Health Insurance for a First-Time Senior Citizen Immigrant

[php3 2]

Hello all,

Just wondering how you can get a health insurance for a first-time senior citizen immigrant.

I'm planning to get a health insurance for my senior citizen mom but I heard that she cannot get Medicaid insurance

benefits because I signed an affidavit of support for her and that if she gets benefits from the government, I will need to

repay all the benefits that we get from the government. Also, she will not be qualified for Medicare since she's a first-time

immigrant without work experience in the US.

Do you know which health insurance company to choose? Should we just use a private insurance company like Blue Cross, Lovelace, etc? How much is the average monthly premium?

Please advise, thank you.

[NigeriaorBust 4,087]

Depending on her age and previous conditions you may be paying from 500 to 3000 a month for an average policy and much more for a full coverage one. Your mother will probably never qualify for medicare or social security benefits so be prepared to pay for the rest of her life

[Umka36 781]

Since your mom never paid into medicare, she can purchase medicare:

2013 montly rate:

Part A - $441 ($426 - 2014 rate)

Part B - $104.90 (2014 remains the same)

http://www.medicare.gov/your-medicare-costs/costs-at-a-glance/costs-at-glance.html

[php3 2]

Since your mom never paid into medicare, she can purchase medicare:

2013 montly rate:

Part A - $441 ($426 - 2014 rate)

Part B - $104.90 (2014 remains the same)

http://www.medicare.gov/your-medicare-costs/costs-at-a-glance/costs-at-glance.html

Thanks for the information Umka36. Wow, that's a lot!

Is it possible if I just add her (my mom) as my dependent in my health insurance?

After all, I can claim her as my dependent in the 1040 Yr. 2013 taxes.

[NigeriaorBust 4,087]

You would have to check your insurance but it is rare that parents are covered. Yes it is a lot and will go up with Obama care