for an 80/20 plan with a $3K deductible? Pffft.

[The Nature Boy 4,224]

The working poor won't pay $200.00 for that policy nor will they have to meet a $3K deductible. But even if that wasn't so, consider what's going on in this country. Take me as an example. I pay more than $200.00 a month for my high deductible plan that carries a close to $4K deductible and an 80/20 cost sharing after that. 50% more, to be precise. Deductible doesn't apply to preventive care which is covered at 100%. Prescriptions are covered as well. Now, if you think that $300.00 premium is bad, consider that my employer contributes multiples of what I pay every month on top of that to the premium. That's the status quo. It has nothing to do with the ACA. And you want to complain about paying $200.00 for an 80/20 plan with a $3K deductible? Pffft.

I would not complain. I am talking about the working poor. If some one making 24K per year gets Oboma care in Ga, they will pay around 133 per month for a policy that pays 75/25 with a 5,500 dollar deductible. If they need an operation they are screwed.

http://www.valuepenguin.com/ppaca/exchanges/ga

So you pay around 200 per month

Yesterday you paid around 325 per month. Your right your rates have dropped

http://ttp://www.visajourney.com/forums/topic/462810-obama-administration-knew-millions-could-not-keep-their-health-insurance/?p=6615601

$325 a month? For comprehensive coverage? For a family? That would be quite a bargain. I haven't seen a premium that low in years. My policy costs more than three times that. It has been in that vicinity for many years. I pay about that as the employee share but then my employer kicks in more than twice what I pay. So $325.00 a month, where do I sign up for cheap coverage like that?

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[Mr. Big Dog 10,747]

I would not complain. I am talking about the working poor. If some one making 24K per year gets Oboma care in Ga, they will pay around 133 per month for a policy that pays 75/25 with a 5,500 dollar deductible. If they need an operation they are screwed.

http://www.valuepenguin.com/ppaca/exchanges/ga

So you pay around 200 per month

Yesterday you paid around 325 per month. Your right your rates have dropped

http://ttp://www.visajourney.com/forums/topic/462810-obama-administration-knew-millions-could-not-keep-their-health-insurance/?p=6615601

$325 a month? For comprehensive coverage? For a family? That would be quite a bargain. I haven't seen a premium that low in years. My policy costs more than three times that. It has been in that vicinity for many years. I pay about that as the employee share but then my employer kicks in more than twice what I pay. So $325.00 a month, where do I sign up for cheap coverage like that?

.

I pay that a month. Me. My employer pays more than twice that on top. The policy I am buying through my employer costs around $1000.00 a month. And that's a High Deductible Plan. I looked on the exchange just for shits and giggles. Similar policy would run roughly $900.00 on the exchange. How is that a sour deal? If a comprehensive policy on the individual market costs about the same as a group policy available to the majority of Americans, that's not a sour deal. Sure, health insurance is expensive. That's because we have a health care and health insurance system that is not focused on patient care but solely on profits. Those screaming foul the loudest now are those that have claimed for decades that that is the only system that will keep costs in check. Well that claim is wrong. Do you think they'll see it now? Of course not.

[BatmanUSA 105]

Does big dog work thru a union or some other special interest that was granted an obamacare waiver.?

The whole point of this thread is Obama said you can keep your plan and keep your doctor...

This is not the only story of people losing their doctor and/or their health insurance directly because of Obamacare.

and again, the hard core, Obama terrorists, we may as well call them as the are.. they are just as fanatical as Islamic extremists... Obama terrorists will always have a simple excuse of an answer to all the people who are getting screwed under obamacare....

Its not Obamas fault, he did know...

oh, and with the majority the democrats had at every level, they could have easily passed a one payor system,... how much insurance lobby money did Obama and the democrats take....?

[The Nature Boy 4,224]

Does big dog work thru a union or some other special interest that was granted an obamacare waiver.?

The whole point of this thread is Obama said you can keep your plan and keep your doctor...

This is not the only story of people losing their doctor and/or their health insurance directly because of Obamacare.

and again, the hard core, Obama terrorists, we may as well call them as the are.. they are just as fanatical as Islamic extremists... Obama terrorists will always have a simple excuse of an answer to all the people who are getting screwed under obamacare....

Its not Obamas fault, he did know...

oh, and with the majority the democrats had at every level, they could have easily passed a one payor system,... how much insurance lobby money did Obama and the democrats take....?

