IRA for non-resident spouse

[ik2011 2]

Hello,

My husband and I filed joint tax returns with him electing to be treated as a resident for tax purposes. I would like to contribute to an IRA for him for year 2012, but he is still awaiting his interview and residing outside US. He has ITIN, but no ID/address proof here.

Has anyone successfully opened and contributed to an IRA in this situation? If so, I would like to hear from you.

Thanks

[TimeTravel 78]

Hello,

My husband and I filed joint tax returns with him electing to be treated as a resident for tax purposes. I would like to contribute to an IRA for him for year 2012, but he is still awaiting his interview and residing outside US. He has ITIN, but no ID/address proof here.

Has anyone successfully opened and contributed to an IRA in this situation? If so, I would like to hear from you.

Thanks

Getting an address proof in United States for your spouse shouldn't be difficult. You can add him in your US based checking/saving account. That should work as an address proof for him.

Try Etrade, as they possibly allow to open an IRA account using ITIN. Give a call, as they would able to give you more details.

[ik2011 2]

Getting an address proof in United States for your spouse shouldn't be difficult. You can add him in your US based checking/saving account. That should work as an address proof for him.

Try Etrade, as they possibly allow to open an IRA account using ITIN. Give a call, as they would able to give you more details.

Thank you for the response. I tried adding him to my checking account before, but the bank said he should be physically present at the branch.

I talked to one of the brokers and they need either DL/State issued ID/permanent resident card as ID. So, they above is not going to work anyway.

I wonder if anyone has done this before. They shouldn't be asking for a US ID in this situation, there should be a way to get around this. Will talk to a different broker and see what they say.

[TimeTravel 78]

Thank you for the response. I tried adding him to my checking account before, but the bank said he should be physically present at the branch.

I talked to one of the brokers and they need either DL/State issued ID/permanent resident card as ID. So, they above is not going to work anyway.

I wonder if anyone has done this before. They shouldn't be asking for a US ID in this situation, there should be a way to get around this. Will talk to a different broker and see what they say.

Try to open an account with different bank where you guys can have joint account. Some banks allow this, my wife was able to add me in her checking account even I was living in India at that time. Did you try to call Etrade IRA department for Non-US Resident?