Please Review my RFE

[KnJ 0]

Timing plays into this, but I was a recent RFE case where there was insufficient documentation -- I had supplied bank statements for every month I could print, copies of our credit cards (not joint, I was secondary, but the numbers were the same) but with no credit card statements, and 2009, 2010 and 2011 joint tax returns -- but only the first page. Joint auto insurance documentation but not proof of coverage for the span of the marriage (12-12-2009 through 11/2012 at time of RFE). I supplied one beneficiary evidence (immigrant named american spouse on 401k), a few pics, affidavits...

Ultimately though, what I sent in my RFE:

I contacted Bank of America and got ALL statements from the month I moved here, through to the date I was able to print my own statements online (it was two inches thick, but I was fine with that. It shows consistent rent payments out of one account, etc. It wasn't joint for the entire time but I got a letter from the bank stating when the account went joint (wasn't right away.

I contacted Discover Card and ordered paper statements for ALL of the months through to the present. I told these financial institutions it was for immigration and they were very responsive. Discover was an online request.

I contacted auto insurance and got a letter stating proof of coverage that I was added onto the policy as a driver. I ended up forgetting the letter sent to me stating when my own car was added to the policy, but that didn't hurt my approval.

I printed an immigrant medical insurance plan I had as a stop gap between my POE and marriage (when I could get on J's policy), with J named as beneficiary.

That was the extent of it but it was 4lbs of paper.

- we do not have kids

- i never submitted evidence of a lease with both names

- i never submitted drivers licenses (auto insurance was good proof)

- i never submitted wills or life insurance policies.

- do not have my name in any on my american husband's liabilities

- i did not provide a cover letter

- i started off highlighting significant charges on statements and then on advice of VJers I stopped. So it was partially highlighted. sorta messy.

I got approved.

Every case is different, of course, but I would say that the biggest thing when you look at the list of what you supplied, is where they said you were missing stuff.

From there, once you satisfied what was missing (like, print *all* of the tax return, and I mean every single page), add anything that proves joint persisting financial obligations. It sounds like you are thin on that, but I'm serious about getting every single month of bank statements and every single month of credit card statements you both used.

Don't get as hung up on proof of residence as on proof of every-day spending and joint obligations, the costs of daily living. Health care costs can be one example. I didn't go there, but if we were lacking on the bank/credit side, that could be something.

2 cents, that's all. Good luck.

It's stressful -- I bundled up this entire document and took it to UPS and it was so stressful leaving it there, it felt like I was sealing my fate.

Also, whatever you do don't forget to include the blue RFE with your package.

K

[Pashmak 0]

Hi, KNJ

How long did this process take?

[Navyk 78]

Hi, KNJ

How long did this process take?

Looks like 11 months from his timeline