The Obama care lies are mounting

[Mr. Big Dog 10,747]

Does big dog work thru a union or some other special interest that was granted an obamacare waiver.?

What are you smoking? Most Americans are not seeing any changes because of Obamacare. Most Americans have had comprehensive health insurance through their employers all along. That does not change. Period.

[The Nature Boy 4,224]

What are you smoking? Most Americans are not seeing any changes because of Obamacare. Most Americans have had comprehensive health insurance through their employers all along. That does not change. Period.

How much is your insurance going up

[Mr. Big Dog 10,747]

How much is your insurance going up

Less than 3% which is one of the smallest increases I have seen since moving to this country almost 20 years ago.

[GandD 5,966]

Obama care is the current system on steroids. More insurance, more people in health care that do not provide patient care.

Insurance is the problem.. If this was T3, it would be the day Skynet became aware,

How in the flying hell is a 200 dollar a month policy that pays 80%, with a 3K deductible going to make healthcare affordable to the working poor..?

What is an uneducated person going to do when they get a claim wrongly denied becuse of a code and get bills from 4 different places after one procedure

Obama care is going to suck for most, if they ever get signed up

I agree. Socialize that sheet. I'm down.

[Mr. Big Dog 10,747]

Obama care is going to suck for most, if they ever get signed up

Most are covered through their employers with comprehensive health care plans and are thus not going to notice Obamacare. Out of those that buy policies under Obamacare via the exchanges or Medicaid expansion, most will benefit because they either will have their policies subsidized or they will be able to purchase coverage which they were previously unable to obtain. Then there is a slice of the population - a rather small slice - that will see their health insurance get more expensive. Not everyone wins. What else is new?

[DavenRoxy 1,073]

Most healthcare professionals make more $$$ in Canada and have a better standard of living.

Not central to this thread, but I disagree. I knew a trauma nurse in CA who made a lot... 150K per year. But when we broke down her income, less taxes, the USD to CAD exchange rate, money for health care, and all that jazz, she made about $62K per year. Her "free" health care seemed kinda spendy to me.

[Dakine10 5,452]

Not central to this thread, but I disagree. I knew a trauma nurse in CA who made a lot... 150K per year. But when we broke down her income, less taxes, the USD to CAD exchange rate, money for health care, and all that jazz, she made about $62K per year. Her "free" health care seemed kinda spendy to me.

I'm talking about current times. The exchange rate has been around 1:1 for several years. Things are a lot different than when the looney was worth 60 cents US.

Health care is harder to measure. Taxes that pay for healthcare are higher, but on the other hand you don't need to work out a ten year payment plan if you need surgery, which can be the case here..

[DavenRoxy 1,073]

Health care is harder to measure. Taxes that pay for healthcare are higher, but on the other hand you don't need to work out a ten year payment plan if you need surgery, which can be the case here..

True. Instead, you pay years of taxes for coverage you may never use. Kind of like life insurance, except there, you KNOW you're gonna die. At least your beneficiaries win.

[The Nature Boy 4,224]

I agree. Socialize that sheet. I'm down.

and P.S.

i just went round 6 with the never ending free colonoscopy that turned into bills from 4 sources and well over 1000

4 months later. Now the hospital is talking to the person who was supposed to resubmit 1.5 months ago, and the anesthesiologist office who I talked to 3 times and told me not to pay until it was settled sent it to a collection agency.

Yes we need more insurance and involvement Medical care.

Only if you have a 40IQ and are on Acid.

This on top of my wife's docs, who sent the labs of her's to an out of network lab. They want over 1k for that little uh-oh

Sorry Insurance is the problem. Anyone that thinks Obama care is going to make it better, is stupid..Sorry but that's just truth

P.S. Also if you think we got the best in the world and we don't need to do anything..Your stupid to.

[Dakine10 5,452]

True. Instead, you pay years of taxes for coverage you may never use. Kind of like life insurance, except there, you KNOW you're gonna die. At least your beneficiaries win.

It's a trade off that Canadians are mostly happy with. Last time I worked up there I went without health insurance for 3 months. That's the maximum allowed for someone moving from outside Canada. Everyone I worked with though I was nuts to not buy a supplemental policy until mine kicked in. If they had a referendum to move to a private health care model, it wouldn't pass in a million years.

All things considered, Canada's is expenditure per capita is less than the US and that includes taxes, but anyway my original point being Canada's health care system is not a for profit model and it doesn't appear to be the doomsday scenario that Lostinblue imagines.