RFE - joint marital asset evidence

[PurpleLove 0]

Hello VJ Friends,

I would like to ask for your opinion on our issue.

After almost 9 long months waiting for NOA2 we got a RFE and here it goes:

"* Submit joint marital asset evidence described on page one."

On the page one there is one box checked:

"Submit copies of documents that will support your application for permanent residence which were filed based on your marriage.

Documents to be submitted are lease/mortgage contracts showing joint occupancy/ownership of your communal residence,

insurance policies(health, car/life), financial records showing joint ownership of assets or joint responsibility for liabilities, such

as joint savings/checking accounts (bank statements should show the date the account was opened), joint tax returns,

joint installments or other loans, utility bills. if you live with relatives or friends, a lease in their name(s) must be submitted

with a notarized affidavit from them attesting to the living arrangements and your monthly rent obligations."

Looks like whatever stated above does not apply to us because:

1. Our US home is in my USC spouse's name he owned it before we met, so there is no joint lease/mortgage/ownership.

2. Insurance policies? Yeah, there is only a car insurance with both our names on it.

3. We are filing taxes as married but separately because it works better for both us.

4. We do not have any of financial records mentioned above as every home bill is on USC's name as it was before we got married,

cars and other stuff has been leased on separate names way before we decided to marry.

The reason we do not have any joint installments or joint bank accounts is because my spouse left the U.S. for business trip a 2 weeks after our wedding and got returned at POE on the way back

Of course we share our finances on a daily basis, shopping, airfare tickets (we travel a lot), gifts, restaurants, but that is it.

How can we prove our joint marital assets without evidence but car insurance ?

Any help is appreciated

[Dave&Roza 748]

Hello VJ Friends,

I would like to ask for your opinion on our issue.

After almost 9 long months waiting for NOA2 we got a RFE and here it goes:

"* Submit joint marital asset evidence described on page one."

On the page one there is one box checked:

"Submit copies of documents that will support your application for permanent residence which were filed based on your marriage.

Documents to be submitted are lease/mortgage contracts showing joint occupancy/ownership of your communal residence,

insurance policies(health, car/life), financial records showing joint ownership of assets or joint responsibility for liabilities, such

as joint savings/checking accounts (bank statements should show the date the account was opened), joint tax returns,

joint installments or other loans, utility bills. if you live with relatives or friends, a lease in their name(s) must be submitted

with a notarized affidavit from them attesting to the living arrangements and your monthly rent obligations."

Looks like whatever stated above does not apply to us because:

1. Our US home is in my USC spouse's name he owned it before we met, so there is no joint lease/mortgage/ownership.

2. Insurance policies? Yeah, there is only a car insurance with both our names on it.

3. We are filing taxes as married but separately because it works better for both us.

4. We do not have any of financial records mentioned above as every home bill is on USC's name as it was before we got married,

cars and other stuff has been leased on separate names way before we decided to marry.

The reason we do not have any joint installments or joint bank accounts is because my spouse left the U.S. for business trip a 2 weeks after our wedding and got returned at POE on the way back

Of course we share our finances on a daily basis, shopping, airfare tickets (we travel a lot), gifts, restaurants, but that is it.

How can we prove our joint marital assets without evidence but car insurance ?

Any help is appreciated

Did you include the tax transcripts? Do you have any ID showing that you both live at the same address? Do you have Wills, Power of Attorney or Health Care Power of Attorney? Are either of you listed as beneficiary on employer's benefits?

You can show the trips together by including boarding passes and any photos. You can only send in what you have. You may want to include affidavits from friends or family members as your actual evidence is very thin. Did you include a cover letter? You may want to do so with an explaination as to why you are missing items that most normal couples have as they combine their lives.

Good luck,

Dave

[NikLR 13,227]

What did you include for evidence?

I suggest trying to add your name to the USC's bank account, credit card and insurance. You can also get a will done and he can put you as the beneficiary of his 401k if he has one.

[r060106 109]

What did you include for evidence?

I suggest trying to add your name to the USC's bank account, credit card and insurance. You can also get a will done and he can put you as the beneficiary of his 401k if he has one.

If one gets a Will done, will USCIS think it's weird for only one spouse to get a Will? For instance, only I have one, designating my wife as my inheritor and executor. She doesn't have one at all. Is that a bad sign?

[lostinblue 1,989]

Get a life insurance policy for both of you. Some are pretty low cost. joint checking accounts and saving accounts. Joint credit cards. you can add her to your name.

