Health insurance question

[slowlyman 118]

Her immigration status (which is legal, btw, since you have I-485 pending) should not be a part of insurance questions. What have they asked from you?

I took a look at the 797. It states in BOLD letters. "this notice does not grant any immigration status or benefit"

I would take from that it does not give her any legal immigration status which I could use to get her insurance.

Suddenly the idea of getting married first over there, then filing for a wife would have been a better idea.

[QueenE 174]

Did you try another insurance company? My husband and I had no issues. His immigration status wasnt not even brought up. I just needed his social...

[slowlyman 118]

I've tried three so far. Same answer.

I've been honest about it because what I don;t want is to pay premiums, then have a claim and they refuse to pay because she is out of status. but maybe the best thing to do is say I want to insure my wife and leave it at that. If she has a SSN I guess they would have no reason to check her immigration status.

Most underwriters are pretty lax at the signup stage, but go threw everything with a fine tooth comb if there is a major claim, looking for any reason to deny coverage.

Edited October 16, 2013 by slowlyman

[Boiler 45,729]

Not relevant for Health Insurance, lots of people here who have no legal status and have Insurance . Look for one who Se habla Espanol.

[raven52 233]

I do not understand all that I am reading, as my wife and I were married, 6-22-13 and with her still valid I -94 and A# she was eligible to get her own policy, even as my wife, yes, a fairly high deductible, but has very good insurance, after that, like appendicitis or some other thing to happen. We pay 123.00 a month, BC/BS of South Carolina, (MediBlue) which is a great deal to me, I wish I could help some of you, but probably not unless you live in South Carolina.

[fantonledzepp 159]

I do not understand all that I am reading, as my wife and I were married, 6-22-13 and with her still valid I -94 and A# she was eligible to get her own policy, even as my wife, yes, a fairly high deductible, but has very good insurance, after that, like appendicitis or some other thing to happen. We pay 123.00 a month, BC/BS of South Carolina, (MediBlue) which is a great deal to me, I wish I could help some of you, but probably not unless you live in South Carolina.

Well, then maybe you should go back and read it again. It's all there.

[newacct 688]

You're paying them money. Why does immigration status matter? How does it affect their ability to insure?

I added my spouse as a dependent on my company plan. Just put her name, birth date, SSN, etc. Never asked for any documentation or anything else. In fact, at the time whether she was in status was somewhat unclear.

Maybe individual plans are different, but I can't imagine why.

[nnandrr 1]

same happened to me. couldnt obtain a state id, i ve waited for hours then i was told my file i485 was pending and emy status hasnt been adjusted yet. Went agaib for driving permit and I WAS TOLD the Same.

Ihave applied for ead and i should recieve it in 60 days . hopefully i can use it to have a driving permit

[QueenE 174]

same happened to me. couldnt obtain a state id, i ve waited for hours then i was told my file i485 was pending and emy status hasnt been adjusted yet. Went agaib for driving permit and I WAS TOLD the Same.

Ihave applied for ead and i should recieve it in 60 days . hopefully i can use it to have a driving permit

What your talking about is not the same as OPs. Its two different processes.

He is talking about health insurance

Your talking about state ID. but yes once you get your EAD you should be able to get it.

OP I would personally not talk to them about her immigration status, because I'm going to guess they are assuming that you are talking about an illegal immigrant. ( since that's what most Americans assume whenever you says words like "immigrant" "out of status") Which is not the same situation as your wife. My husband has used his insurance, nothing was different from when I use it.

[nnandrr 1]

ok. sorry i saw responses about id and immigration status. Anyways, I dont have insurance yet but planning to get one soon.

[slowlyman 118]

What your talking about is not the same as OPs. Its two different processes.

He is talking about health insurance

Your talking about state ID. but yes once you get your EAD you should be able to get it.

OP I would personally not talk to them about her immigration status, because I'm going to guess they are assuming that you are talking about an illegal immigrant. ( since that's what most Americans assume whenever you says words like "immigrant" "out of status") Which is not the same situation as your wife. My husband has used his insurance, nothing was different from when I use it.

Yup, I've come to the same conclusion. TMI. "I need insurance for my wife please"

Edited October 16, 2013 by slowlyman