pregnant... what are my options?

[Flames9_RN 358]

Regarding Cdn healthcare--it sort of depends where you live. If you live in a huge city, it can kind of suck as the pt to dr ratio is not in your favor. Goto a Smaller city and it may be a bit better, then again, may not be as many specialists!

In the USA, if you have good insurance, your usually good to go. I'm currently in Nicaragua and prices here are much cheaper!! They have a very modern hospital here with very good Doctors. had to see 1 last year, cost me $30!! Just saw the dentist--which was awesome--3 appts, included a cleaning, fixing 4 cavities, 3 chipped teeth (1 very bad) and a panaramic xray was $419! And she was on the high side, others have siad they would have paid a lot less at their dentist. Want a holiday and some dental work done--come to Nicaragua, medical tourism is starting to catch on!!

[The Mean Lady 604]

Regarding Cdn healthcare--it sort of depends where you live. If you live in a huge city, it can kind of suck as the pt to dr ratio is not in your favor. Goto a Smaller city and it may be a bit better, then again, may not be as many specialists!

In the USA, if you have good insurance, your usually good to go. I'm currently in Nicaragua and prices here are much cheaper!! They have a very modern hospital here with very good Doctors. had to see 1 last year, cost me $30!! Just saw the dentist--which was awesome--3 appts, included a cleaning, fixing 4 cavities, 3 chipped teeth (1 very bad) and a panaramic xray was $419! And she was on the high side, others have siad they would have paid a lot less at their dentist. Want a holiday and some dental work done--come to Nicaragua, medical tourism is starting to catch on!!

But see, that's the thing, we live in a SMALL town.

My husband is actually from the outskirts of Brantford in Harley which is a population of 550.

Brantford doctors were full, the only harley doctor retired, and we have to drive 40 minutes to some lady in another town.

Also, my husband's doctor only charges me $30 to see her.

But I feel that she treated me equal to the amount of money I paid her.

My doctor charges $80 w/o insurance and I get much better care there.

Not that Nicaragua gives bad care lol, I just mean she also only charged me $30.

Oh I DID walk out with (2) free months of birth control though.

That was a plus.

[N-o-l-a 7,167]

But see, that's the thing, we live in a SMALL town.

My husband is actually from the outskirts of Brantford in Harley which is a population of 550.

Brantford doctors were full, the only harley doctor retired, and we have to drive 40 minutes to some lady in another town.

Also, my husband's doctor only charges me $30 to see her.

But I feel that she treated me equal to the amount of money I paid her.

My doctor charges $80 w/o insurance and I get much better care there.

Not that Nicaragua gives bad care lol, I just mean she also only charged me $30.

Oh I DID walk out with (2) free months of birth control though.

That was a plus.

80 without insurance? That is cheap! Here I paid the doctor 2200 dkk for just the appointment , which is about 400 usd and I paid a no insurance doctor in America about 350 to see me about my Lyme.

[Flames9_RN 358]

But see, that's the thing, we live in a SMALL town.

My husband is actually from the outskirts of Brantford in Harley which is a population of 550.

Brantford doctors were full, the only harley doctor retired, and we have to drive 40 minutes to some lady in another town.

Also, my husband's doctor only charges me $30 to see her.

But I feel that she treated me equal to the amount of money I paid her.

My doctor charges $80 w/o insurance and I get much better care there.

Not that Nicaragua gives bad care lol, I just mean she also only charged me $30.

Oh I DID walk out with (2) free months of birth control though.

That was a plus.

Thats the case in many small towns--No doctors!! I know that has happened a lot in Saskatchewan, the one or two Dr leave--as they are overworked!!

For $30 here, I received very good treatment. Thats at the new modern Hospital! Nicaragua has Social medicine, but its not that great! Our Gardner got very sick last year, took over a week to get a cat scan of his head! No perfect system out there that is going to please everyone

[The Mean Lady 604]

80 without insurance? That is cheap! Here I paid the doctor 2200 dkk for just the appointment , which is about 400 usd and I paid a no insurance doctor in America about 350 to see me about my Lyme.

I think my doctor is sympathetic towards no insurance patients as we have a high hispanic population being outside chicago and he's fluent in spanish.

He's also very good at giving out samples to relieve the costs as well.

When I had no insurance back in 2008, I went to him every 3 months to refill my samples.

[The Mean Lady 604]

Thats the case in many small towns--No doctors!! I know that has happened a lot in Saskatchewan, the one or two Dr leave--as they are overworked!!

For $30 here, I received very good treatment. Thats at the new modern Hospital! Nicaragua has Social medicine, but its not that great! Our Gardner got very sick last year, took over a week to get a cat scan of his head! No perfect system out there that is going to please everyone

My husband says most canadian doctors leave canada to go to the states since we pay more money.

