B-2 visa for possible medical treatment

[Michael Ruffin 1]

Hi I am looking for advice on possibly applying for a medical visa for my in-law. My wife's mother's has some medical issues and need treatment. She needs anioplasty surgery. I have gotten advice from about finding insurance for her in the Philippines. The insurance will cost about $2000 year from the quote but my concern is if/when fill out the paperwork on the insurance company will mostly likely not cover her since she has a pre-existent condition. I know the surgery in Manila will cost her about $10000 requiring $4000 deposit. I was thinking about trying for a B-2 visa to bring my mother-in-law here and get her on my insurance. I know it more expensive here but her pre-existence condition might not be factor because it with my company's insurance plan. I don't know? I am just looking for answers to help relieve stress from my wife. Any advice on the possibly of getting a B-2 visa, or ways of paying for the surgery. will kindly appreciated!

Thanks Michael

[spn1025 38]

What insurance company will allow you to add a mother-in-law to your plan? I've only ever heard of being able to cover your spouse and children with a family plan. She would need her own insurance plan, which obviously won't be through your work's insurance company.

[spn1025 38]

I looked into it, and it seems that even traveler's insurance won't cover pre-existing conditions. I'm afraid you're out of luck. You'll probably have to face the bill in Manila.

[catknit 144]

If his statement that "my company's insurance plan" really means he owns a company and is going to take on his MIL onto the plan - it could, possibly, hypothetically work. However, it may make the B2 sticky to get as she would then also be a employee of the his company in order to be on the plan [typically]. Also, if it is a small company [the smaller, the worse it will be], the addition of an older participant can blow up the entire premium for the company...

[NigeriaorBust 4,087]

TO get the medical visa you will need to show that she is already able to afford the treatment that she will be having. So if she already is on your plan than it should work. If not then I don't think she will be getting the visa.

[aaron2020 11,651]

Hi I am looking for advice on possibly applying for a medical visa for my in-law. My wife's mother's has some medical issues and need treatment. She needs anioplasty surgery. I have gotten advice from about finding insurance for her in the Philippines. The insurance will cost about $2000 year from the quote but my concern is if/when fill out the paperwork on the insurance company will mostly likely not cover her since she has a pre-existent condition. I know the surgery in Manila will cost her about $10000 requiring $4000 deposit. I was thinking about trying for a B-2 visa to bring my mother-in-law here and get her on my insurance. I know it more expensive here but her pre-existence condition might not be factor because it with my company's insurance plan. I don't know? I am just looking for answers to help relieve stress from my wife. Any advice on the possibly of getting a B-2 visa, or ways of paying for the surgery. will kindly appreciated!

Thanks Michael

If you want to bring your mother-in-law to the US for treatment, then you first have to prove that you can pay for the medical treatment before a B2 visa will be issued. (It doesn't make sense to let someone in, then try to figure if they can pay. The US government will want proof that your MIL can pay her anticipated medical bills before she can get the visa.)

The first step is can you pay for the treatment. You will need to show you have the financial assets or private insurance will cover the medical expenses. Show that you can add your mother-in-law to your insurance plan is the first step.

Now for the - what the hell part. No company's insurance covers a mother-in-law. Hell, most people would love to get their own elderly parents on their company's insurance instead of Medicare. You will find that the B-2 route will stop here when you can't get through the first step of getting your MIL on your insurance. Furthermore, if the Philippines insurance company will not pay for a preexisting condition, what makes you think your company's insurance would pay for it? There are no US insurance company that will allow you to pay a few hundred in premiums to get treatment for a preexisting condition that costs 10 times the $10,000 price quoted in the Philippines. Why would your company's insurance pay over $100,000 for your MIL?

Your best bet in getting treatment for your MIL is to get money to the Philippines. There is no need to waste money on a B-2 when there is no way you are going to get your MIL on your company's insurance.

Edited January 14, 2013 by aaron2020

[Boiler 45,993]

A lot of people go to India for treatment, a lot cheaper.

[Noah Lot 391]

If you want to bring your mother-in-law to the US for treatment, then you first have to prove that you can pay for the medical treatment before a B2 visa will be issued. (It doesn't make sense to let someone in, then try to figure if they can pay. The US government will want proof that your MIL can pay her anticipated medical bills before she can get the visa.)

The first step is can you pay for the treatment. You will need to show you have the financial assets or private insurance will cover the medical expenses. Show that you can add your mother-in-law to your insurance plan is the first step.

Now for the - what the hell part. No company's insurance covers a mother-in-law. Hell, most people would love to get their own elderly parents on their company's insurance instead of Medicare. You will find that the B-2 route will stop here when you can't get through the first step of getting your MIL on your insurance. Furthermore, if the Philippines insurance company will not pay for a preexisting condition, what makes you think your company's insurance would pay for it? There are no US insurance company that will allow you to pay a few hundred in premiums to get treatment for a preexisting condition that costs 10 times the $10,000 price quoted in the Philippines. Why would your company's insurance pay over $100,000 for your MIL?

Your best bet in getting treatment for your MIL is to get money to the Philippines. There is no need to waste money on a B-2 when there is no way you are going to get your MIL on your company's insurance.

In addition, the applicant must prove that the medical treatment is NOT AVAILABLE in their country versus not preferable...that, along with the ability to pay for said treatment, is paramount.

[Boiler 45,993]

In addition, the applicant must prove that the medical treatment is NOT AVAILABLE in their country versus not preferable...that, along with the ability to pay for said treatment, is paramount.

I have seen many people come to the US for some specific treatment available here because the MVP is here, this is it seems not the case here.

[Noah Lot 391]

If said treatment is available in one's own country, then the VOs will be asking what is the 'need' to go to the US...and then it's likely that the applicant will (or might) have a tougher time overcomming 214b...(if there are doubts about the veracity of the medical issue)...