Should I include some explanation?

[sun flower 3]

Hi everyone, I am preparing my evidence to remove conditions, and I am preparing my documents and I am including a summary of documents in my cover letter, to make easy the review. I am wondering if this a good place to write some explanation about documents, for example we don't have a joint mortgage because my husband bought the house, where we live, before we got married, so all the utility bills are only in his name. After 4 years dating that was an issue for him to get married, he wanted to make me feel safe and not to have to move of place every time something happened, so one day he told me I am going you pick you up and he started driving toward the community where his two sisters live, but he parked in a different unit, I said so what is going on, and he gave me the key and said open the door, I did, and he asked me do you like? I said yes because is a beautiful place. And he said well this is going to be our home. and 15 days after we got married. But when we went to file for the property tax exception, we filed as married with both names in it.

We have 2 cars, I own mine for years and is paid off. My husband just bought his, but I am not in the loan because my credit score is low, (I had a social security for about 1 1/2 years) so that made a big difference in the interest rate, and of course in the monthly payment. In the insurance policies we have 2 different policies. But in both policies we figure as married and both names appear in the name of both policies and we are authorized drivers.

And I don't know if it is relevant or not but I am also adding the animal services registration for the dog. At the beginning she belonged to my husband and then he gave to me because of his work trips out of state but now she became "our" doggie and she is registered under both names (first was only under his name, the only my name and now both names)

The first semester for the year my husband became ill, and I got a stamped copy of the information page, where he names me as his emergency contact as his wife, from every doctor.

I don't have any trip document, but I have the annual passes for parks in Florida.

I don't really know if the mortgage, car insurance and utility bills are going to be an issue, please I need and advice.

Tky