Bank Account Dilemma

[thai2luv 0]

thai2luv,

Yes, all banks are required to follow the same federal regulations, but different banks interpret what those regulations mean quite differently. Some banks are much more conservative than others and have their own requirements that go above and beyond to be on the safe side.

Yodrak

Although you may get someone willing to bend the rules a bit, I believe all banks are required to follow the same federal regulations with regard to ID required for adding or opening accounts.

My husband's bank added me within the week after we married, using my maiden name (Cdn passport, SSN in maiden name, and birth certificate). We changed it to my married name 2 months later using the marriage certificate and WA state driver's license.

I have added my wife to two of my credit cards as an add'l family member, but it still won't solve the porblem of the joint bank account. The credit cards are in her married name, but her passport is in her maiden name.

I will try to add her to the bank accounts using her maiden name with her passport and birth certificate.

Thanks for all of your good advice.

It is perfectly legitimate for her to use her maiden name. She does not need to change her name ever. Do not let that road block get in the way too much.

We are with Citi bank and they let us use Passport, SSN, and Marriage Cert. You might want to look up their policies and procedures and bring a copy with you. We share your pain about the CA Drivers license. We already have a car for my wife and she can not drive it.

I will try it with the docs you mentioned soon.

thanks...