money

[shrimplytom 0]

my future wife is ready to come to USA from PH. , and is wondering what will she use for money in her connecting countries on way to USA , I TELL HER THERE IS MONEY EXCHANGERS BUT IM NOT SURE . will she be able to use her pesos in Tokyo or Detroit . do i need to send her american dollars and how?

[jacabatic 5]

western union

[apple21 953]

She can buy US dollars from local Philippine banks like BDO.

[Boiler 46,417]

Credit Card

[RyRo 47]

She can buy US dollars from local Philippine banks like BDO.

i bought mine from PNB ( Philippine National Bank) before i left

[Ethan&Yuuka 1]

I'm pretty sure she cannot use pesos in Tokyo and she can exchange the philline money to dollars at banks or I think airport in philline too.

[danver 15]

my future wife is ready to come to USA from PH. , and is wondering what will she use for money in her connecting countries on way to USA , I TELL HER THERE IS MONEY EXCHANGERS BUT IM NOT SURE . will she be able to use her pesos in Tokyo or Detroit . do i need to send her american dollars and how?

Send her money thru Western or Money gram and she can claim the money there in US $$$. When u send tell them u want ur fiancee to get the money there in dollars and she will get it from there in $$$ that she can use with her travel. She cannot use Phil.peso once she left PI.

[EAS 45]

Send her money thru Western or Money gram and she can claim the money there in US $. When u send tell them u want ur fiancee to get the money there in dollars and she will get it from there in $ that she can use with her travel. She cannot use Phil.peso once she left PI.

I have not used either Western Union or Moneygram in many years but once upon a time Moneygram was much cheaper than Western Union for sending the same amount of money. You MUST BE SURE to tell your fiancee to get the money in U.S. Dollars and you should also specify delivery in U.S. Dollars when you send the money. It affects the exchange rate calculations that are made.

Also you may want to consider if you can send via LBC. Their rates may or may not be better.

You could also purchase a pre-paid credit card to send to her. If you send her a credit card make sure to tell her to choose the LOCAL CURRENCY option whenever she signs a charge slip. Otherwise you will get hit with an unfavorable exchange rate if they charge in a currency other than the local currency. Also you should check to see if she can use it in an ATM to get cash, if needed. AND you should be aware of all of the fees, especially the foreign transaction fee(s), if any.

Or you could request a second ATM card and send her your current one, IF you have limited time. If you send her an ATM card make sure to send the PIN separately. preferably via SMS or voice phone. You should be aware of all of the fees, especially the foreign transaction fee(s), if any.

She CAN use PHP outside of the Philippines by exchanging them at a legal money changer. Be aware that most international airports do have foreign exchange booths. She, and you, should be aware of the wholesale exchange rates are between PHP and the local currencies so that she will know if the exchange rate offered is fair or not. Of course, if she only has PHP on her then she won't really have a choice if she wants to purchase something.

If you need specific advice on choosing a no-foreign transaction fee card you can look here. I do not guarantee the information on that site so please verify any information directly with the card issuer.

If you need other advice please feel free to ask.

my future wife is ready to come to USA from PH. , and is wondering what will she use for money in her connecting countries on way to USA , I TELL HER THERE IS MONEY EXCHANGERS BUT IM NOT SURE . will she be able to use her pesos in Tokyo or Detroit . do i need to send her american dollars and how?

Replied to the wrong post. See my post above.

Edited February 16, 2013 by EAS

[James and Cynthia 70]

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