[Ketsuban 1,034]

OP's RFE is quite worrying to me considering no one that my husband does business with would even entertain the idea of adding me to his accounts due to my lack of permanent residency despite our best efforts, we have ZERO evidence of asset-sharing and/or financial co-mingling.

[dirk_diggler 107]

OP's RFE is quite worrying to me considering no one that my husband does business with would even entertain the idea of adding me to his accounts due to my lack of permanent residency despite our best efforts, we have ZERO evidence of asset-sharing and/or financial co-mingling.

Agreed, my spouse has never been to the US (and has no SSN) so it's difficult to comingle financially..

[Ketsuban 1,034]

Agreed, my spouse has never been to the US (and has no SSN) so it's difficult to comingle financially..

What did you send as evidence in your petition?

[dirk_diggler 107]

What did you send as evidence in your petition?

Pics, chat logs, skype logs, phone logs, proof of entry (passport stamps, boarding passes, itineraries), gift receipts, cards, movie/train stubs (from time together)

[lost_at_sea 995]

OP's RFE is quite worrying to me considering no one that my husband does business with would even entertain the idea of adding me to his accounts due to my lack of permanent residency despite our best efforts, we have ZERO evidence of asset-sharing and/or financial co-mingling.

That's really common and it shouldn't worry you too much - you did the right thing by submitting the other evidence. Many couples doing the IR/CR-1 live in different countries and are not able to easily co-mingle assets and instead provide relationship evidence similar to that the K1s show.

The OPs post actually has me a bit confused - it reads as though they are already living together, so that may be why they've been asked for more information about their co-mingling of financial assets.

[Ketsuban 1,034]

That's really common and it shouldn't worry you too much - you did the right thing by submitting the other evidence. Many couples doing the IR/CR-1 live in different countries and are not able to easily co-mingle assets and instead provide relationship evidence similar to that the K1s show.

The OPs post actually has me a bit confused - it reads as though they are already living together, so that may be why they've been asked for more information about their co-mingling of financial assets.

I haven't submitted yet I'm still trawling through Skype and my emails for little excerpts of our weird conversations. It's annoying when I find something awesome and it turns out to be x-rated!

I have stuff going back to 2005. There's just too much to work with!

[lost_at_sea 995]

I haven't submitted yet I'm still trawling through Skype and my emails for little excerpts of our weird conversations. It's annoying when I find something awesome and it turns out to be x-rated!

I have stuff going back to 2005. There's just too much to work with!

Hah! You could black out sensitive/rude bits.

[r060106 109]

Get a life insurance policy for both of you. Some are pretty low cost. joint checking accounts and saving accounts. Joint credit cards. you can add her to your name.

My wife can't get a Life Insurance Policy for me, as she doesn't have a steady income. Only I have one for her should I die.

I wonder if they think it's fishy if only one spouse has everything done, like a Will, POA, Life Insurance Policy and the like, and the other doesn't. My wife just doesn't have the capability to do that stuff at the moment.

I'm a little confused too. OP are you living with you spouse?

Edited September 4, 2013 by Rysiu227

[NikLR 13,227]

My wife can't get a Life Insurance Policy for me, as she doesn't have a steady income. Only I have one for her should I die.

I wonder if they think it's fishy if only one spouse has everything done, like a Will, POA, Life Insurance Policy and the like, and the other doesn't. My wife just doesn't have the capability to do that stuff at the moment.

I'm a little confused too. OP are you living with you spouse?

They're not expecting the beneficiary, who lives in another country, to have all these other things done because they are hoping to immigrate to the USA. They are often hoping or expecting the USC to have them done because they want their spouse to come to the USA.

However, I also agree this is the first time I've seen this RFE.

[r060106 109]

They're not expecting the beneficiary, who lives in another country, to have all these other things done because they are hoping to immigrate to the USA. They are often hoping or expecting the USC to have them done because they want their spouse to come to the USA.

However, I also agree this is the first time I've seen this RFE.

Well I guess that bodes well for my wife and I doesn't it? I have a Life Insurance Policy, POA, Will, Joint Bank Account Statement, 401K and Pension Statements all referencing her as either a beneficiary, holder or agent, along with a promissory note that she signed enabling her to be on my car's title (which is being processed by the DMV). Although, the bank account statement doesn't have the account opening date and I've never even seen such a thing on a bank statement. So I'm also sending a copy of the signature card we filled out when opening the account. I'm hoping this is all sufficient to avoid an RFE.