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Thanks a lot! What a great idea, perhaps we will do just that too! As for joint bank account, we cannot do that yet as I still do not hve my SSN and they told us that I must have that in order to join my husband Bank account.

A ssn is not required for you to open a joint bank account. You can either ask to speak to the bank manager or go to another bank that will open the account for you. Also, get put on your spouses auto insurance, health insurance and put on his credit cards as an authorized user.

 
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