[Lemonslice 4,859]

My husband says most canadian doctors leave canada to go to the states since we pay more money.

Far from "most". See: http://www.washingtonpost.com/blogs/wonkblog/post/meme-busting-doctors-are-all-leaving-canada-to-practice-in-the-us/2011/06/03/AGVdAuHH_blog.html

I have other stats too.

----

Only thing really bugging me about my American insurance is that they do not pay for homebirth that would have been covered if we stayed in Canada. Oh, they do pay if you are a Christian Science follower. No idea how they can discriminate on religion We might pay for a midwife or wait last minute to go to the birth center.

Edited January 25, 2013 by Boston~Montreal

[Flames9_RN 358]

My husband says most canadian doctors leave canada to go to the states since we pay more money.

I believe the pay gap has decreased. I know it has a fair bit for Nurses. I have 2 sisters that are RN's in Canada and they get paid very well. It is what it is!!

[Krikit 1,164]

If the ####### doctor tells me that they can fix my boobs? Covered. (though insurance denied that one)

So... not covered? lol

And Idk why people love PPOs so much.

I guess they are for rich people that like choice.

You end up paying more monthly for your PPO.

Your deductibles are higher for your PPO.

And what do you gain? The option to see whoever you want whenever you want.

The only other thing PPOs are for is for people switching coverage whose current doctors are not in the new network.

That happened with my sister.

Oh and people that travel can have a PPO

I have a flex POS and I rather like it. I don't like having a primary care doc and prefer to self refer and pick who I want. It is sort of like PPO, I guess.

The above two posts are why Canadians are mystified.

I have to say that American healthcare is outstanding, albeit a bit confusing. Regarding the stories on waits..... I am currently on a wait list for a specialist appointment here in the US. In Canada that wait is due to it not being an emergency. In the US that wait is due to it not being an emergency. *shrugs*

[Flames9_RN 358]

So... not covered? lol

The above two posts are why Canadians are mystified.

I have to say that American healthcare is outstanding, albeit a bit confusing. Regarding the stories on waits..... I am currently on a wait list for a specialist appointment here in the US. In Canada that wait is due to it not being an emergency. In the US that wait is due to it not being an emergency. *shrugs*

Its only outstanding if you have good insurance. Talked to many stressed patients that have no insurance and their opinion would be different,lol

[The Mean Lady 604]

So... not covered? lol

No, the problem is we went at it like a reduction but if they did what insurance wanted for a reduction, it would have been a double mastectomy lol

so they had to request only 75mg of removal even though insurance wants like 300mg or something.

If it were a substantial amount, if would have been covered.

My issue is that my chest is causing abnormal breathing problems with where they are sitting.

That isn't a typical symptom at ALL so now we have to figure out a different way to attack it.

I can't imagine the procedure would be covered in Canada either the way we approached it.

It just looked like cosmetic surgery breast lift.

Its only outstanding if you have good insurance. Talked to many stressed patients that have no insurance and their opinion would be different,lol

I had no insurance for several years.

I was upset that the health insurance costs were high, but I also know that's going through a reform now so I'm not going to complain about that.

How can I sit and complain about something that's in process of being fixed?

[Krikit 1,164]

Its only outstanding if you have good insurance. Talked to many stressed patients that have no insurance and their opinion would be different,lol

Oh, yes. Sorry. This is true. I should have qualified that statement. Whenever I call for an appointment for anything, their first question is what type of insurance do I have. This last specialist office they responded "Okay. We can give you an appointment then."

Which is another weird thing. I've never been referred to a specialist, before, and told to call them myself. It's always been done for me.

[The Mean Lady 604]

I was also well versed in the options for myself as a USC in finding tiered medical care including my local health dept and places like planned parenthood (when it used to be tiered)

[Krikit 1,164]

No, the problem is we went at it like a reduction but if they did what insurance wanted for a reduction, it would have been a double mastectomy lol

so they had to request only 75mg of removal even though insurance wants like 300mg or something.

If it were a substantial amount, if would have been covered.

My issue is that my chest is causing abnormal breathing problems with where they are sitting.

That isn't a typical symptom at ALL so now we have to figure out a different way to attack it.

I can't imagine the procedure would be covered in Canada either the way we approached it.

It just looked like cosmetic surgery breast lift.

Medical breast reduction is definitely covered.

[The Mean Lady 604]

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Medical breast reduction is definitely covered.

No, I know that, but what I'm saying is that it can't be done as a reduction because the amount is so miniscule

My doctor has to prove now that the weight of my chest in the area that they are lying is constricting my breathing.

The only way to fix my issue is to have them lifted and sewed into the pectoral muscle but because the ####### doctor went at it as a reduction, it was denied.

If I tried to go at it as a reduction in canada, it would get denied too, because 75mg of removal is like... going from a D cup to a B cup.

It's just not substantial.